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Updated 2025 Tax Year

Crawford County
Property Tax Guide

Everything you need to know about property taxes in Crawford County, OH. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.83% effective rate (varies by municipality and school district)
1st Due
Feb 14
2nd Due
Jul 20
Exemptions
5+ Available
Section 1

How Property Tax Works

Crawford County, Ohio operates under a property tax system that funds essential local services including schools, libraries, fire departments, emergency services, and county operations. Property taxes are collected based on assessed values determined by the Crawford County Auditor's office, with the effective tax rate for residential properties at approximately 0.83% for the 2025 tax year. This rate reflects the combination of various local levies including school districts, municipal services, and special assessments.

The actual tax rate you pay may vary depending on your specific location within Crawford County, as different municipalities, school districts, and special taxing districts (such as library districts, park districts, or emergency services) impose additional levies. Properties are assessed at 35% of their fair market value for residential properties, and tax bills are calculated by applying the local tax rate to this assessed value after any applicable tax credits are deducted.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $1,000)Description
County General~2.50Basic county operations and services
School District~25.00-35.00Local school district levy (varies by district)
Municipal~3.00-8.00City/village services (where applicable)
Library~1.50-2.50Crawford County library system
Emergency Services~1.00-3.00Fire, EMS, and emergency services
Special Districts~0.50-5.00Parks, water, sewer, other special districts
Total Effective Rate~33.50-57.00Approximately 0.83% of market value

Rates shown are estimates for FY 2025-2026 and vary significantly by location within Crawford County. Contact the Crawford County Auditor for exact rates in your specific taxing district.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Crawford County, property taxes are due in two installments:

First Installment
Feb 14
Delinquent after Dec 10
Second Installment
Jul 20
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Crawford County are triggered when property ownership changes, new construction is completed, or substantial improvements are made to existing properties. When these events occur, the Crawford County Auditor reassesses the property and may issue a supplemental tax bill to account for the change in assessed value during the current tax year.

For example, if you purchase a home in Crawford County and the sale price indicates a higher market value than the previous assessment, a supplemental bill may be issued for the difference. Similarly, if you complete a home addition or major renovation, the increased assessed value will generate a supplemental tax bill. The supplemental amount is calculated by applying the current tax rate to the difference in assessed value, prorated for the remaining months in the tax year.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (35%): $105,000
  • Less: Homestead Credit (if applicable): -$25,000
  • Net Taxable Value: $80,000
  • Annual Tax (0.83%): $2,490
  • Monthly Escrow: $208

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (35%): $210,000
  • Less: Homestead Credit (if applicable): -$25,000
  • Net Taxable Value: $185,000
  • Annual Tax (0.83%): $4,980
  • Monthly Escrow: $415

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (35%): $350,000
  • Less: Senior/Disabled Credit (if applicable): -$25,000
  • Net Taxable Value: $325,000
  • Annual Tax (0.83%): $8,645
  • Monthly Escrow: $720

Note: Tax credits require application and approval. Homestead credits cap assessment increases rather than providing flat reductions.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Crawford County require borrowers to maintain an escrow account for property tax payments. Your lender will collect approximately 1/12th of your estimated annual property tax bill with each monthly mortgage payment and hold these funds in escrow until taxes are due. The Crawford County Treasurer typically sends tax bills directly to your mortgage servicer when an escrow account is established.

Property taxes in Ohio are generally paid in two installments, and your lender will make these payments on your behalf from your escrow account. Each year, your lender will conduct an escrow analysis to ensure adequate funds are being collected. If property taxes increase due to reassessments or new levies, your monthly escrow payment may be adjusted accordingly. You should receive an annual escrow statement showing all deposits, payments, and account balances for verification.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Crawford County property taxes due for FY 2025-2026? A: Property taxes are typically due in two installments. Contact the Crawford County Treasurer's office for specific due dates, as payment schedules can vary.

Q: What is the Homestead Credit and how do I apply? A: The Homestead Credit is available to qualifying senior citizens (65+), disabled persons, and surviving spouses of public service officers. It caps assessment increases rather than reducing market value. You must apply using form DTE 105A with the Crawford County Auditor before the annual deadline.

Q: Are there other tax credits available in Crawford County? A: Yes, Ohio offers various tax credits including the Disabled Veterans Credit and Current Agricultural Use Valuation (CAUV) for qualifying agricultural land. All credits require separate applications and approval - none are automatic.

Q: How often are properties reassessed in Crawford County? A: Ohio law requires counties to conduct a general reappraisal every six years with an update in the third year. Crawford County follows this schedule, with the most recent updates affecting current tax years.

Q: What happens if I pay my property taxes late? A: Late payments incur penalties and interest charges. The Crawford County Treasurer can provide specific penalty rates and may eventually initiate foreclosure proceedings for severely delinquent accounts.

Q: Can I pay my Crawford County property taxes online? A: Contact the Crawford County Treasurer's office to inquire about online payment options and accepted payment methods.

Q: How do special district taxes work in Crawford County? A: Special districts (library, fire, park, etc.) can levy additional taxes that appear on your property tax bill. These vary by location within the county and require voter approval for new or increased levies.

Q: How do I appeal my property assessment in Crawford County? A: File an appeal with the Crawford County Board of Revision within the specified timeframe after receiving your assessment notice. The Crawford County Auditor's office can provide appeal forms and deadlines.

Q: What documentation do I need to apply for tax credits? A: Requirements vary by credit type but typically include proof of age, disability status, income verification, or military service records. Contact the Crawford County Auditor for specific documentation requirements for each credit program.

Q: Do tax credits automatically renew each year? A: Most tax credits require annual reapplication or verification. The Crawford County Auditor will typically send renewal forms to current recipients, but it's your responsibility to ensure timely submission.

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