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Updated 2025 Tax Year

Eddy County
Property Tax Guide

Everything you need to know about property taxes in Eddy County, ND. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.8%-1.2% effective rate (varies by school district and special taxing districts)
Exemptions
4+ Available
Section 1

How Property Tax Works

Eddy County, North Dakota operates on a property tax system that funds essential local services including schools, roads, emergency services, and county operations. The county is known for maintaining some of the lowest property tax rates in North Dakota, with effective rates typically ranging from 0.8% to 1.2% of assessed value depending on your location within the county.

Property taxes in Eddy County are based on the assessed value of real estate, which is determined by the county assessor. Your actual tax rate depends on multiple factors including the base county levy, school district assessments, and any special taxing districts that apply to your property location. Cities, townships, school districts, and other special districts within Eddy County each set their own mill levies, meaning two properties of equal value in different areas may have different tax obligations.

Section 2

What Makes Up Your Tax Bill

Based on available information for recent levy years, Eddy County property tax rates include the following components:

ComponentApproximate RateDescription
County GeneralVariesBasic county operations and services
School DistrictVaries by districtLocal school funding and operations
Township/CityVaries by locationMunicipal services where applicable
Special DistrictsVaries by areaFire districts, water districts, etc.

Note: Specific mill levy rates for FY 2025-2026 are set annually by each taxing entity and may not be finalized until late in the calendar year. Contact the Eddy County Auditor's office for current rates applicable to your specific property location, as rates vary significantly based on which school district and special taxing districts serve your area.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Eddy County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Eddy County are additional property tax bills issued when there are significant changes to a property during the tax year. Common triggers include new construction completion, major improvements or additions, changes in property ownership that affect exemptions or credits, or corrections to the original assessment.

When supplemental taxes are issued, they are calculated on a pro-rated basis for the remaining portion of the tax year. For example, if you complete a $100,000 home addition in March, you would receive a supplemental tax bill covering the increased assessment from March through the end of the tax year. The supplemental amount would be based on the additional assessed value multiplied by your total mill levy rate, then prorated for the remaining months.

Example Calculation

Here are three property tax examples for Eddy County, assuming a combined mill levy rate of approximately 100 mills (actual rates vary by location):

$300,000 Property:

  • Assessed Value: $300,000
  • Homestead Credit Applied: Up to $1,550 reduction (requires application)
  • Net Taxable Value: ~$298,450
  • Annual Tax (at 100 mills): ~$2,985
  • Monthly Payment: ~$249

$600,000 Property:

  • Assessed Value: $600,000
  • Homestead Credit Applied: Up to $1,550 reduction (requires application)
  • Net Taxable Value: ~$598,450
  • Annual Tax (at 100 mills): ~$5,985
  • Monthly Payment: ~$499

$1,000,000 Property:

  • Assessed Value: $1,000,000
  • Homestead Credit Applied: Up to $1,550 reduction (requires application)
  • Net Taxable Value: ~$998,450
  • Annual Tax (at 100 mills): ~$9,985
  • Monthly Payment: ~$832

Note: These examples use estimated rates. Actual mill levies vary by specific location within Eddy County. Credits shown require annual application and eligibility verification.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Eddy County require property tax escrow accounts for borrowers with less than 20% down payment. Your lender collects monthly tax payments along with your mortgage payment, then pays your property tax bill directly to the county when due on November 30th each year.

Lenders typically conduct an annual escrow analysis to ensure adequate funds are collected, which may result in payment adjustments. Since Eddy County property taxes are due annually rather than in installments, your escrow account must accumulate the full year's tax obligation. You should receive an annual escrow statement showing tax payments made on your behalf, and you can verify these payments were properly credited by checking with the Eddy County Treasurer's office.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Eddy County for the current fiscal year? A: Real property taxes are due by November 30th annually. Taxes become delinquent on December 1st, with penalties and interest applying from that date through January 31st.

Q: What tax credits are available and do I need to apply? A: North Dakota offers a Homestead Tax Credit that can reduce your tax bill by up to $1,550 annually. This credit REQUIRES an application and is not automatic. Contact the Eddy County Assessor's office for application forms and deadlines.

Q: How does the Homestead Credit work? A: The Homestead Credit is designed to cap assessment increases and provide tax relief for primary residences. It requires annual application and has income and residency requirements. The credit reduces your actual tax bill, not your assessed value.

Q: When are properties reassessed? A: North Dakota conducts property reassessments on a regular cycle. Contact the Eddy County Assessor's office for specific timing and to understand how reassessments may affect your property.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Eddy County Board of Equalization during their designated meeting period, typically in the spring. Contact the County Assessor for specific deadlines and procedures.

Q: What are the penalties for late payment? A: Delinquent taxes accrue penalties and interest starting December 1st. Extended delinquency can result in tax deed proceedings, so contact the County Treasurer immediately if you cannot pay by the due date.

Q: Can I pay my property taxes online? A: Contact the Eddy County Treasurer's office to inquire about available online payment options and accepted payment methods.

Q: Why do tax rates vary within Eddy County? A: Different areas of Eddy County are served by different school districts, townships, cities, and special districts (fire, water, etc.), each of which sets its own mill levy. Your total rate is the combination of all applicable district levies.

Q: What happens if my property is in multiple taxing districts? A: Your property tax bill will include levies from all applicable taxing entities that provide services to your location, including county, school district, township or city, and any special districts like fire or water districts.

Q: Do I need to reapply for credits every year? A: Yes, most tax credits including the Homestead Credit require annual application. Missing the application deadline means losing the credit for that tax year.

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