HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

Stutsman County
Property Tax Guide

Everything you need to know about property taxes in Stutsman County, ND. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
78.19 mills ($78.19 per $1,000 assessed value), varies by district with effective rate 1.49-1.52%
Exemptions
4+ Available
Section 1

How Property Tax Works

Stutsman County, North Dakota operates under a property tax system that funds essential local services including schools, law enforcement, road maintenance, and county operations. The county's property tax rate for 2025 is set at 78.19 mills (equivalent to $78.19 per $1,000 of assessed value), as approved by the Board of County Commissioners. North Dakota assesses properties at their full market value without assessment caps, making property taxes directly tied to current market conditions.

Property tax rates vary by location within Stutsman County due to special taxing districts such as school districts, city governments, park districts, and other local improvement districts. The effective tax rate typically ranges from 1.49% to 1.52% of market value, depending on your specific location and applicable special assessments. Property owners should verify their exact rate by checking which taxing districts apply to their specific property location.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County General FundVariesBasic county operations, sheriff, roads, courts
School DistrictsVariesLocal school district operations and facilities
City/TownshipVariesMunicipal services (if within city limits)
Special DistrictsVariesPark districts, fire districts, water districts
Total Base Rate78.19Combined rate for FY 2025

Note: The 78.19 mills represents the base county rate for levy year 2025. Additional mills may apply based on your property's location within specific school districts, municipalities, and special taxing districts. Contact the Stutsman County Assessor's office to determine the exact rate for your property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Stutsman County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Stutsman County are triggered by changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. When these events occur after the annual assessment date (typically January 2nd), a supplemental tax bill is issued to collect the additional taxes owed for the remainder of the tax year.

The supplemental tax is calculated by taking the difference between the new assessed value and the previous assessed value, multiplying by the applicable tax rate, and prorating for the remaining months in the tax year. For example, if a $50,000 home improvement is completed in July, and your total tax rate is 78.19 mills, the supplemental tax would be approximately $195 ($50,000 × 0.07819 × 6/12 months = $195.48). Supplemental tax bills are typically issued within 60 days of the triggering event and have separate due dates from regular property tax bills.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value: $300,000 (100% of market value)
  • Less: Homestead Credit (if eligible): varies by income
  • Net Taxable Value: $300,000
  • Annual Tax: $23,457 ($300,000 × 78.19 mills)
  • Monthly Escrow: $1,955

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value: $600,000
  • Less: Homestead Credit (if eligible): varies by income
  • Net Taxable Value: $600,000
  • Annual Tax: $46,914 ($600,000 × 78.19 mills)
  • Monthly Escrow: $3,909

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value: $1,000,000
  • Less: Homestead Credit (if eligible): varies by income
  • Net Taxable Value: $1,000,000
  • Annual Tax: $78,190 ($1,000,000 × 78.19 mills)
  • Monthly Escrow: $6,516

Note: Homestead Property Tax Credits require annual application and are income-based. Credits reduce your tax bill dollar-for-dollar but must be applied for each year. Actual rates may vary based on special taxing districts.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Stutsman County require borrowers to maintain an escrow account for property taxes, especially when the loan-to-value ratio exceeds 80%. Your lender collects monthly payments equal to 1/12th of your annual property tax bill and holds these funds in escrow until taxes are due. Lenders typically pay your property taxes directly to the county treasurer on your behalf.

Property tax bills in Stutsman County are typically issued in late fall, with payments due by specific deadlines. For 2025 taxes, early payment discounts may be available if paid by February 18, 2025. Your mortgage servicer should receive and pay these bills automatically, but it's important to verify that payments are made on time. If your property taxes increase significantly due to reassessment or new special assessments, your lender may require an increase in your monthly escrow payment and could require you to make up any shortage over 12 months.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are 2025 property taxes due in Stutsman County? A: Property taxes offer an early payment discount if paid by February 18, 2025. The final due date varies, but late payments typically incur penalties after specific deadlines.

Q: What is the Homestead Property Tax Credit and how do I apply? A: The Homestead Property Tax Credit is an income-based tax credit that reduces your property tax bill. You must apply annually, and applications for 2026 property taxes are due between January 1 and April 1, 2026. This credit caps assessment increases and provides direct tax bill reductions based on income eligibility.

Q: Are there other property tax credits available? A: Yes, North Dakota offers various property tax credits including disabled veteran exemptions and senior citizen credits. Most require annual application by February 1st to your local assessor. Contact the Stutsman County Assessor's office for specific eligibility requirements.

Q: How often are properties reassessed in Stutsman County? A: North Dakota requires annual assessment updates, with properties valued at current market value as of January 2nd each year. There are no assessment caps, so your assessed value can increase or decrease based on market conditions.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the local Board of Equalization, typically by April 15th. Contact the Stutsman County Assessor's office for specific deadlines and procedures for the current tax year.

Q: What happens if I pay my property taxes late? A: Late payments incur penalties and interest charges. Properties can eventually face tax deed proceedings if taxes remain unpaid for extended periods.

Q: Can I pay my property taxes online? A: Contact the Stutsman County Treasurer's office directly for current online payment options and accepted payment methods.

Q: Why did my property taxes increase even though I didn't improve my property? A: Property taxes can increase due to rising market values, new special district assessments, increased mill levies approved by local governments, or changes in special taxing districts that apply to your property location.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
2024 Stutsman County Real Estate Tax Statement *74-5611100 ...portals.co.stutsman.nd.us
02
County
2024 Stutsman County Real Estate Tax Statement *74-6512100 ...portals.co.stutsman.nd.us
03
North Dakota - Local standards: Housing and utilitiesirs.gov
04
Tax Doc
Property Tax Deadlinestax.nd.gov
05
Tax Doc
2023 HOUSE FINANCE AND TAXATION HB 1057ndlegis.gov
06
State
Primary Residence Credit | North Dakota Office of State Tax ...tax.nd.gov
07
Tax Doc
Homestead Property Tax Credit and Renter's Refundtax.nd.gov
08
Tax Doc
Property Tax Exemptions & Creditstax.nd.gov
09
County
Recorder | Stutsman Countystutsmancounty.gov
10
for year ending december 31, 2022 valley city, north dakotavalleycity.us
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate