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Updated 2025 Tax Year

Mahoning County
Property Tax Guide

Everything you need to know about property taxes in Mahoning County, OH. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Varies by district due to multiple overlays (school, municipal, township, special districts)
Exemptions
5+ Available
Section 1

How Property Tax Works

Mahoning County, Ohio operates on a property tax system that serves as the primary funding mechanism for local government services, including schools, county operations, townships, municipalities, and special districts. Property taxes in Mahoning County fund essential services such as education, public safety, infrastructure maintenance, and social services. The county follows Ohio's standard assessment practices, with properties typically assessed at 35% of their market value for residential properties.

Property tax rates in Mahoning County vary significantly by location within the county due to the overlay of multiple taxing districts, including school districts, municipalities, townships, park districts, library districts, and other special assessments. The effective tax rate generally ranges from approximately 2.5% to 4.0% of assessed value, depending on your specific location and the combination of local levies that apply to your property. Homeowners should note that their exact tax rate depends on which taxing jurisdictions their property falls within, making location a critical factor in determining overall tax liability.

The county operates on a semi-annual payment schedule, with property owners receiving tax bills that cover six-month periods. All property tax credits and exemptions require formal application and are not automatically applied to your tax bill, making it important for eligible homeowners to understand and apply for available programs.

Section 2

What Makes Up Your Tax Bill

ComponentApproximate Rate RangeDescription
County General0.8 - 1.2 millsCounty government operations, services
School District15.0 - 25.0 millsLocal school district operations and bonds
Municipality/Township1.0 - 4.0 millsLocal government services
Library District0.5 - 2.0 millsPublic library systems
Park District0.3 - 1.0 millsMetropolitan parks and recreation
Mental Health/DD0.5 - 1.5 millsMental health and developmental disabilities
Health District0.2 - 0.8 millsPublic health services
Special AssessmentsVariesFire districts, lighting, other local services

Note: Rates shown are approximate ranges in mills (per $1,000 of assessed value) and apply to the 2025 tax year. Actual rates vary significantly by specific location within Mahoning County based on which combination of taxing districts apply to each property. The 2025 property tax rates are not yet finalized, with bills typically issued in early 2026.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Mahoning County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Mahoning County are additional property tax assessments that occur when there are changes to a property's assessed value during the tax year. The most common triggers for supplemental taxes include new construction, major improvements or renovations, changes in property ownership that trigger reassessment, and corrections to previous assessments. Unlike the regular property tax cycle, supplemental taxes are calculated and billed as soon as the county assessor determines that additional value has been added to the property.

When supplemental taxes are levied, they are calculated based on the difference between the old assessed value and the new assessed value, multiplied by the applicable tax rate for your specific location. The supplemental tax covers the portion of the tax year remaining after the change occurred. For example, if a $50,000 addition is completed and assessed in September, the supplemental tax would cover the remaining months of that tax year based on the increased assessed value.

Property owners receive separate supplemental tax bills in addition to their regular property tax statements. These bills have their own due dates and penalty schedules, typically following the same 10% late penalty structure as regular property taxes. It's important to budget for potential supplemental taxes when undertaking major home improvements or purchasing newly constructed properties.

Example Calculation

Example 1: $300,000 Home Value

  • Market Value: $300,000
  • Assessed Value (35%): $105,000
  • Homestead Credit Applied: -$25,000 reduction in taxable value (if eligible and applied)
  • Net Taxable Value: $80,000
  • Tax Rate: 30 mills (3.0%)
  • Annual Tax: $2,400
  • Monthly Escrow: $200

Example 2: $600,000 Home Value

  • Market Value: $600,000
  • Assessed Value (35%): $210,000
  • Homestead Credit Applied: -$25,000 reduction in taxable value (if eligible and applied)
  • Net Taxable Value: $185,000
  • Tax Rate: 32 mills (3.2%)
  • Annual Tax: $5,920
  • Monthly Escrow: $493

Example 3: $1,000,000 Home Value

  • Market Value: $1,000,000
  • Assessed Value (35%): $350,000
  • Homestead Credit Applied: -$25,000 reduction in taxable value (if eligible and applied)
  • Net Taxable Value: $325,000
  • Tax Rate: 35 mills (3.5%)
  • Annual Tax: $11,375
  • Monthly Escrow: $948

Note: These examples use estimated tax rates and assume eligibility for the homestead credit, which requires annual application. Actual rates vary by specific location within Mahoning County. Tax credits shown require formal application and are not automatically applied.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Mahoning County require borrowers to maintain an escrow account for property taxes, especially when the loan-to-value ratio exceeds 80%. Your lender collects monthly escrow payments along with your mortgage payment, typically calculating 1/12th of your annual property tax bill plus a cushion for potential increases. The lender holds these funds in a separate escrow account and pays your property taxes directly to Mahoning County when bills become due.

Property tax payments in Mahoning County follow a semi-annual schedule, with first-half taxes for 2025 due March 6, 2026. Lenders typically pay these bills before the due date to avoid the 10% penalty that applies to late payments. After paying your taxes, your lender will provide you with documentation showing the payment amount and date. It's important to verify that payments are made on time, as you remain ultimately responsible for ensuring taxes are paid even when using an escrow account.

Your lender conducts an annual escrow analysis to determine if your monthly payment needs adjustment based on actual tax bills and projected increases. If your property taxes increase due to reassessment or new levies, your monthly escrow payment will typically increase accordingly. You have the right to request information about your escrow account balance and payment history at any time, and lenders must provide annual escrow statements showing all deposits and payments made on your behalf.

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Section 6

Frequently Asked Questions

Q: When are property taxes due in Mahoning County for the current tax year? A: First half 2025 real estate taxes are due March 6, 2026, though dates are subject to change. A 10% penalty applies to unpaid taxes after the due date. The Mahoning County Treasurer's office is open Monday through Friday, 8 AM to 4:30 PM.

Q: What tax credits are available and do I need to apply? A: The primary tax credit is the Homestead Credit for eligible senior citizens (65+), disabled individuals, and disabled veterans. This credit requires annual application and is NOT automatic. The expanded homestead exemption for disabled veterans can shield up to $50,000 of market value from taxation. Contact the county assessor's office for specific application requirements and deadlines.

Q: How does the Homestead Credit work? A: The Homestead Credit caps the amount your property's taxable value can increase each year, typically limiting assessment growth to 10% annually rather than reducing the actual market value. This credit requires annual filing with the county auditor and is available to qualifying seniors, disabled persons, and disabled veterans who own and occupy their homes as their primary residence.

Q: How often are properties reassessed in Mahoning County? A: Ohio law requires counties to conduct reappraisals every six years and updates every three years. If you disagree with your assessment, you can file an appeal with the Mahoning County Board of Revision. Appeals must be filed by March 31st following the tax lien date.

Q: What happens if I pay my property taxes late? A: A 10% penalty is automatically assessed on unpaid taxes after the due date. Interest may also accrue on delinquent amounts. Prolonged non-payment can result in tax lien proceedings and potential foreclosure.

Q: Can I pay my property taxes online? A: Yes, Mahoning County provides online payment options through their website. Accepted payment methods include Visa, MasterCard, and Discover. Convenience fees may apply for online payments.

Q: Why do property tax rates vary within Mahoning County? A: Tax rates vary based on which combination of taxing districts your property falls within, including different school districts, municipalities, townships, library districts, park districts, and special assessments. Each jurisdiction sets its own levy rates.

Q: What triggers a supplemental tax bill? A: Supplemental taxes are issued for new construction, major improvements, ownership changes that trigger reassessment, or corrections to previous assessments. These create separate bills with their own due dates in addition to regular property tax statements.

Q: How do I apply for available tax credits? A: Contact the Mahoning County Auditor's office for homestead and other credit applications. Most applications have annual deadlines and require documentation of eligibility such as age verification, disability status, or veteran status. Applications are typically due by December 31st for the following tax year.

Q: What services do my property taxes fund? A: Property taxes fund local schools, county government operations, municipal services, townships, libraries, parks, mental health services, health districts, and various special districts like fire protection and lighting districts.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Treasurer | Mahoning County, OHmahoningcountyoh.gov
02
AUSTINTOWN TOWNSHIP Rate Resolution Worksheetmahoningcountyoh.gov
03
County
mahoning county district board of healthauditor.state.oh.us
04
County
More Information | Mahoning County, OHmahoningcountyoh.gov
05
Tax Doc
2022 RATES OF TAXATIONmahoningcountyoh.gov
06
auditormahoningcountyoh.gov
07
Homestead Exemption for Disabled Veteransmahoningcountyoh.gov
08
Homestead Exemption Remindermahoningcountyoh.gov
09
County
Making A Payment | Mahoning County, OHmahoningcountyoh.gov
10
County
CITY OF YOUNGSTOWN MAHONING COUNTY SINGLE ...ohioauditor.gov
All sources verified as of 2025 Tax Year

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