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Updated 2025 Tax Year

Belmont County
Property Tax Guide

Everything you need to know about property taxes in Belmont County, OH. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.99% average (varies significantly by taxing district combination)
Exemptions
4+ Available
Section 1

How Property Tax Works

Belmont County, Ohio operates under a property tax system that funds essential local services including schools, county government, townships, municipalities, and special districts. Property taxes are the primary revenue source for these services, with the county auditor responsible for assessment and collection. The effective property tax rate for Belmont County is approximately 0.99% for the 2025 tax year, though this represents an average across all taxing districts within the county.

Actual tax rates vary significantly by location within Belmont County due to different combinations of school districts, municipalities, townships, and special taxing districts such as fire departments, libraries, and park districts. Property owners may pay different rates depending on their specific address and the overlapping jurisdictions that provide services to their area. The county follows Ohio's standard assessment practices, with properties assessed at 35% of market value for residential properties.

Section 2

What Makes Up Your Tax Bill

ComponentRate (mills)Description
County GeneralVariesBasic county operations and services
School DistrictsVariesLocal school district operations and bonds
Municipal/TownshipVariesCity, village, or township services
Special DistrictsVariesFire, library, park, and other special services
Total Effective Rate~9.9 mills (0.99%)Average across all districts (2025)

Note: These rates apply to the 2025 tax year (taxes payable in 2025). Actual rates vary by specific location within Belmont County based on the combination of taxing districts serving each property. Contact the Belmont County Auditor for your exact millage rate based on your property's taxing districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Belmont County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Belmont County are additional property tax bills issued when there are mid-year changes that affect a property's assessed value or ownership. Common triggers include new construction completion, property improvements that increase value, ownership transfers that prompt reassessment, or corrections to the original assessment. These taxes cover the period from when the change occurred until the end of the current tax year.

Supplemental taxes are calculated by determining the difference between the old and new assessed values, applying the current tax rate to that difference, and prorating for the remaining months in the tax year. For example, if a $50,000 home addition is completed in July, increasing the assessed value by $17,500 (35% of market value), the supplemental tax would be $17,500 × 0.0099 × 6/12 months = $86.63 for the remainder of that tax year.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (35%): $105,000
  • Less: Owner-Occupied Credit*: -$2,500
  • Net Taxable Value: $102,500
  • Annual Tax (0.99%): $1,014.75
  • Monthly Escrow: $84.56

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (35%): $210,000
  • Less: Owner-Occupied Credit*: -$2,500
  • Net Taxable Value: $207,500
  • Annual Tax (0.99%): $2,054.25
  • Monthly Escrow: $171.19

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (35%): $350,000
  • Less: Owner-Occupied Credit*: -$2,500
  • Net Taxable Value: $347,500
  • Annual Tax (0.99%): $3,440.25
  • Monthly Escrow: $286.69

*Owner-Occupied Credit requires annual application and reduces taxable value, not market value. Actual credit amounts may vary and must be applied for through the Belmont County Auditor.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Belmont County require property tax escrow accounts to ensure timely payment of property taxes. Lenders collect monthly payments equal to 1/12th of the annual property tax bill along with your mortgage payment. The lender holds these funds in an escrow account and pays your property taxes directly to the county when due. Property taxes in Belmont County are typically due in two installments: April 15th and October 15th each year.

Lenders are required to provide annual escrow statements showing deposits, payments, and account balances. They may adjust your monthly escrow payment based on changes in your property tax bill or to maintain required reserve balances. Property owners should verify that their lender is making timely payments to avoid penalties, and review escrow statements for accuracy. If you pay taxes directly without escrow, you're responsible for making payments to the Belmont County Treasurer by the due dates to avoid interest and penalties.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Belmont County for 2025? A: Property taxes for the 2025 tax year are due in two equal installments: April 15, 2025, and October 15, 2025. If the due date falls on a weekend or holiday, the deadline extends to the next business day.

Q: What tax credits are available and do I need to apply? A: Common tax credits include the Owner-Occupied Credit (reduces taxable value for primary residences) and the Homestead Credit (for seniors, disabled persons, and qualifying surviving spouses). All credits require annual application through the Belmont County Auditor's office and are NOT automatic.

Q: How does the Homestead Credit work? A: The Homestead Credit limits assessment increases to 10% per year for qualifying senior citizens (65+), permanently disabled persons, and surviving spouses of public service officers. This credit caps assessment growth, not the total assessed value. You must apply annually using form DTE 105A.

Q: How often are properties reassessed in Belmont County? A: Ohio law requires counties to conduct property revaluations every six years, with updates every three years. Properties may also be reassessed due to sales, improvements, or appeals. Contact the Belmont County Auditor for the current revaluation schedule.

Q: What are the penalties for late payment? A: Interest and penalties accrue on unpaid property taxes at rates set by state law. Late payments are subject to interest charges, and unpaid taxes can eventually lead to foreclosure proceedings.

Q: Can I pay property taxes online? A: Contact the Belmont County Treasurer's office for current online payment options and accepted payment methods. Many Ohio counties offer online payment systems for property taxes.

Q: How do special district taxes affect my bill? A: Special districts like fire departments, libraries, and park districts add their own millage rates to your total tax bill. The specific combination of districts serving your property determines your total tax rate, which is why rates vary by location within the county.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Belmont County Board of Revision within the timeframes specified in your assessment notice. You'll need evidence supporting your claim that the assessed value is incorrect, such as recent sales data or professional appraisals.

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