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Updated 2025 Tax Year

Henry County
Property Tax Guide

Everything you need to know about property taxes in Henry County, OH. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.94% effective rate (varies by district due to school levies and special assessments)
Exemptions
5+ Available
Section 1

How Property Tax Works

Henry County, Ohio operates under a property tax system that funds essential local services including schools, county operations, townships, and special districts. The effective property tax rate for 2025 is 0.94%, which is slightly below Ohio's average base rate of approximately 1%. Property taxes in Henry County are assessed based on market value without a statewide assessment cap, meaning your assessed value can fluctuate with market conditions.

Your actual tax rate may vary depending on your specific location within Henry County due to additional special taxing districts, school district levies, and municipal assessments. These variations can create different effective rates for properties in different areas of the county. The county enters into property tax abatement agreements through Ohio's Community Reinvestment Area (CRA) program, which can provide temporary tax relief for qualifying properties and improvements.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
Base County Levy~0.60%Core county services, sheriff, courts, roads
School Districts~0.25%Local school district operations and bonds
Township/Municipal~0.05%Local government services
Special Districts~0.04%Fire, EMS, library, other special services
Total Effective Rate0.94%Combined rate for FY 2025

Note: Rates shown are approximate and vary by specific taxing district within Henry County. Your actual rate depends on your property's location and the combination of local levies that apply to your area. Contact the Henry County Auditor for your specific millage rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Henry County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Henry County are triggered when there are changes in property ownership, new construction, or significant improvements that increase a property's assessed value during the tax year. These taxes are calculated on the difference between the old and new assessed values, prorated for the portion of the tax year the higher value applies.

For example, if you complete a $50,000 home addition in July that increases your assessed value, you would receive a supplemental tax bill for the increased value covering July through December of that tax year. The county must file Form 945S (County Supplemental Return) when taxable values in a district change mid-year, ensuring proper collection of taxes on the increased assessment.

Example Calculation

Property Value: $300,000

  • Assessed Value: $300,000
  • Homestead Credit Applied: -$28,000 (if qualified)
  • Net Taxable Value: $272,000
  • Annual Tax: $2,557 (272,000 × 0.0094)
  • Monthly Escrow: $213

Property Value: $600,000

  • Assessed Value: $600,000
  • Homestead Credit Applied: -$28,000 (if qualified)
  • Net Taxable Value: $572,000
  • Annual Tax: $5,377 (572,000 × 0.0094)
  • Monthly Escrow: $448

Property Value: $1,000,000

  • Assessed Value: $1,000,000
  • Homestead Credit Applied: -$28,000 (if qualified)
  • Net Taxable Value: $972,000
  • Annual Tax: $9,137 (972,000 × 0.0094)
  • Monthly Escrow: $761

Note: Homestead Credit requires annual application and is available only to homeowners 65+ or permanently disabled with income under $33,600. Credits reduce taxable assessed value, not market value.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Henry County require property tax escrow accounts to ensure timely payment of taxes. Your lender collects 1/12th of your estimated annual property tax with each monthly mortgage payment, depositing these funds into an escrow account. Since Henry County property taxes are due February 12, 2025, lenders typically pay the full tax bill directly to the Henry County Treasurer on your behalf.

Lenders must provide annual escrow statements showing collections, payments, and account balances. If your property taxes increase due to reassessment or new levies, your lender may adjust your monthly escrow payment and could require an escrow shortage payment. You should verify that your lender has paid your taxes correctly by checking with the Henry County Treasurer's office, as you remain ultimately responsible for ensuring payment even when using escrow services.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Henry County for 2025? A: Property taxes are due February 12, 2025. Contact the Henry County Treasurer's Office for tax inquiries.

Q: What tax credits are available and do they require application?
A: The Homestead Credit provides up to $28,000 in assessed value reduction for 2025. It requires annual application and is available to homeowners 65+ or permanently disabled with household income under $33,600. This is NOT automatic and must be applied for each year.

Q: How does the Homestead Credit work? A: The Homestead Credit reduces your taxable assessed value by up to $28,000, not your market value. It does not cap assessment increases - it provides a flat reduction in taxable value. You must apply annually and meet age, disability, and income requirements.

Q: How often are properties reassessed? A: Ohio requires property reappraisal every six years with an update every three years. Contact the Henry County Auditor for your property's assessment schedule and appeal procedures.

Q: What are the penalties for late property tax payments? A: Late payments incur penalties and interest charges. Contact the Henry County Treasurer for specific penalty rates and payment options.

Q: Can I pay property taxes online? A: Contact the Henry County Treasurer's Office to inquire about online payment options and accepted payment methods.

Q: Why might my tax rate differ from the county average? A: Tax rates vary by location within Henry County due to different combinations of school district levies, municipal taxes, township assessments, and special district charges (fire, library, etc.).

Q: How do Community Reinvestment Area (CRA) abatements work? A: CRA abatements provide temporary property tax relief on improvements to qualifying properties. These require application through the county and have specific terms and conditions.

Q: What should I do if I move within Henry County? A: Ohio law requires you to report address changes for tax bills to the Henry County Treasurer to ensure proper delivery of tax notices.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Henry County Board of Revision within specific timeframes. Contact the Henry County Auditor for appeal procedures and deadlines.

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