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Updated 2025 Tax Year

Sargent County
Property Tax Guide

Everything you need to know about property taxes in Sargent County, ND. Rates, due dates, exemptions, and how it affects your monthly payment.

7 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by district, approximately 1% base rate plus local additions
Exemptions
4+ Available
Section 1

How Property Tax Works

Sargent County, North Dakota operates under the state's property tax system, which serves as the primary funding mechanism for local government services, schools, and infrastructure. Property taxes in Sargent County fund essential services including public education, county operations, emergency services, road maintenance, and various special districts. The county follows North Dakota's assessment practices where property is typically assessed at market value, with the state base rate around 1% though actual rates vary significantly by location.

Property tax rates in Sargent County vary considerably depending on your specific location within the county due to different combinations of special taxing districts. These districts may include school districts, fire protection districts, water districts, and other local service areas. The 2025 property tax rate has not yet been finalized by the Sargent County Commission, so property owners should check the official county website for updates on the final mill levies that will determine their tax obligations.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County GeneralTBDBasic county operations and services
School DistrictTBDLocal school district funding (varies by district)
State Mill LevyTBDState-mandated levy
Fire ProtectionTBDFire district services (if applicable)
Special AssessmentsTBDInfrastructure, bonds, special districts
Total Estimated RangeTBDFinal rates pending County Commission approval

Note: These rates apply to the 2025-2026 levy year and are expressed in mills (1 mill = $1 per $1,000 of assessed value). Your actual tax rate depends on which special taxing districts serve your property location. Contact the Sargent County Auditor for district-specific rates once finalized.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Sargent County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Sargent County are additional property tax assessments that occur when there are changes to property ownership, improvements, or new construction during the tax year. These taxes are calculated based on the difference between the old and new assessed values, prorated for the portion of the tax year the change was in effect.

Common triggers for supplemental taxes include purchasing a newly constructed home, completing major renovations or additions, subdividing property, or changes in property use classification. For example, if you purchase a newly built home in March that wasn't on the previous year's tax roll, you would receive a supplemental tax bill covering the remaining months of the current tax year based on the new assessment and current mill rates.

Example Calculation

Example 1: $300,000 Home

  • Market/Assessed Value: $300,000
  • Less: Homestead Tax Credit (if qualified): $3,000*
  • Net Taxable Value: $297,000
  • Annual Tax (estimated): $2,970 - $3,564 (10-12 mills)
  • Monthly Escrow: $248 - $297

Example 2: $600,000 Home

  • Market/Assessed Value: $600,000
  • Less: Homestead Tax Credit (if qualified): $3,000*
  • Net Taxable Value: $597,000
  • Annual Tax (estimated): $5,970 - $7,164 (10-12 mills)
  • Monthly Escrow: $498 - $597

Example 3: $1,000,000 Home

  • Market/Assessed Value: $1,000,000
  • Less: Homestead Tax Credit (if qualified): $3,000*
  • Net Taxable Value: $997,000
  • Annual Tax (estimated): $9,970 - $11,964 (10-12 mills)
  • Monthly Escrow: $831 - $997

*Tax credits require annual application and are not automatic. Homestead credits also limit annual assessment increases.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Sargent County require property tax escrow accounts to ensure timely payment of property taxes. Your lender collects monthly escrow payments as part of your mortgage payment, typically 1/12th of your estimated annual property tax bill plus a cushion amount. The lender then pays your property taxes directly to Sargent County when they become due.

Property taxes in Sargent County become due April 15, 2026, with a final payment deadline of October 15, 2026. Lenders typically make payments during the first installment period to avoid any penalty risks. You should receive an annual escrow analysis from your lender showing how your payments are calculated and whether adjustments are needed. Property owners can verify that taxes were paid correctly by checking with the Sargent County Auditor's office or reviewing county payment records online if available.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Sargent County? A: Property taxes are due April 15, 2026, with a final payment deadline of October 15, 2026. Late payments after October 15 incur penalties and interest charges.

Q: What tax credits are available and how do I apply? A: North Dakota offers a Homestead Property Tax Credit for qualifying homeowners. This credit reduces your tax bill and also limits annual assessment increases. You must apply annually with the county assessor - credits are not automatic and require application by the specified deadline.

Q: How does the Homestead Tax Credit work? A: The Homestead Credit provides both a tax reduction and caps assessment increases to protect against rapid property value growth. You must own and occupy the property as your primary residence and file an application. This is a tax credit that reduces your final tax bill, not an exemption that reduces assessed value.

Q: When are properties reassessed? A: North Dakota conducts property assessments annually. The county assessor reviews market data and property characteristics to determine current assessed values each year.

Q: How do I appeal my property assessment? A: Contact the Sargent County Assessor's office to discuss your assessment. If you disagree with the valuation, you can file a formal appeal with the county board of equalization during the designated appeal period, typically in April or May.

Q: What happens if I pay my taxes late? A: Payments received after October 15, 2026, are subject to penalties and interest charges. Continued non-payment can eventually lead to tax lien procedures.

Q: Can I pay my property taxes online? A: Contact the Sargent County Auditor's office to inquire about available payment methods, including potential online payment options.

Q: Why do tax rates vary within Sargent County? A: Different areas of the county are served by different combinations of school districts, fire districts, water districts, and other special service areas. Each district adds its own mill levy to fund its operations, creating location-specific tax rates.

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