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Updated 2025 Tax Year

Choctaw County
Property Tax Guide

Everything you need to know about property taxes in Choctaw County, OK. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
2.0% base rate plus school district and municipal levies - varies by location within county
1st Due
Nov 1
2nd Due
May 1
Exemptions
4+ Available
Section 1

How Property Tax Works

Choctaw County's property tax system is the primary funding mechanism for essential local services including public schools, county operations, emergency services, and infrastructure maintenance. Property taxes in Choctaw County are administered by the County Assessor's office for valuations and the County Treasurer's office for collections, with the treasurer located at 300 E Duke St, Hugo, OK 74743.

The effective tax rate in Choctaw County varies significantly depending on your property's location within the county due to different combinations of special taxing districts, school districts, and municipal boundaries. While the county's base rate is 2.0% of assessed value, your total rate may be higher when including school district levies, municipal taxes (if applicable), and special district assessments such as fire protection districts or rural water districts. Property owners should expect effective rates typically ranging from 2.0% to 3.5% depending on their specific tax district combination.

Property values are assessed by the County Assessor, and various tax credits are available to qualifying property owners, though these require separate applications and are not automatically applied. The assessment and tax system operates on a calendar year basis, with taxes for the current year due by January 31st of the following year.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County General2.00%Base county operations, roads, courthouse, sheriff
School DistrictVariesLocal school district levy (varies by district)
MunicipalVariesCity/town taxes (if within city limits)
Career TechVariesVocational education districts
Fire DistrictVariesRural fire protection (if applicable)
Other Special DistrictsVariesEmergency services, rural water, etc.

Fiscal Year: These rates apply to Tax Year 2025 (due January 31, 2026). The 2.0% county rate is confirmed for FY 2025-2026.

Important Note: Your actual total tax rate depends on which combination of taxing districts your property falls within. Properties within city limits will have municipal taxes added, while rural properties may have fire district or other special assessments. Contact the County Assessor at the courthouse for your specific district combination.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Choctaw County, property taxes are due in two installments:

First Installment
Nov 1
Delinquent after Dec 10
Second Installment
May 1
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Choctaw County are additional property tax bills issued when there are mid-year changes to property ownership, value, or use that weren't reflected in the original annual assessment. Common triggers include new construction completion, property sales that trigger reassessment, subdivision of land, or changes in property use classification.

When supplemental taxes are issued, they are calculated based on the difference between the old assessed value and the new assessed value, prorated for the portion of the tax year remaining. For example, if you complete a $100,000 home addition in July, you would receive a supplemental tax bill for the increased assessed value covering July through December of that tax year.

Example: A property owner completes a $80,000 garage addition in September. The addition increases the assessed value by $80,000. With a 2.5% total tax rate and 4 months remaining in the tax year, the supplemental tax would be: ($80,000 × 0.025 × 4/12) = $667. This supplemental bill would be due within 30 days of issuance and is separate from the regular annual tax bill.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (11.5% of market): $34,500
  • Less Homestead Credit (if applied): -$1,000
  • Net Taxable Value: $33,500
  • Annual Tax (2.5% total rate): $838
  • Monthly Escrow: $70

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (11.5% of market): $69,000
  • Less Homestead Credit (if applied): -$1,000
  • Less Senior Citizen Credit (if applied): -$500
  • Net Taxable Value: $67,500
  • Annual Tax (2.5% total rate): $1,688
  • Monthly Escrow: $141

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (11.5% of market): $115,000
  • Less Homestead Credit (if applied): -$1,000
  • Net Taxable Value: $114,000
  • Annual Tax (3.0% total rate): $3,420
  • Monthly Escrow: $285

Note: All tax credits require separate applications and are not automatic. Rates shown are examples and vary by specific tax district location.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Choctaw County require property tax escrow accounts for loans with less than 20% down payment. Your lender collects monthly escrow payments along with your mortgage payment and pays your property taxes directly to the County Treasurer when due on January 31st each year.

Lenders typically collect 1/12th of your estimated annual tax bill each month, plus an additional 2-month cushion as required by federal law. Your escrow account is analyzed annually, and you'll receive an escrow analysis statement showing any shortage or surplus. If taxes increase due to reassessment or rate changes, your monthly escrow payment may be adjusted.

To verify your property taxes are being paid correctly, you can contact the Choctaw County Treasurer at choctawcotreasurer16@yahoo.com or check payment status online. If you pay taxes independently (no escrow), remember that taxes for 2025 are due by January 31, 2026, with penalties beginning February 1st. The treasurer's office is open Monday through Thursday 8:00 AM to 4:30 PM, and Friday 8:00 AM to 4:00 PM for in-person assistance.

How HonestCasa Helps
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Section 6

Frequently Asked Questions

Q: When are property taxes due for Tax Year 2025? A: Property taxes for 2025 are due by January 31, 2026. Penalties and interest begin accruing on February 1, 2026.

Q: What tax credits are available and how do I apply? A: Common tax credits include Homestead Credit (for primary residences), Senior Citizen Credit (age 65+), and Disability Credit. All credits require separate applications filed with the County Assessor by March 15th for the following tax year. These are tax credits that reduce your tax bill, not exemptions.

Q: How does the Homestead Credit work? A: The Homestead Credit provides a tax credit for primary residences and also caps annual assessment increases. You must file an application with the County Assessor by March 15th. If filed after March 15th, it takes effect the following tax year.

Q: How often are properties reassessed? A: Properties are subject to annual review by the County Assessor, though not all properties are physically inspected each year. Significant reassessments typically occur every 4-5 years or when properties are sold or improved.

Q: Can I appeal my property assessment? A: Yes, property assessment appeals must be filed with the County Board of Equalization by April 1st following the assessment. Contact the County Assessor's office for appeal forms and procedures.

Q: What happens if I pay my taxes late? A: Penalties begin February 1st for taxes not paid by January 31st. Interest and penalties accrue monthly, and properties may eventually face tax sale proceedings for delinquent taxes.

Q: Can I pay my property taxes online? A: Contact the County Treasurer at choctawcotreasurer16@yahoo.com or visit their office to inquire about online payment options. Their website indicates a "View or Pay Tax Info" option is available.

Q: Why did I receive a supplemental tax bill? A: Supplemental bills are issued for mid-year changes like new construction completion, property sales, or use changes. These are separate from your annual tax bill and typically due within 30 days of issuance.

Q: How do special districts affect my tax rate? A: Your total tax rate includes all applicable special districts such as school districts, fire districts, and municipal taxes. The 2.0% county rate is just one component - your total rate depends on your property's specific location and which districts serve your area.

Q: What if I disagree with special district taxes on my bill? A: Contact the County Assessor to verify which districts your property is assigned to. District boundary disputes or questions about specific district levies should be directed to the individual district offices or the County Clerk.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
Sales Tax News Release January 2026 - Oklahoma.govoklahoma.gov
02
County
Choctaw County Data & Information Economic Health ...digitalprairie.ok.gov
03
Parcel Details Printable versionapps.saltlakecounty.gov
04
County
choctaw County Treasureroktaxrolls.com
05
County
Choctaw County, OK Property Records | Owners, Deeds, Permitsoklahoma.propertychecker.com
06
State
State Wise Property Tax Deadlines 2025 | Key Due Datesncscorpglobal.com
07
2026-2027 Form 921 Application for Homestead Exemptionoklahoma.gov
08
State
Overview of State Issuesoksenate.gov
09
OKReady - Oklahoma Insurance Departmentoid.ok.gov
10
County
GRANT COUNTY, OKLAHOMA - Oklahoma Digital Prairiedigitalprairie.ok.gov
All sources verified as of 2025 Tax Year

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