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Updated 2025 Tax Year

Ward County
Property Tax Guide

Everything you need to know about property taxes in Ward County, ND. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.69 mills base county rate, varies by district due to overlapping special taxing districts
Exemptions
4+ Available
Section 1

How Property Tax Works

Ward County, North Dakota operates on a property tax system that serves as the primary funding mechanism for essential local services including public schools, county government operations, emergency services, and infrastructure maintenance. Property taxes in Ward County are calculated based on the assessed value of real estate, which is determined by the County Assessor's office and represents the property's fair market value as of the assessment date.

The effective tax rate in Ward County varies significantly by location within the county due to multiple overlapping special taxing districts, including school districts, city jurisdictions, park districts, and other special assessment areas. While the base county operations rate is 0.69000 mills for the 2025 levy year, property owners typically pay additional levies that can bring the total effective rate to approximately 1.5% to 2.5% of assessed value, depending on their specific location and applicable special districts.

Property taxes in Ward County fund critical services such as the Minot Public School District, county road maintenance, law enforcement, fire protection, library services, and various municipal services. The tax system ensures stable funding for these essential community services while providing certain credits and exemptions for qualifying property owners who submit the required applications.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County General Fund0.69000Basic county operations, maintenance, and services
School District LevyVariesLocal school district operations (varies by district)
City/Municipal LevyVariesCity services where applicable
Special AssessmentsVariesInfrastructure improvements, bond payments
Park DistrictVariesPark and recreation services where applicable
Library DistrictVariesPublic library services where applicable

Note: These rates apply to the 2025 levy year. The actual tax rate for any property depends on its location within Ward County and which special taxing districts apply. Properties in incorporated cities will have additional municipal levies, while rural properties may have different special district assessments. Contact the Ward County Assessor's office at (701) 857-6460 for your specific rate calculation.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Ward County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Ward County are additional property tax assessments that occur when there are changes in property ownership, new construction, or improvements made to existing properties during the tax year. These supplemental bills ensure that property taxes are collected on the current assessed value rather than the previous year's assessment, maintaining fairness in the tax system.

Supplemental taxes are most commonly triggered by: the sale of property to a new owner, completion of new construction or major renovations, additions or improvements that increase property value, or corrections to previous assessments. The supplemental tax is calculated by determining the difference between the old assessed value and the new assessed value, then applying the current tax rate to that difference for the remaining portion of the tax year.

For example, if a property's assessed value increases from $250,000 to $350,000 due to completed renovations in October, the supplemental tax would be calculated on the $100,000 increase, prorated for the remaining three months of the fiscal year. The property owner would receive a separate supplemental tax bill in addition to their regular annual property tax statement.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Homestead Tax Credit Applied: -$3,600 (requires application)
  • Net Taxable Value: $296,400
  • Tax Rate: 1.8% (varies by district)
  • Annual Tax: $5,335
  • Monthly Escrow: $445

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Homestead Tax Credit Applied: -$3,600 (requires application)
  • Net Taxable Value: $596,400
  • Tax Rate: 1.8% (varies by district)
  • Annual Tax: $10,735
  • Monthly Escrow: $895

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Homestead Tax Credit Applied: -$3,600 (requires application)
  • Net Taxable Value: $996,400
  • Tax Rate: 1.8% (varies by district)
  • Annual Tax: $17,935
  • Monthly Escrow: $1,495

Note: Tax credits shown require annual application and approval. Actual tax rates vary by specific location within Ward County due to special taxing districts. These examples use estimated combined rates for illustration purposes.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Ward County require property tax escrow accounts for borrowers, particularly those with less than 20% down payment. Your lender collects monthly property tax payments along with your mortgage payment, deposits these funds into an escrow account, and pays your property taxes directly to Ward County when they become due on March 1st and July 1st each year.

Lenders are required to conduct annual escrow analyses to ensure adequate funds are collected. If your property taxes increase due to higher assessments or tax rate changes, your monthly escrow payment will be adjusted accordingly. You'll receive an escrow analysis statement showing any shortage or surplus, with shortages typically spread over the next 12 months. It's important to review your annual tax statement and compare it with your lender's escrow analysis to ensure accuracy.

Property owners with escrow accounts should verify that their lender has made timely payments to Ward County by checking their property tax account online or contacting the County Treasurer's office. While lenders are responsible for making payments, property owners remain ultimately liable for any unpaid taxes, penalties, or interest charges that may result from lender errors or delays.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Ward County property taxes due for the current fiscal year? A: Property taxes are paid in two installments: the first half is due by March 1st, and the second half is due by July 1st. Payments are considered on time if postmarked by these dates.

Q: What homestead tax credits are available and how do I apply? A: The North Dakota Homestead Tax Credit caps the annual increase in your home's taxable value, typically limiting increases to 10% per year. This credit requires an annual application filed with the Ward County Assessor's office. Applications are available on the county website and must be filed by the specified deadline.

Q: Are property tax credits automatic or do I need to apply? A: Most property tax credits in Ward County require annual application and are NOT automatic. This includes homestead credits, disabled veteran exemptions, and senior citizen credits. Contact the County Assessor's office at (701) 857-6460 to determine your eligibility and obtain applications.

Q: How does the homestead credit work exactly? A: The homestead credit doesn't reduce your property's market value, but rather limits how much your taxable assessment can increase each year (typically 10%). For example, if your home's value increases 20% in one year, the homestead credit would cap the taxable increase at 10%, providing tax savings.

Q: When are properties reassessed in Ward County? A: Ward County conducts ongoing assessment reviews, with full market revaluations typically occurring every few years. Property owners receive assessment notices and have the right to appeal valuations during specified appeal periods, usually in April and May.

Q: What penalties apply for late property tax payments? A: Late payments incur penalty charges and interest. First-half payments made after March 1st and second-half payments after July 1st are subject to penalties that increase over time. Unpaid taxes can eventually result in tax lien certificates being sold.

Q: Can I pay my Ward County property taxes online? A: Yes, Ward County offers online property tax payment options through their official website. You can pay by electronic check or credit card, though credit card payments may include processing fees.

Q: How do special district taxes affect my bill? A: Your total property tax includes levies from multiple entities: county government, school districts, city (if applicable), and special districts like parks or libraries. The combination of these levies determines your effective tax rate, which varies by location within Ward County.

Q: What should I do if I disagree with my property assessment? A: Property owners can appeal their assessment by contacting the Ward County Assessor's office during the designated appeal period. You'll need to provide evidence supporting your position, such as recent comparable sales or professional appraisals.

Q: Do I need to file for credits every year? A: Yes, most property tax credits in North Dakota require annual application, including the homestead credit. Even if you received the credit last year, you must reapply each year by the specified deadline to continue receiving the benefit.

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