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Updated 2025 Tax Year

Towner County
Property Tax Guide

Everything you need to know about property taxes in Towner County, ND. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Varies by location, 1% base assessment rate plus local mill levies from school districts and special taxing districts
Exemptions
4+ Available
Section 1

How Property Tax Works

Towner County, North Dakota operates under the state's property tax system where taxes are levied based on assessed property values to fund essential county services, schools, and special districts. Property taxes in Towner County support local government operations, road maintenance, emergency services, schools, and various special taxing districts that may exist within different areas of the county.

The effective property tax rate in Towner County varies by location within the county due to different combinations of special taxing districts, school districts, and municipal boundaries. While North Dakota's base assessment rate is approximately 1% of true and full value, the actual tax burden depends on the specific mill levies applied by each taxing jurisdiction. Property owners should note that their total tax rate is determined by the combination of county, school, municipal (if applicable), and any special district levies that apply to their specific property location.

Section 2

What Makes Up Your Tax Bill

Note: Specific 2025-2026 levy year rates are not yet available. The following represents typical components:

ComponentEstimated RateDescription
County GeneralVariesGeneral county operations and services
County RoadVariesRoad maintenance and infrastructure
School DistrictVariesLocal school district operations and bonds
TownshipVariesTownship services (rural areas)
Special DistrictsVariesFire, park, water, or other special services

Important: Tax rates vary significantly by location within Towner County based on which school district, township, and special taxing districts serve your property. Contact the Towner County Assessor's office for your specific property's tax rate combination. Rates shown are for the current levy year and are subject to annual changes based on budget requirements and property valuation changes.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Towner County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in North Dakota may be assessed when there are mid-year changes to property ownership, improvements, or corrections to assessments. This typically occurs when new construction is completed after the annual assessment date, when property changes hands and is reassessed, or when assessment corrections are made by the county assessor.

Supplemental taxes are calculated by applying the current year's tax rate to the change in assessed value, prorated for the portion of the tax year remaining. For example, if a $50,000 addition is completed and assessed in January after the assessment date, and the property tax rate is 150 mills (15%), the supplemental tax would be approximately $750 ($50,000 × 1.5%) for that tax year.

Example Calculation

Note: These examples use estimated rates as specific 2025-2026 rates are not yet available.

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Available Tax Credits Applied: $0 (assuming none applied for)
  • Net Taxable Value: $300,000
  • Estimated Tax Rate: 150 mills (15%)
  • Annual Tax: $4,500
  • Monthly Escrow: $375

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Available Tax Credits Applied: $0 (assuming none applied for)
  • Net Taxable Value: $600,000
  • Estimated Tax Rate: 150 mills (15%)
  • Annual Tax: $9,000
  • Monthly Escrow: $750

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Available Tax Credits Applied: $0 (assuming none applied for)
  • Net Taxable Value: $1,000,000
  • Estimated Tax Rate: 150 mills (15%)
  • Annual Tax: $15,000
  • Monthly Escrow: $1,250

Important: Tax credits require separate application to the county assessor and are NOT automatically applied. Contact the Towner County Assessor to learn about available credits and application requirements.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Towner County require property tax escrow accounts to ensure timely tax payments. Your lender collects monthly escrow payments along with your mortgage payment, typically calculating 1/12th of your annual property tax bill plus a cushion amount as allowed by federal regulations.

Lenders typically pay your property taxes directly to Towner County by the July 1st and December 1st due dates. You should receive an annual escrow statement showing payments made on your behalf and any adjustments to your monthly escrow amount. If your property taxes increase or decrease significantly, your lender may adjust your monthly escrow payment and may require you to make up any shortage over 12 months. Property owners should verify that their lender has made timely payments and contact the Towner County Treasurer if there are any discrepancies.

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Section 6

Frequently Asked Questions

Q: When are property taxes due in Towner County for the current tax year? A: Property taxes are due in two installments: the first installment is due by July 1, 2026, and the second installment is due by December 1, 2026.

Q: What tax credits are available and do I need to apply? A: Various tax credits may be available including homestead credits and disabled veteran credits. These require separate application to the Towner County Assessor's office and are NOT automatically applied. Contact the assessor for current available credits and application deadlines.

Q: How does the homestead credit work? A: The homestead credit typically caps the annual increase in your property's assessed value for tax purposes rather than reducing the market value. You must apply for this credit - it is not automatic. Contact the Towner County Assessor for specific details and application requirements.

Q: When are properties assessed and can I appeal? A: Properties are typically assessed annually as of January 1st. Property owners have the right to appeal their assessment. Contact the Towner County Assessor's office for appeal procedures and deadlines.

Q: What are the penalties for late payment? A: North Dakota law provides for penalties and interest on delinquent property taxes. Contact the Towner County Treasurer for specific penalty rates and collection procedures.

Q: Can I pay my property taxes online? A: Contact the Towner County Treasurer's office to inquire about available online payment options and accepted payment methods.

Q: Why do tax rates vary within the county? A: Different areas of Towner County are served by different school districts, townships, and special districts (fire, park, etc.). Your total tax rate depends on which combination of these taxing jurisdictions serves your property.

Q: How can I find my property's specific tax information? A: Contact the Towner County Assessor's office for assessment information or the Towner County Treasurer's office for tax payment information. They can provide details specific to your property's location and applicable tax rates.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
LOCAL TAXES BY LOCATION Rates Effective January 1, 2026tax.nd.gov
02
State
Property Tax | North Dakota Office of State Tax Commissionertax.nd.gov
03
County
City and County Local Tax Rate Changestax.nd.gov
04
Tax Doc
Tax Forms Searchtax.nd.gov
05
North Dakota Application Templaterd.usda.gov
06
the 2024 Red Book PDFtax.nd.gov
07
Assessed Values for 2024 - Valuation Date (35 ILCS 200/9-95)co.champaign.il.us
08
County
Towner Countynd.gov
09
State
Search Tax Distribution: State Treasurerapps.nd.gov
10
Minot National Disaster Resilience Program Infill Mixed- ...minotnd.gov
All sources verified as of 2025 Tax Year

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