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Updated 2025 Tax Year

Paulding County
Property Tax Guide

Everything you need to know about property taxes in Paulding County, OH. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
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Quick Facts
Tax Rate
Approximately 0.75% effective rate (varies significantly by taxing districts including school, fire, library, and improvement districts)
Exemptions
5+ Available
Section 1

How Property Tax Works

Paulding County, Ohio operates under a property tax system that funds essential local services including schools, county operations, libraries, and various special districts. Property taxes are calculated based on assessed values determined by the County Auditor and applied tax rates set by local taxing authorities. The effective property tax rate in Paulding County is approximately 0.75% as of 2025, though this represents an average that can vary significantly based on your specific location within the county.

Your actual property tax rate depends on which special taxing districts serve your property, such as school districts, fire districts, library districts, and other local improvement districts. The Paulding County Board of Commissioners recently adopted a millage rate requiring a 7.58% increase over the rollback rate for maintenance and operations, demonstrating how local budget needs directly impact property tax obligations. Property owners should expect rate variations based on their specific municipal and district boundaries within Paulding County.

Section 2

What Makes Up Your Tax Bill

ComponentApproximate Rate (mills)Description
County GeneralVariesBasic county operations and services
County M&OIncreased 7.58%Maintenance and operations (recently increased)
School DistrictVaries by districtLocal school district operations and bonds
Municipal/TownshipVaries by locationCity or township services
Library DistrictVariesPublic library services
Fire/EMS DistrictVariesEmergency services
Special AssessmentsVariesInfrastructure, drainage, other improvements

Rates shown are for levy year 2025 and vary significantly by location within Paulding County due to different combinations of taxing districts. Contact the Paulding County Auditor for specific rates applicable to your property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Paulding County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Paulding County are additional assessments that occur when there are changes to property ownership, new construction, or improvements that increase a property's assessed value during the tax year. These supplemental bills are calculated based on the difference between the old and new assessed values, prorated for the remaining months in the tax year.

For example, if you complete a $50,000 home addition in July and your property's assessed value increases by $17,500 (35% of market value per Ohio law), you would receive a supplemental tax bill for the additional taxes on that $17,500 for the remaining months of the tax year. The supplemental tax would be calculated using your property's applicable tax rate multiplied by the assessment increase, then prorated from the completion date through the end of the tax year.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (35%): $105,000
  • Less: Homestead Credit (if applied): Varies
  • Net Taxable Value: ~$105,000
  • Annual Tax (0.75% effective rate): ~$788
  • Monthly Escrow: ~$66

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (35%): $210,000
  • Less: Available Credits (if applied): Varies
  • Net Taxable Value: ~$210,000
  • Annual Tax (0.75% effective rate): ~$1,575
  • Monthly Escrow: ~$131

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (35%): $350,000
  • Less: Available Credits (if applied): Varies
  • Net Taxable Value: ~$350,000
  • Annual Tax (0.75% effective rate): ~$2,625
  • Monthly Escrow: ~$219

Note: Tax credits require separate applications and are not automatically applied. Actual rates vary by specific location and taxing districts.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Paulding County collect property taxes through monthly escrow payments as part of your mortgage payment. The lender estimates your annual property tax obligation, divides it by 12, and collects this amount monthly along with principal, interest, and insurance. Lenders typically maintain a cushion in your escrow account to ensure sufficient funds are available when taxes are due each November 15th.

Your lender will conduct an annual escrow analysis to compare actual tax payments with collected escrow funds. If taxes increase due to reassessment or rate changes, your monthly escrow payment may increase. Conversely, if taxes decrease, you may receive a refund or see reduced monthly payments. Property owners should verify that their lender has current tax information, especially after improvements or appeals, to avoid escrow shortages.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Paulding County? A: Property taxes for the current fiscal year are due by November 15th annually. Late payments incur interest and penalties.

Q: What tax credits are available and how do I apply? A: Various tax credits may be available including homestead credits for qualifying residents. Most credits require annual application through the County Auditor's office. Contact the Paulding County Auditor for specific eligibility requirements and application deadlines.

Q: How does the homestead credit work? A: The homestead credit limits annual increases in assessed value rather than reducing market value. It requires application and must be filed by the deadline specified by the County Auditor. This credit caps assessment growth, providing tax relief as property values increase.

Q: How often are properties reassessed? A: Ohio requires property reassessment every three years, with updates every six years. Paulding County follows this state schedule for maintaining current property valuations.

Q: What happens if I pay property taxes late? A: Late payments incur interest charges and penalties. Continued non-payment can eventually lead to tax lien procedures and potential foreclosure.

Q: Can I pay property taxes online? A: Yes, Paulding County offers E-Commerce services allowing property owners to pay taxes and access property information online through the County Tax Commissioner's office website.

Q: How do special districts affect my tax rate? A: Your property may be subject to additional taxes from school districts, fire districts, library districts, and other special taxing authorities. These vary by location within Paulding County.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Paulding County Board of Revision within specified deadlines after receiving assessment notices. Contact the County Auditor for specific procedures and deadlines.

Verified Sources

Backed by 9 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
notice of property tax increasepaulding.gov
02
County
Paulding County Free Property Search Online Ohioohiopropertysearch.us
03
County
PAULDING COUNTY SINGLE AUDIT FOR THE YEAR ...auditor.state.oh.us
04
State
Current Property Tax Statementspaulding.gov
05
County
EMERALD TOWNSHIP PAULDING COUNTY BASIC AUDIT FOR ...ohioauditor.gov
06
Tax Doc
Property Tax – Real Propertydam.assets.ohio.gov
07
Appendix All House Bills Enacted in 2017lsc.ohio.gov
08
Topic Indexohiosos.gov
09
County
paulding county district board of healthohioauditor.gov
All sources verified as of 2025 Tax Year

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