HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

LaMoure County
Property Tax Guide

Everything you need to know about property taxes in LaMoure County, ND. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
Approximately 1% base rate plus district additions, varies significantly by taxing district location
Exemptions
5+ Available
Section 1

How Property Tax Works

LaMoure County, North Dakota operates on a property tax system that serves as the primary funding mechanism for essential local services including schools, county operations, emergency services, and infrastructure maintenance. Property taxes in LaMoure County are based on the assessed value of real property, which is typically evaluated at market value as determined by the county assessor. The median home value in LaMoure County is approximately $119,600, which provides context for typical property tax obligations in the area.

Effective tax rates in LaMoure County generally align with North Dakota's base rate of around 1%, though actual rates vary significantly depending on your property's location within specific taxing districts. These districts may include school districts, city limits, park districts, and other special assessment areas that can add additional levies to your property tax bill. The county assessor determines the final tax rate annually, and property owners should contact the LaMoure County Assessor's office for the most current rates and district-specific information, as 2025 rates are not yet finalized.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County General LevyVariesFunds county operations, roads, and services
School District LevyVariesLocal school district operations and facilities
City LevyVariesMunicipal services (if within city limits)
Special DistrictsVariesPark districts, fire districts, other local services
Total Estimated Rate~1.0%Combined rate varies by location

Note: The above rates are estimates based on North Dakota's typical structure. Specific levy rates for FY 2025-2026 have not been finalized by the LaMoure County Assessor. Actual rates depend on your property's location within various taxing districts. Contact the LaMoure County Assessor's office for current district-specific rates applicable to your property.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in LaMoure County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in LaMoure County are additional property tax assessments that occur when there are changes to a property's assessed value during the tax year. Common triggers include new construction, major renovations, changes in property ownership, or corrections to the original assessment. When supplemental taxes are levied, they are calculated based on the difference between the original assessed value and the new assessed value, prorated for the remaining portion of the tax year.

For example, if you complete a $50,000 home addition in July and your property is reassessed, you would owe supplemental taxes on that additional $50,000 in assessed value for the remaining months of the tax year. The supplemental tax would be calculated by applying the current tax rate to the additional assessed value and prorating it from the completion date through the end of the tax year. Property owners typically receive a separate supplemental tax bill that must be paid according to the schedule provided by the county treasurer.

Example Calculation

Example 1: $300,000 Property

  • Assessed Value: $300,000
  • Less: Primary Residence Credit (if applied): Variable
  • Net Taxable Value: ~$300,000
  • Annual Tax (at ~1.0%): ~$3,000
  • Monthly Escrow: ~$250

Example 2: $600,000 Property

  • Assessed Value: $600,000
  • Less: Primary Residence Credit (if applied): Variable
  • Net Taxable Value: ~$600,000
  • Annual Tax (at ~1.0%): ~$6,000
  • Monthly Escrow: ~$500

Example 3: $1,000,000 Property

  • Assessed Value: $1,000,000
  • Less: Primary Residence Credit (if applied): Variable
  • Net Taxable Value: ~$1,000,000
  • Annual Tax (at ~1.0%): ~$10,000
  • Monthly Escrow: ~$833

Important: These calculations use estimated rates. The Primary Residence Credit requires annual application between January 1-April 1 through tax.nd.gov/prc. Actual rates vary by taxing district, and credits are not automatic - you must apply to receive them.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in LaMoure County require property tax escrow accounts for borrowers with less than 20% down payment, though some lenders may require escrow regardless of down payment amount. Your monthly mortgage payment includes a portion that goes into an escrow account, which your lender uses to pay property taxes on your behalf when they become due. Based on the payment schedule, taxes in LaMoure County are typically due with the first installment by October 15th and the final installment by December 15th.

Lenders typically conduct annual escrow analyses to ensure adequate funds are collected, and they may adjust your monthly payment if tax amounts change significantly. You should receive an annual escrow statement showing the account activity and any payment adjustments. If you pay your property taxes directly without escrow, you're responsible for making payments according to the county's schedule. The LaMoure County Treasurer's office can provide information about acceptable payment methods, which may include online payments, mail, or in-person options.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in LaMoure County? A: For FY 2025-2026, the first installment is typically due by October 15, 2025, and the final installment by December 15, 2025. Contact the County Treasurer for exact dates.

Q: What is the Primary Residence Credit and how do I apply? A: The Primary Residence Credit is a state tax credit that must be applied for annually between January 1-April 1 at tax.nd.gov/prc. This credit can reduce your property tax bill and requires yearly application - it is not automatic.

Q: Are there property tax exemptions available for seniors or veterans? A: North Dakota offers various property tax exemptions that require annual application to the local assessor by February 1st. Contact the LaMoure County Assessor for specific exemptions and application requirements.

Q: How does the homestead exemption work? A: North Dakota's homestead-type credits typically limit annual assessment increases rather than reducing market value. These require application and help cap how much your assessed value can increase year-over-year.

Q: When are properties reassessed? A: The LaMoure County Assessor conducts property assessments according to state guidelines. Contact the assessor's office for the current assessment schedule and appeal procedures.

Q: What happens if I pay my property taxes late? A: Late payments typically incur penalties and interest charges. Contact the LaMoure County Treasurer for specific penalty rates and payment deadline information.

Q: Can I pay my property taxes online? A: Many North Dakota counties offer online payment options. Check the LaMoure County website or contact the Treasurer's office for available payment methods.

Q: How do special district taxes affect my bill? A: Your total property tax includes levies from all taxing districts where your property is located, such as school districts, city limits, and special service districts. Rates vary by location within the county, so properties in different areas may have different total tax rates.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
LaMoure County Property Records | Owners, Deeds, Permitsnorthdakota.propertychecker.com
02
County
6th Ave NW, Lamoure, ND 58458 Property Records - CountyOffice.orgcountyoffice.org
03
Census profile: LaMoure, NDcensusreporter.org
04
State
Primary Residence Credit | North Dakota Office of State Tax ...tax.nd.gov
05
Tax Doc
Tax Forms Searchtax.nd.gov
06
APPENDIX Bndlegis.gov
07
Tax Doc
Property Tax Exemptions & Creditstax.nd.gov
08
Tax Doc
2023 SENATE FINANCE AND TAXATION SB 2177ndlegis.gov
09
County
LaMoure Countynd.gov
10
2010 WL 5121729 (ND) (Appellate Brief) Supreme Court of ...justice.gov
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate