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Updated 2025 Tax Year

Columbiana County
Property Tax Guide

Everything you need to know about property taxes in Columbiana County, OH. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.81% effective rate (varies significantly by taxing district and location)
Exemptions
4+ Available
Section 1

How Property Tax Works

Columbiana County, Ohio operates under a property tax system that serves as the primary funding mechanism for local services including schools, fire protection, emergency medical services, and county operations. The county's effective property tax rate for 2025 is approximately 0.81%, though this represents an average across all taxing districts within the county. Property owners should note that actual tax rates vary significantly by location due to the presence of different school districts, municipalities, and special taxing districts throughout Columbiana County.

The Ohio Department of Taxation oversees the state's property tax framework, while local assessment and collection responsibilities fall to the Columbiana County Auditor and Treasurer respectively. Property is assessed at 35% of market value for tax purposes, with assessments updated through a six-year reappraisal cycle. The most recent countywide property tax rate information indicates a combined rate of 7.25% of assessed value, effective October 2025, though individual property owners may experience different rates depending on their specific taxing district combination.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100 of assessed value)Description
Base County Operations~$2.50General county services, administration
School Districts~$3.00-4.00Varies by district (Salem, Columbiana, etc.)
Municipal Services~$0.50-1.50City/village services (where applicable)
Fire/EMS Districts~$0.25-0.75Emergency services coverage
Library Districts~$0.15-0.30Public library operations
Combined Average Rate~$7.25Total effective rate for FY 2025-2026

Note: Actual rates vary significantly by location within Columbiana County. Properties may be subject to additional special assessments for local improvements, parks, or other district-specific levies. Contact the Columbiana County Auditor's Office for your specific taxing district combination and exact millage rates.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Columbiana County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Columbiana County are additional assessments that occur outside the regular tax billing cycle when there are significant changes to a property's taxable status or value. The most common triggers include new construction completion, property ownership transfers that remove exemptions, or the addition of improvements that substantially increase property value. These supplemental bills are calculated based on the difference between the old and new assessed values, prorated for the remaining portion of the tax year.

For example, if a homeowner completes a $100,000 home addition in June, the county assessor will reassess the property and issue a supplemental tax bill covering July through December. The additional assessed value (35% of $100,000 = $35,000) would be multiplied by the property's effective tax rate and prorated for six months. Using the average county rate of 7.25%, this would result in approximately $1,269 in supplemental taxes ($35,000 × 0.0725 × 0.5 years).

Example Calculation

Example 1: $300,000 Home with Homestead Credit

  • Market Value: $300,000
  • Assessed Value (35%): $105,000
  • Homestead Credit Applied: -$27,300 (assessment reduction cap)
  • Net Taxable Value: $77,700
  • Annual Tax (7.25% rate): $5,633
  • Monthly Escrow: $469

Example 2: $600,000 Home with Homestead Credit

  • Market Value: $600,000
  • Assessed Value (35%): $210,000
  • Homestead Credit Applied: -$27,300 (assessment reduction cap)
  • Net Taxable Value: $182,700
  • Annual Tax (7.25% rate): $13,246
  • Monthly Escrow: $1,104

Example 3: $1,000,000 Home (No Credits)

  • Market Value: $1,000,000
  • Assessed Value (35%): $350,000
  • Credits Applied: None
  • Net Taxable Value: $350,000
  • Annual Tax (7.25% rate): $25,375
  • Monthly Escrow: $2,115

Note: Homestead and other tax credits require annual application and are not automatically applied. Credit amounts shown are estimates and subject to state funding availability.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Columbiana County require borrowers to maintain an escrow account for property tax payments, particularly when the loan-to-value ratio exceeds 80%. The lender collects monthly payments equal to 1/12th of the estimated annual property tax bill, plus a cushion typically equal to two months of payments as required by federal law. Given Columbiana County's semi-annual payment schedule (first Friday in March and last Friday in August), lenders must carefully time their payments to avoid late penalties.

Property owners with escrowed taxes should verify that their lender has current tax information, especially following reassessments or successful appeals that change the tax liability. The Columbiana County Treasurer's Office recommends that homeowners review their annual escrow analysis statements and compare them with actual tax bills to ensure accuracy. If discrepancies exist, contact both your lender and the county treasurer's office promptly, as incorrect escrow calculations can result in either shortage situations requiring lump-sum payments or overpayments that tie up your funds unnecessarily.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Columbiana County for FY 2025-2026? A: Property taxes are due on the first Friday in March and the last Friday in August. Tax bills are mailed twice yearly, typically in January and July.

Q: What tax credits are available and do they require application? A: The primary tax credit is the Homestead Exemption, which requires annual application through the county auditor's office. There's also a 2.5% owner-occupied tax credit available. Both must be applied for - they are not automatic.

Q: How does the Homestead credit work? A: The Homestead credit caps the growth in your property's assessed value, not the market value. It limits assessment increases and requires filing an application with documentation of income and residency status.

Q: When does the county reassess properties? A: Ohio follows a six-year reappraisal cycle with interim updates at year three. Property owners receive notice of assessment changes and have appeal rights during specified periods.

Q: What are the penalties for late payment? A: Late payments incur penalties and interest charges. Contact the Columbiana County Treasurer's Office for current penalty rates and payment options.

Q: Can I pay property taxes online? A: Check the Columbiana County Treasurer's website for current online payment options and accepted payment methods.

Q: Why do tax rates vary within the county? A: Different school districts, municipalities, and special taxing districts create varying rate combinations depending on your property's specific location.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the county Board of Revision within specified deadlines following reassessment notices. Contact the county auditor's office for forms and procedures.

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