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Updated 2025 Tax Year

Steele County
Property Tax Guide

Everything you need to know about property taxes in Steele County, ND. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Base rate varies by taxing district combination (county, school, township, city, special districts)
1st Due
May 31
2nd Due
Oct 31
Exemptions
4+ Available
Section 1

How Property Tax Works

Steele County, North Dakota operates under a property tax system that serves as the primary funding mechanism for essential local services including county government operations, public education, road maintenance, and emergency services. Property taxes in Steele County are calculated based on assessed property values and applied tax rates that vary significantly depending on your specific location within the county due to different combinations of taxing districts including school districts, townships, cities, and special assessment districts.

The Steele County Property Tax & Elections office administers the property tax system, with tax rates determined annually by the county board in conjunction with various local taxing authorities. North Dakota's base property tax rate averages around 1% statewide, but your actual effective rate in Steele County will depend on the specific combination of taxing districts that apply to your property location. Property owners should expect variations in tax rates between rural township areas, incorporated cities, and different school district boundaries within the county.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County GeneralTBDCounty operations, services, and administration
School DistrictVariesLocal school district operations and facilities
Township/CityVariesMunicipal services, road maintenance
Special AssessmentsVariesFire districts, library, other special services
Total Effective RateTBDCombined rate for FY 2025-2026

Note: The 2025 property tax rates for Steele County are not yet finalized and will be determined by the county board in the coming months. Tax rates vary significantly by location within Steele County based on your specific combination of taxing districts. Check the Steele County official website for updated rate information once available.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Steele County, property taxes are due in two installments:

First Installment
May 31
Delinquent after Dec 10
Second Installment
Oct 31
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Steele County are additional property tax assessments that may be levied when there are changes to property ownership, improvements, or new construction that occur after the annual assessment date but within the tax year. These supplemental assessments ensure that property taxes reflect current property values and ownership throughout the entire tax year rather than just at the annual assessment snapshot.

Supplemental taxes are calculated by applying the current year's tax rate to the difference between the new assessed value and the previous assessed value, prorated for the portion of the tax year remaining. For example, if you complete a $100,000 home addition in July and the local tax rate is 1.2%, you would owe approximately $600 in supplemental taxes (($100,000 × 1.2%) × 6/12 months remaining in the tax year). These supplemental bills are issued separately from your regular property tax bill and have their own due dates.

Example Calculation

Example 1: $300,000 Property

  • Assessed Value: $300,000
  • Primary Residence Credit Applied: -$5,000 (requires annual application)
  • Net Taxable Value: $295,000
  • Estimated Tax Rate: 1.1% (varies by district)
  • Annual Tax: $3,245
  • Monthly Escrow: $270

Example 2: $600,000 Property

  • Assessed Value: $600,000
  • Primary Residence Credit Applied: -$5,000 (requires annual application)
  • Net Taxable Value: $595,000
  • Estimated Tax Rate: 1.1% (varies by district)
  • Annual Tax: $6,545
  • Monthly Escrow: $545

Example 3: $1,000,000 Property

  • Assessed Value: $1,000,000
  • Primary Residence Credit Applied: -$5,000 (requires annual application)
  • Net Taxable Value: $995,000
  • Estimated Tax Rate: 1.1% (varies by district)
  • Annual Tax: $10,945
  • Monthly Escrow: $912

Note: These examples use estimated rates. Actual rates vary by specific taxing districts. Credits shown require annual application and are not automatic.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Steele County require property tax escrow accounts to ensure timely payment of property taxes. Your lender collects monthly escrow payments along with your mortgage payment, typically 1/12th of your annual property tax bill plus a small cushion amount. The lender holds these funds in an escrow account and pays your property taxes directly to Steele County when they become due.

Steele County property taxes are due in two installments: the first half by April 30th and the second half by September 30th. Your lender will typically pay these installments on your behalf before the due dates to avoid delinquency penalties. You should receive annual escrow statements from your lender showing the account activity, and periodic adjustments may be made to your monthly escrow payment based on changes in your property tax assessment or tax rates. Property owners are responsible for verifying that their lender makes timely payments and should monitor their county tax records to ensure proper payment posting.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Steele County for the current fiscal year? A: Property taxes are due in two installments: first half by April 30th and second half by September 30th. Taxes become delinquent after these due dates with additional penalties applied.

Q: What tax credits are available and how do I apply? A: The Primary Residence Credit (PRC) is available to North Dakota homeowners and requires annual online application at tax.nd.gov/prc between January 1-April 1. This credit reduces your tax bill but is not automatic - you must apply each year during the application window.

Q: How does the Homestead Credit work? A: North Dakota's homestead-type programs typically limit annual assessment increases rather than reducing market value. These programs cap how much your assessed value can increase year-over-year, but you must file an application to receive this benefit - it is not automatic.

Q: When are properties reassessed in Steele County? A: Contact the Steele County Assessor's office for the current assessment schedule. Property owners have the right to appeal their assessments during designated appeal periods following assessment notices.

Q: What are the penalties for late property tax payments? A: Unpaid taxes become delinquent after the April 30th and September 30th due dates, with additional penalties and interest applied to delinquent amounts.

Q: Can I pay my property taxes online? A: Check with the Steele County Treasurer's office for available online payment options. Note that additional fees may apply for electronic payments.

Q: Why did my tax rate change from last year? A: Tax rates are set annually by various taxing authorities including the county, school districts, townships, and special districts. Rate changes reflect budget needs of these various entities.

Q: How do special district taxes affect my bill? A: Your total property tax includes levies from all applicable taxing districts based on your property location, including county, school district, township/city, and any special districts like fire protection or library districts.

Q: Do I need to reapply for tax credits each year? A: Yes, most tax credits including the Primary Residence Credit require annual application during specified periods. These benefits are not automatic and will not continue without timely reapplication.

Q: Where can I get help with my property tax questions? A: Contact the Steele County Property Tax & Elections office for tax administration questions or the County Assessor for assessment and exemption questions. Check the county's official website for updated contact information and office hours.

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