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Updated 2025 Tax Year

Coshocton County
Property Tax Guide

Everything you need to know about property taxes in Coshocton County, OH. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by location, approximately 1% base rate plus local levies
Exemptions
4+ Available
Section 1

How Property Tax Works

Coshocton County property taxes fund essential local services including public schools, county government operations, emergency services, libraries, and various special districts. Property owners in Coshocton County are subject to Ohio's property tax system, which assesses real property at 35% of its appraised market value. The effective tax rate in Coshocton County varies by location within the county due to different combinations of school districts, municipalities, townships, and special taxing districts that serve each property.

Based on Ohio's statewide average of approximately 1% effective tax rate, Coshocton County property owners can expect rates that may vary from this benchmark depending on their specific location and the local levies in effect. Your actual tax rate depends on which school district, municipality or township, and special districts (such as library, fire, or park districts) serve your property. Each taxing jurisdiction adds its own millage rate to create your total property tax bill.

Tax bills in Coshocton County are calculated using the assessed value (35% of market value) multiplied by the total millage rate for your specific location. Property taxes are collected in two installments annually, and various tax credits may be available to qualifying property owners, though these require separate applications and are not automatically applied.

Section 2

What Makes Up Your Tax Bill

Property tax rates in Coshocton County vary significantly by location due to different combinations of local taxing districts. The following represents typical components that make up your total millage rate:

ComponentTypical RangeDescription
County General2-4 millsBasic county services, sheriff, courts
School District25-40 millsLocal school operations and facilities
Municipality/Township1-8 millsLocal government services
Library District0.5-2 millsPublic library services
Fire/EMS District1-5 millsFire protection and emergency services
Other Special Districts0.5-3 millsParks, water, sewer, other services

Total Effective Rate Range: 30-62 mills (3.0% - 6.2% of assessed value)

These rates apply to levy year 2025-2026 and are subject to change based on voter-approved levies and state adjustments. Your specific rate depends on your exact location within Coshocton County. Contact the Coshocton County Auditor's office at (740) 622-1456 for your property's specific millage rate, as rates vary considerably between different school districts and special taxing districts within the county.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Coshocton County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Coshocton County are additional property tax assessments that occur when there are changes to a property's value or ownership during the tax year. These supplemental bills are separate from your regular annual property tax statement and are calculated based on the change in assessed value.

Supplemental taxes are typically triggered by new construction, substantial improvements to existing properties, or corrections to property assessments discovered after the regular tax roll is prepared. For example, if you complete a home addition worth $50,000 during the tax year, the county assessor will add 35% of that value ($17,500) to your assessed value and issue a supplemental tax bill for the remaining months of the tax year.

Example: If you complete a $75,000 home improvement in March and your total millage rate is 45 mills, the supplemental assessment would be $26,250 ($75,000 × 35%). Your supplemental tax would be calculated as $26,250 × 0.045 × (9 months remaining ÷ 12 months) = $888.44. This supplemental amount would be billed separately from your regular property tax installments and would have its own due date as specified on the supplemental bill.

Example Calculation

The following examples show property tax calculations for different home values in Coshocton County, assuming a 42-mill rate (typical for many areas) and including common tax credits where applicable:

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (35%): $105,000
  • Less: Homestead Credit (example): -$2,500
  • Net Taxable Value: $102,500
  • Annual Tax (42 mills): $4,305
  • Monthly Escrow: $359

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (35%): $210,000
  • Less: Homestead Credit (example): -$2,500
  • Net Taxable Value: $207,500
  • Annual Tax (42 mills): $8,715
  • Monthly Escrow: $726

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (35%): $350,000
  • Less: Owner-Occupied Credit (if eligible): -$5,000
  • Net Taxable Value: $345,000
  • Annual Tax (42 mills): $14,490
  • Monthly Escrow: $1,207

Note: Tax credits shown require separate applications and approval. Actual millage rates vary by specific location within Coshocton County. Contact the County Auditor for your exact rate and available credits.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Coshocton County require property tax escrow accounts for borrowers with less than 20% equity. Your lender collects monthly escrow payments along with your mortgage payment, then pays your property taxes directly to Coshocton County when bills are due.

Coshocton County property taxes are due in two installments: the first installment is typically due by June 1st, and the second installment by November 1st each year. Your mortgage company will receive tax bills directly from the county and make payments from your escrow account before these due dates. Lenders typically maintain a cushion in your escrow account equal to 1-2 months of tax payments to ensure sufficient funds are available.

Each year, your lender must provide an escrow analysis statement showing the previous year's activity and any adjustments needed for the coming year. If your property taxes increase due to reassessment or new levies, your monthly escrow payment may increase. Conversely, if taxes decrease or you successfully appeal your assessment, your escrow payment may be reduced. You can verify that your lender paid your taxes correctly by checking with the Coshocton County Treasurer's office or viewing your account online. If you pay taxes directly (without escrow), remember that partial payments are accepted, but interest accrues on any unpaid balance after the due dates.

How HonestCasa Helps
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Section 6

Frequently Asked Questions

Q: When are property taxes due in Coshocton County for fiscal year 2025-2026? A: Property taxes are due in two installments: first installment by June 1, 2026, and second installment by November 1, 2026. Payments postmarked by these dates avoid late penalties.

Q: What tax credits are available to homeowners in Coshocton County? A: Common tax credits include the Homestead Credit (limits assessment increases for qualifying homeowners), Owner-Occupied Credit, and Senior/Disabled credits. All credits require separate applications filed with the County Auditor's office and are NOT automatic.

Q: How does the Homestead Credit work? A: The Homestead Credit caps the increase in your property's assessed value for tax purposes, typically limiting annual increases to 10%. This credit does not reduce your market value but protects against large assessment increases. You must apply annually by the first Monday in June.

Q: How often are properties reassessed in Coshocton County? A: Ohio requires counties to update property values every three years through reappraisal or statistical updates. Coshocton County follows this schedule, with full reappraisals conducted every six years and statistical updates in between.

Q: What penalties apply for late property tax payments? A: Late payments incur penalties and interest charges. First installment payments received after June 1st accrue interest, as do second installments received after November 1st. Contact the County Treasurer at (740) 622-8681 for specific penalty rates.

Q: Can I pay my property taxes online? A: Yes, Coshocton County typically offers online payment options through the County Treasurer's website. Contact the Treasurer's office for current online payment methods, accepted payment types, and any convenience fees that may apply.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Coshocton County Board of Revision by March 31st following the tax lien date. You'll need evidence supporting your claim that the assessed value exceeds 35% of your property's true market value.

Q: Why do properties in the same neighborhood have different tax rates? A: Tax rates vary within Coshocton County based on school district boundaries and special taxing districts (fire, library, parks, etc.) that serve each property. Even neighboring properties may be served by different combinations of these districts, resulting in different total millage rates.

Q: What happens if I don't pay my property taxes? A: Unpaid property taxes become a lien against your property. After two years of delinquency, the county may begin foreclosure proceedings. It's important to contact the County Treasurer immediately if you're having difficulty paying to discuss possible payment arrangements.

Q: How are new construction and improvements assessed? A: New construction and substantial improvements are typically assessed at the time of completion. The county assessor may issue supplemental tax bills for improvements made during the tax year, prorated for the remaining months of that tax year.

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