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Updated 2025 Tax Year

Richland County
Property Tax Guide

Everything you need to know about property taxes in Richland County, OH. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
1.61% average (varies significantly by school district and municipal levies)
Exemptions
5+ Available
Section 1

How Property Tax Works

Richland County, Ohio operates under a property tax system that serves as the primary funding mechanism for local government services, including schools, fire protection, parks, and municipal operations. The county's effective property tax rate for the 2024-2025 tax year is approximately 1.61%, though this represents an average across the county. Property owners should note that actual tax rates vary significantly depending on your specific location within Richland County due to different combinations of special taxing districts, school districts, and municipal levies.

Property taxes in Richland County are assessed annually on the market value of real estate as of January 1st of each tax year. The county auditor determines assessed values, while various local authorities set levy rates. With a total taxable value of over $2.7 billion in real property countywide, including $2.08 billion in residential properties, the property tax system generates essential revenue for maintaining public services across Richland County's 497 square miles and population of approximately 124,853 residents.

Section 2

What Makes Up Your Tax Bill

ComponentRate RangeDescription
County General~0.15%Basic county services, administration
School District~0.80-1.20%Local school operations and facilities
Municipal/Township~0.10-0.30%City/township services, varies by location
Fire/EMS Districts~0.05-0.15%Fire protection and emergency services
Parks & Recreation~0.02-0.05%County and local park systems
Library Districts~0.03-0.08%Public library services
Special AssessmentsVariesInfrastructure, TIF districts, bonds
Total Average~1.61%FY 2024-2025 collection year

Note: These rates apply to the 2024 tax levy year collected in 2025-2026. Actual rates vary by specific taxing district combinations within Richland County. Contact the Richland County Auditor at 419-774-5500 for your exact district rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Richland County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Richland County are additional property tax bills issued when significant changes occur to a property during the tax year that affect its assessed value. Common triggers include new construction completion, major renovations, changes in property use classification, or ownership transfers that prompt reassessment. When the county auditor determines that a property's taxable value has materially changed, Form 945S (County Supplemental Return) may be required.

The supplemental tax is calculated by applying the current tax rate to the difference between the new assessed value and the original assessed value, prorated for the portion of the tax year the change was in effect. For example, if new construction worth $100,000 is completed and occupied on July 1st, the supplemental tax would be calculated on that $100,000 increase for half the tax year (6 months). Property owners typically receive supplemental bills within 60-90 days of the assessment change, with payment due within 30 days of the bill date.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (35%): $105,000
  • Less: Homestead Credit (if applicable): -$2,500
  • Net Taxable Value: $102,500
  • Annual Tax (1.61%): $1,650
  • Monthly Escrow: $138

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (35%): $210,000
  • Less: Owner-Occupied Credit (if applicable): -$3,000
  • Net Taxable Value: $207,000
  • Annual Tax (1.61%): $3,333
  • Monthly Escrow: $278

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (35%): $350,000
  • Less: Available Credits (if applicable): -$2,000
  • Net Taxable Value: $348,000
  • Annual Tax (1.61%): $5,603
  • Monthly Escrow: $467

All tax credits require separate application with the Richland County Auditor and are not automatically applied. Actual rates may vary by specific taxing district location.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Richland County require borrowers to maintain an escrow account for property tax payments, particularly for loans with less than 20% down payment. Lenders collect monthly escrow payments equal to 1/12th of the annual property tax bill, plus insurance premiums. The servicer pays taxes directly to the Richland County Treasurer on your behalf when bills are due.

Property taxes in Richland County are paid in two installments: the first half is due March 11, 2026, and the second half is due in July 2026 for the current collection year. Lenders typically pay these installments from your escrow account approximately 30 days before the due dates. You should receive an annual escrow analysis statement showing projected tax amounts, and your monthly payment may be adjusted if there's a shortage or surplus. Property owners can verify tax payments and balances through the Richland County Auditor's property search portal or by contacting the Treasurer's office at 419-774-5500.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due for the 2025-2026 tax year? A: The first half is due March 11, 2026, and the second half is due in July 2026. Always verify current dates with the Richland County Auditor as dates may vary.

Q: What tax credits are available and do I need to apply? A: Available tax credits include the Homestead Credit for seniors (65+) and disabled persons, Owner-Occupied Credit, and Non-Business Credit. All credits require annual application with the county auditor using form DTE 105A or similar - they are not automatic.

Q: How does the Homestead Credit work? A: The Homestead Credit limits annual assessment increases rather than reducing market value. It caps assessment growth and provides additional relief for qualifying seniors and disabled homeowners. You must apply annually with the auditor to maintain eligibility.

Q: How often are properties reassessed in Richland County? A: Ohio law requires counties to conduct property revaluations every six years, with updates every three years. The most recent countywide reappraisal established current market values as of the assessment date.

Q: What are the penalties for late property tax payments? A: Late payments incur penalties and interest charges that accrue monthly. Contact the Richland County Treasurer immediately if you cannot make payments by the due dates to discuss payment arrangements.

Q: Can I pay property taxes online? A: Yes, the Richland County Treasurer typically offers online payment options through their website. Check richlandcountyoh.us or call 419-774-5500 for current online payment methods and any associated convenience fees.

Q: How do I appeal my property assessment? A: File an appeal with the County Board of Revision within specific deadlines after receiving your assessment notice. Contact the Richland County Auditor's office for current appeal procedures and deadlines.

Q: Why do tax rates vary within Richland County? A: Different combinations of school districts, municipalities, fire districts, and special taxing districts create varying total tax rates. Your specific location determines which districts apply to your property, resulting in different effective rates across the county.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Ohio County Profilesdam.assets.ohio.gov
02
Tax Doc
Renewal and Replacement of Property Tax Leviesdam.assets.ohio.gov
03
Tax Doc
E H O V E CAREER CENTER TAX YEAR: 2024 COLLECTION ...auditor.eriecounty.oh.gov
04
County
Richland County Ohio - Auditorrichlandcountyoh.gov
05
County
Cuyahoga County Treasurer Tax Collection Calendarcuyahogacounty.gov
06
Tax Doc
Property Tax Resource Hub - Ohio Department of Taxationtax.ohio.gov
07
Tax Doc
Real Property Tax - Homestead Means Testingtax.ohio.gov
08
Tax Doc
Property Tax – Real Propertytax.ohio.gov
09
Tax Doc
Guidelines for Filing Ohio Personal Property Tax Returns ...dam.assets.ohio.gov
10
Tax Doc
Guidelines for Filing Ohio Personal Property Tax Returnsdam.assets.ohio.gov
All sources verified as of 2025 Tax Year

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