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Updated 2025 Tax Year

Morrow County
Property Tax Guide

Everything you need to know about property taxes in Morrow County, OH. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Approximately 0.9% effective rate (varies significantly by taxing district location)
Exemptions
4+ Available
Section 1

How Property Tax Works

Morrow County, Ohio operates under a property tax system that serves as the primary funding mechanism for local government services, including schools, townships, municipalities, and county operations. The effective property tax rate for 2025 is approximately 0.9%, though this represents a countywide average that can vary significantly based on your specific location within the county.

Property taxes in Morrow County are calculated based on assessed values determined by the County Auditor's office, with taxes collected by the County Treasurer. Your actual tax rate depends on the combination of taxing districts where your property is located, including school districts, townships or municipalities, and any special assessment districts for services like fire protection, libraries, or infrastructure improvements. The county maintains relatively stable foreclosure rates and property values, contributing to a predictable tax environment for homeowners.

It's important to understand that most property tax credits and exemptions in Ohio require active application and are not automatically applied to your tax bill. Property owners should review available programs annually and file necessary applications by required deadlines to ensure they receive all eligible tax relief.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County GeneralVariesBasic county services and operations
School DistrictVariesLocal school district operating and bond levies
Township/MunicipalVariesLocal government services
LibraryVariesPublic library system support
Special AssessmentsVariesFire districts, park districts, other special services
Total Effective Rate (2025)~0.9%Combined rate varies by taxing district combination

These rates apply to the 2025 levy year and are collected in 2026. Your specific tax rate depends on which taxing districts serve your property location. For example, properties in Mount Gilead may have different school district and municipal rates compared to properties in rural townships. Contact the Morrow County Auditor's office at (419) 946-4060 for your specific district combination and current rates.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Morrow County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Morrow County are additional property tax assessments that occur when there are changes to property ownership or improvements made to existing properties during the tax year. These taxes are calculated based on the difference between the old and new assessed values, prorated for the portion of the tax year remaining after the change.

Common triggers for supplemental taxes include the sale of property that results in a reassessment, completion of new construction or major renovations, and changes in property use or classification. When a supplemental assessment is issued, property owners receive a separate tax bill in addition to their regular annual property tax statement.

For example, if you complete a $50,000 home addition in July 2025, the County Auditor would assess the increased value and issue a supplemental tax bill for the remaining six months of the tax year. At a 0.9% effective rate, this would result in approximately $225 in supplemental taxes ($50,000 × 0.009 ÷ 2 = $225) due for that partial year.

Example Calculation

Example 1: $300,000 Home Value

  • Assessed Value (35% of market value): $105,000
  • Homestead Credit (if applicable): -$25,000 reduction cap
  • Net Taxable Value: $80,000
  • Annual Tax ($80,000 × 0.009): $720
  • Monthly Payment: $60

Example 2: $600,000 Home Value

  • Assessed Value (35% of market value): $210,000
  • Homestead Credit (if applicable): -$25,000 reduction cap
  • Senior Citizen Credit (if applicable): Additional reduction
  • Net Taxable Value: ~$185,000
  • Annual Tax ($185,000 × 0.009): $1,665
  • Monthly Payment: $139

Example 3: $1,000,000 Home Value

  • Assessed Value (35% of market value): $350,000
  • Homestead Credit (if applicable): -$25,000 reduction cap
  • Net Taxable Value: $325,000
  • Annual Tax ($325,000 × 0.009): $2,925
  • Monthly Payment: $244

Note: All credits require separate applications and have specific eligibility requirements. Calculations assume the countywide average rate and may vary based on your specific taxing districts.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Morrow County require property tax escrow accounts for borrowers with less than 20% down payment or upon borrower request. Your lender collects monthly property tax payments along with your mortgage payment, depositing funds into an escrow account that they manage on your behalf.

Property taxes in Morrow County are paid in two installments: the first half is due January 1, 2026, and the second half is due July 1, 2026, for the 2025 tax year. Your lender typically pays these bills directly to the Morrow County Treasurer's office when due. It's important to verify that your lender has the correct tax amount, as they base escrow calculations on the previous year's tax bill and may need adjustment for rate changes or assessment updates.

You should receive an annual escrow analysis from your lender showing the account activity and any required payment adjustments. If your property taxes increase due to reassessment or new levies, your monthly escrow payment may increase accordingly. Property owners can verify tax payments and balances by contacting the Morrow County Treasurer's office at (419) 946-4060 or checking online payment records.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Morrow County for 2025? A: The first half payment is due January 1, 2026, and the second half is due July 1, 2026. The Treasurer's Office will be closed for MLK Day on January 19, 2026.

Q: What property tax credits are available and do I need to apply? A: Ohio offers several tax credits including the Homestead Credit for seniors/disabled, Owner-Occupied Credit, and various veteran credits. All credits require separate applications filed with the County Auditor and are not automatically applied.

Q: How does the Homestead Credit work? A: The Homestead Credit limits annual assessment increases rather than reducing market value. Eligible homeowners (65+ or disabled) must apply with the County Auditor. The credit caps assessment growth, providing tax stability for qualifying residents.

Q: How often are properties reassessed in Morrow County? A: Ohio requires a complete reappraisal every six years with an update in the third year. Property owners can appeal assessments during designated appeal periods following reassessment notices.

Q: What are the penalties for late payment? A: Late payments incur penalties and interest charges. Contact the County Treasurer's office for current penalty rates and payment options if you cannot meet the due dates.

Q: Can I pay my property taxes online? A: Contact the Morrow County Treasurer's office at (419) 946-4060 or visit their website to inquire about online payment options and accepted payment methods.

Q: Why do properties in the same area have different tax rates? A: Tax rates vary based on the specific combination of taxing districts serving each property, including different school districts, townships, municipalities, and special assessment districts like fire or library services.

Q: When should I apply for property tax credits? A: Most applications have annual deadlines. The Homestead Credit application should typically be filed by the first Monday in June. Contact the County Auditor's office for specific deadlines and current application forms for all available credits.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Morrow County Online Property Search Free Ohioohiopropertysearch.us
02
County
Tax Estimator - County Auditor Website, Morrow County, Ohioauditor.co.morrow.oh.us
03
County
TAX RATE SUMMARY - Morrow County Auditorauditor.co.morrow.oh.us
04
Tax Doc
Application for Real Property Tax Exemption and Remissionauditor.co.morrow.oh.us
05
Regional Planning Commissionmorrowcountyohio.gov
06
GOVERNMENT - Treasurermorrowcountyohio.gov
07
County
Homestead Exemption - Morrow County Auditorauditor.co.morrow.oh.us
08
Tax Doc
Property Tax – Real Propertytax.ohio.gov
09
County
General Information - County Auditor, Morrow County, Ohioauditor.co.morrow.oh.us
10
Tax Doc
Property Tax Resource Hub - Ohio Department of Taxationtax.ohio.gov
All sources verified as of 2025 Tax Year

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