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Updated 2025 Tax Year

Jefferson County
Property Tax Guide

Everything you need to know about property taxes in Jefferson County, OK. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
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Quick Facts
Tax Rate
7.05% school districts + 6.25% local government + special districts (varies by location)
Exemptions
5+ Available
Section 1

How Property Tax Works

Jefferson County, Oklahoma operates under the state's property tax system to fund essential local services including public schools, county operations, municipal services, and special districts. Property taxes are the primary source of revenue for these governmental entities, with tax rates varying significantly based on your specific location within the county due to different combinations of special taxing districts.

The county's property tax rates for 2025 include 7.05% for school districts and 6.25% for local government operations. However, your actual tax rate will depend on which special taxing districts serve your property, such as fire districts, library districts, or municipal bonds. Properties are assessed annually by the Jefferson County Assessor's Office, and most tax credits and exemptions require separate applications and are not automatically applied to your assessment.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
School Districts7.05%Funding for local public schools and educational services
Local Government6.25%County operations, roads, law enforcement, and general services
Special DistrictsVariesFire districts, library districts, municipal bonds, and other local improvements
Total Range13.30%+Base rate before special district additions

Rates shown are for tax year 2025 payable in 2026. Your actual tax rate will vary based on the specific combination of taxing districts that serve your property location within Jefferson County. Contact the Jefferson County Assessor's Office for your property's exact tax rate breakdown.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Jefferson County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Jefferson County are additional property tax bills issued when there are changes to property ownership, new construction, or improvements completed after the annual assessment date. These taxes cover the difference between what was originally assessed and the new assessed value, prorated for the portion of the tax year remaining.

Common triggers include purchasing a home, completing major renovations, adding structures like pools or garages, or converting property use. For example, if you purchase a $400,000 home in Jefferson County mid-year that was previously assessed at $300,000, you would receive a supplemental tax bill for the increased assessed value ($100,000 difference) multiplied by your area's tax rate, prorated for the remaining months in the tax year.

Example Calculation

$300,000 Home:

  • Assessed Value: $300,000
  • Less: Homestead Credit (if applied): -$1,000
  • Net Taxable Value: $299,000
  • Tax Rate: 13.30% (base rate)
  • Annual Tax: $3,977
  • Monthly Escrow: $331

$600,000 Home:

  • Assessed Value: $600,000
  • Less: Homestead Credit (if applied): -$1,000
  • Net Taxable Value: $599,000
  • Tax Rate: 13.30% (base rate)
  • Annual Tax: $7,967
  • Monthly Escrow: $664

$1,000,000 Home:

  • Assessed Value: $1,000,000
  • Less: Homestead Credit (if applied): -$1,000
  • Net Taxable Value: $999,000
  • Tax Rate: 13.30% (base rate)
  • Annual Tax: $13,267
  • Monthly Escrow: $1,106

Note: Homestead credits require application and are not automatic. Actual rates may be higher due to special district taxes not included in base rate.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Jefferson County require property tax escrow accounts, collecting monthly payments along with your mortgage payment to cover annual property taxes. Lenders typically collect 1/12th of your estimated annual tax bill each month, plus a cushion of 2-3 months to account for rate increases or assessment changes.

Property taxes in Jefferson County are typically due and payable in two installments during the fiscal year. Your lender will receive tax bills directly from the county and pay them on your behalf from your escrow account. You should receive an annual escrow analysis from your lender showing deposits, payments made, and any adjustments needed. If your taxes increase due to reassessment or rate changes, your monthly escrow payment will be adjusted accordingly, and you may need to pay any shortage over 12 months.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Jefferson County property taxes due for FY 2025-2026? A: Property taxes are typically due in two installments. Contact the Jefferson County Treasurer's Office for specific due dates as they vary by county policy.

Q: What tax credits are available and do I need to apply? A: The primary credit is the Homestead Credit for owner-occupied residences. This credit requires a separate application filed with the Jefferson County Assessor's Office and is NOT automatic.

Q: How does the Homestead Credit work? A: The Homestead Credit provides a small reduction in assessed value for qualifying owner-occupied homes. You must apply by March 15th to receive the credit for the current tax year. Late applications will be effective the following tax year.

Q: How often are properties reassessed? A: Jefferson County conducts annual assessments. Property values are reviewed yearly, and you'll receive a notice if your assessed value changes significantly.

Q: What if I disagree with my property assessment? A: You can appeal your assessment to the Jefferson County Board of Equalization. Appeals must typically be filed within a specific timeframe after receiving your assessment notice.

Q: Are there penalties for late tax payments? A: Yes, Jefferson County charges penalties and interest on delinquent property taxes. Contact the County Treasurer's Office for current penalty rates and payment options.

Q: Can I pay my property taxes online? A: Contact the Jefferson County Treasurer's Office to inquire about online payment options and accepted payment methods.

Q: Why do tax rates vary within Jefferson County? A: Your total tax rate depends on which special taxing districts serve your property, including school districts, fire districts, library districts, and any special assessment districts for local improvements.

Q: Do senior citizens or disabled persons qualify for additional tax relief? A: Oklahoma may offer additional exemptions for seniors or disabled homeowners. Contact the Jefferson County Assessor's Office to inquire about eligibility requirements and application procedures.

Q: What happens if I don't receive my tax bill? A: Property owners are responsible for paying taxes even if they don't receive a bill. Contact the Jefferson County Treasurer's Office if you haven't received your tax statement by the typical mailing date.

Verified Sources

Backed by 9 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
Archive Center • Tax Leviesjeffcomo.gov
02
Tax Doc
How Property Taxes are Calculatedjeffco.us
03
Tax Doc
Notice About 2025 Tax Ratesjeffersoncountytx.gov
04
2026-2027 Form 921 Application for Homestead Exemptionoklahoma.gov
05
County
Claiborne and Jefferson County.nrc.gov
06
State
Foreclosing on Opportunity: State Laws and Mortgage Creditfederalreserve.gov
07
County
Jefferson County Data & Information - Oklahoma Digital Prairiedigitalprairie.ok.gov
08
County
Jefferson County Land & Water Conservation Committee ...apps.jeffersoncountywi.gov
09
OKLAHOMA STATUTES TITLE 1. ABSTRACTINGoklegislature.gov
All sources verified as of 2025 Tax Year

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