HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

Comanche County
Property Tax Guide

Everything you need to know about property taxes in Comanche County, OK. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
0.177909 per $100 assessed value (varies by special districts)
Exemptions
4+ Available
Section 1

How Property Tax Works

Property taxes in Comanche County, Oklahoma serve as the primary funding source for essential local services including public schools, county government operations, municipal services, and various special districts. The county follows Oklahoma's property tax system where properties are assessed at fair market value, with taxes calculated based on rates set by multiple taxing authorities including the county, school districts, municipalities, and special assessment districts.

The effective property tax rate in Comanche County for 2025 is 0.177909 per $100 of assessed value, though actual rates vary significantly by location within the county depending on which special taxing districts apply to your property. These districts may include school bonds, fire protection districts, library districts, and other local improvement assessments. Property owners should verify their specific tax rate by checking which taxing jurisdictions their property falls within, as rates can differ substantially between areas of the county.

Property assessments in Oklahoma are conducted annually, with the county assessor determining fair market value based on recent sales data, property improvements, and market conditions. Unlike some states, Oklahoma does not cap property value assessments, though certain tax credits may limit the impact of assessment increases for qualifying property owners who file the required applications.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
County GeneralVariesCounty government operations, roads, public safety
School DistrictVariesLocal school district operations and facilities
MunicipalVariesCity services (applies only within city limits)
School BondsVariesVoter-approved school construction/improvement bonds
Special DistrictsVariesFire protection, library, rural water, other local services
Total Rate (2025)0.177909Combined rate for properties in base districts

Note: These rates apply to the 2025 tax year (collected in 2025). Actual rates vary by specific location within Comanche County based on which combination of taxing districts apply to your property. Properties in different school districts, municipalities, or special assessment areas will have different total rates. Contact the Comanche County Tax Assessor-Collector at 101 W. Central Ave. to determine the exact rate for your property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Comanche County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Comanche County are additional property tax assessments that occur when there are changes to property ownership, value, or use during the tax year. The most common triggers include the sale or transfer of property, completion of new construction, major renovations that increase property value, or changes in property use classification.

When a supplemental assessment is issued, it represents the difference between the taxes already assessed for the year and what the taxes should be based on the new circumstances. The supplemental tax is calculated by taking the difference in assessed value, multiplying by the applicable tax rate, and prorating for the portion of the tax year remaining. For example, if a home sells in March for significantly more than its assessed value, triggering a reassessment from $200,000 to $300,000, the supplemental tax would be calculated on the $100,000 difference, multiplied by 0.177909%, and prorated for the remaining 9+ months of the tax year.

Property owners typically receive supplemental tax bills separately from their regular annual tax statement, and these are generally due within 30 days of the bill date. The Comanche County Excise Board oversees the accurate reporting and collection of these supplemental assessments as part of their oversight role for county finances.

Example Calculation

Example 1: $300,000 Home (with Homestead Credit)

  • Assessed Value: $300,000
  • Less: Homestead Credit Application: $1,000 (estimated)
  • Net Taxable Value: $299,000
  • Annual Tax: $299,000 × 0.00177909 = $532.35
  • Monthly (if escrowed): $44.36

Example 2: $600,000 Home (with Senior/Disabled Credit)

  • Assessed Value: $600,000
  • Less: Senior Citizen Credit Application: $1,000 (estimated)
  • Net Taxable Value: $599,000
  • Annual Tax: $599,000 × 0.00177909 = $1,065.65
  • Monthly (if escrowed): $88.80

Example 3: $1,000,000 Home (no credits applied)

  • Assessed Value: $1,000,000
  • Less: No credits applied
  • Net Taxable Value: $1,000,000
  • Annual Tax: $1,000,000 × 0.00177909 = $1,779.09
  • Monthly (if escrowed): $148.26

Note: All tax credits require separate applications filed with the County Assessor by the March 15 deadline. Credits shown are estimates - actual amounts vary. Homestead credits primarily limit future assessment increases rather than reducing current year taxes. Rates may vary based on your property's specific taxing districts.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Comanche County require borrowers to maintain an escrow account for property taxes, especially when the loan-to-value ratio exceeds 80%. Your lender collects monthly tax payments along with your mortgage payment, deposits them into an escrow account, and pays your property taxes directly to Comanche County when due.

Property taxes in Comanche County are paid in two installments: the first installment is due by September 15, and the second installment is due by December 15. Your lender will typically pay each installment before the due date to avoid penalties. Lenders are required to provide an annual escrow analysis showing how your tax payments are calculated and any adjustments needed for the coming year.

If your property taxes increase due to reassessment or rate changes, your lender may require higher monthly escrow payments or collect a lump sum to cover any shortage. Property owners should verify that their lender has paid taxes correctly by checking with the Comanche County Tax Assessor-Collector office. You can also monitor your account online or contact the tax collector to confirm payments have been received and properly credited to your property.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Comanche County for 2025? A: Property taxes are due in two installments: first installment by September 15, 2025, and second installment by December 15, 2025.

Q: What tax credits are available and how do I apply? A: Common tax credits include homestead credits for primary residences, senior citizen credits for those 65+, and disabled veteran credits. All credits require separate applications filed with the County Assessor by March 15. Applications filed after March 15 will be effective for the following tax year.

Q: How does the homestead credit work? A: The homestead credit primarily limits future assessment increases on your primary residence rather than reducing the current assessed value. You must file an application with the County Assessor by March 15, and the credit continues automatically unless your eligibility changes.

Q: How often are properties reassessed? A: Oklahoma law requires annual reassessment of all properties. The County Assessor determines fair market value each year based on sales data, improvements, and market conditions.

Q: What happens if I pay my taxes late? A: Late payments incur penalties and interest charges. Contact the Comanche County Tax Assessor-Collector at 101 W. Central Ave. for specific penalty rates and payment options.

Q: Can I pay my property taxes online? A: Check with the Comanche County Tax Assessor-Collector office for current online payment options and accepted payment methods.

Q: How do special district taxes affect my bill? A: Special districts like school bonds, fire protection, and library districts add to your base tax rate. Your total rate depends on which districts your property is located within.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the County Board of Equalization. Contact the County Assessor's office for appeal forms, deadlines, and procedures.

Q: What if my mortgage company doesn't pay my taxes on time? A: You remain ultimately responsible for tax payments even with an escrow account. Monitor payments and contact your lender immediately if there are issues.

Q: Are there exemptions for totally disabled veterans? A: Oklahoma provides property tax credits for qualifying disabled veterans. Applications must be filed with supporting documentation by the March 15 deadline.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
2025 Tax Rate Comanche County Consolidated Hospital Districtco.comanche.tx.us
02
County
Untitled - Comanche County, TXco.comanche.tx.us
03
NOTICE OF PUBLIC HEARINGnewtools.cira.state.tx.us
04
Federal Register, Volume 61 Issue 156 (Monday, August ...govinfo.gov
05
County
Comanche County Tax Officetxdmv.gov
06
County
Treasurer | Comanche County, OKcomanchecountyok.gov
07
2026-2027 Form 921 Application for Homestead Exemptionoklahoma.gov
08
State
Overview of State Issuesoksenate.gov
09
2026 Form 994 Application for Property Valuation Limitation ...oklahoma.gov
10
County
Excise Board | Comanche County, OKcomanchecountyok.gov
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate