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Updated 2025 Tax Year

Noble County
Property Tax Guide

Everything you need to know about property taxes in Noble County, OH. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.54% effective rate for residential properties (varies by taxing districts including school, fire, library districts)
Exemptions
4+ Available
Section 1

How Property Tax Works

Noble County, Ohio operates under the state's property tax system to fund essential local services including schools, libraries, emergency services, and infrastructure maintenance. Property taxes in Noble County are assessed annually based on the fair market value of real estate, with an effective tax rate of approximately 0.54% for residential properties as of 2025. This rate represents one of the more affordable property tax environments in Ohio, though actual rates can vary significantly depending on your specific location within the county.

Your actual property tax rate depends on which special taxing districts serve your property, including school districts, fire districts, library districts, and other local service areas. These additional levies are layered on top of the base county rate, meaning two properties of identical value in different areas of Noble County may have different tax obligations. The county auditor's office maintains detailed millage rates for each taxing district to ensure accurate billing for all property owners.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County General2.50Basic county operations and services
School District25.00-35.00Varies by district (operating and bond levies)
Township/Municipality3.00-8.00Local government services
Library District1.50-3.00Public library operations
Fire/EMS District2.00-5.00Emergency services
Total Effective Rate~54.0 millsEquivalent to 5.4% of assessed value

Rates shown are for levy year 2025 and represent typical ranges. Your actual rate depends on the specific combination of taxing districts serving your property. One mill equals $1 per $1,000 of assessed value. Contact the Noble County Auditor's office at (740) 732-4044 for precise rates applicable to your property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Noble County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Noble County are additional assessments that occur when property changes ownership, undergoes new construction, or receives significant improvements during the tax year. These supplemental bills ensure that property taxes reflect current ownership and property values rather than waiting for the next regular assessment cycle.

Common triggers for supplemental taxes include purchasing a home, completing home additions or major renovations, converting property use (such as residential to commercial), or correcting assessment errors discovered mid-year. The supplemental tax is calculated by determining the difference between the old and new assessed values, applying the current tax rate, and prorating for the remaining months in the tax year. For example, if you purchase a $400,000 home in July that was previously assessed at $300,000, you would receive a supplemental bill for the $100,000 assessment increase applied to the remaining six months of the tax year.

Example Calculation

$300,000 Property Value

  • Assessed Value: $105,000 (35% of market value)
  • Less Homestead Credit: -$2,500 (application required)
  • Net Taxable Value: $102,500
  • Annual Tax: $5,535 ($102,500 × 0.054)
  • Monthly Escrow: $461

$600,000 Property Value

  • Assessed Value: $210,000 (35% of market value)
  • Less Homestead Credit: -$2,500 (application required)
  • Less Senior Citizen Credit: -$2,500 (if applicable, application required)
  • Net Taxable Value: $205,000
  • Annual Tax: $11,070 ($205,000 × 0.054)
  • Monthly Escrow: $923

$1,000,000 Property Value

  • Assessed Value: $350,000 (35% of market value)
  • Less Available Credits: -$2,500 (varies by eligibility)
  • Net Taxable Value: $347,500
  • Annual Tax: $18,765 ($347,500 × 0.054)
  • Monthly Escrow: $1,564

Note: All tax credits require separate applications and approval. Homestead credits cap annual assessment increases rather than providing fixed reductions.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Noble County require property tax escrow accounts to ensure timely payment of property taxes. Your lender collects monthly escrow payments along with your mortgage payment, typically equal to 1/12 of your annual property tax bill plus a small cushion for rate increases. The lender pays your property taxes directly to Noble County when due, usually in two semi-annual installments.

Lenders conduct annual escrow analyses to adjust your monthly payment based on actual tax bills and account balance. If your property taxes increase due to reassessment or new levies, your monthly escrow payment will increase accordingly. You'll receive an escrow disclosure statement showing the calculation and any required payment adjustments. Property owners without mortgages pay taxes directly to the county treasurer and can choose to pay in full or in installments according to the county's payment schedule.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Noble County for the current fiscal year? A: Property taxes are typically due in two installments. The first half is generally due by February 15, and the second half by July 15. However, due dates can vary, so contact the Noble County Treasurer at (740) 732-5933 to confirm specific deadlines for tax year 2025.

Q: What tax credits are available and do they require applications? A: Noble County offers several tax credits that require separate applications: Homestead Credit for seniors 65+ or disabled persons, Senior Citizen Credit for additional savings, and Disabled Veteran Credit. These are credits that reduce your tax bill, not exemptions. Applications must be filed with the county auditor by the first Monday in June.

Q: How does the Homestead Credit work? A: The Homestead Credit limits annual assessment increases to 10% rather than reducing market value. This credit must be applied for and is not automatic. It's designed to protect long-term homeowners from dramatic tax increases due to rapidly rising property values, particularly benefiting seniors on fixed incomes.

Q: How often are properties reassessed in Noble County? A: Ohio law requires counties to conduct property reappraisals every six years and updates every three years. Noble County follows this schedule with the most recent countywide reappraisal completed in 2021, with the next update scheduled for 2024 and full reappraisal in 2027.

Q: What are the penalties for late property tax payments? A: Late payments incur penalties and interest charges. Typically, a 10% penalty applies to payments received after the due date, plus monthly interest charges of 1.5% on the unpaid balance. Prolonged non-payment can result in tax lien certificates and eventual foreclosure proceedings.

Q: Can I pay my property taxes online? A: Yes, Noble County offers online payment options through the county treasurer's website. You can pay by electronic check or credit card, though credit card payments may include convenience fees. Contact the treasurer's office at (740) 732-5933 for current online payment procedures and fee schedules.

Q: Why do I have different tax rates than my neighbor? A: Tax rates vary by special taxing districts serving your property. School districts, fire districts, library systems, and municipal boundaries create different combinations of tax levies. Two properties on the same street might be in different school districts or fire districts, resulting in different total tax rates.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Noble County Board of Revision by March 31 following the tax lien date. You'll need evidence supporting your claim that the assessed value exceeds fair market value, such as recent comparable sales, professional appraisals, or documentation of property condition issues. Contact the county auditor's office for appeal forms and procedures.

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