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Updated 2025 Tax Year

Washington County
Property Tax Guide

Everything you need to know about property taxes in Washington County, NC. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
$1.64062 per $100 of assessed value (16.4062%), varies by district due to special taxing areas
Exemptions
5+ Available
Section 1

How Property Tax Works

Washington County, North Carolina operates on a property tax system that serves as a primary funding source for essential county services including schools, public safety, infrastructure maintenance, and local government operations. The county assesses property taxes based on the assessed value of real estate and personal property, with the current certified tax rate set at 16.4062% for the 2025 levy year (expressed as $1.64062 per $100 of assessed value).

Property tax rates in Washington County can vary by location within the county due to special taxing districts, municipal boundaries, and additional assessments for specific services or bond obligations. Property owners should verify their exact tax rate based on their specific location, as some areas may have additional levies beyond the base county rate. The North Carolina Department of Revenue oversees the general framework, but Washington County handles local assessment and collection processes.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Base County Levy$1.64062FY 2025 certified base rate for general county operations
School DistrictIncluded in baseFunding for Washington County Schools
Special DistrictsVariesAdditional rates may apply based on location for fire districts, water/sewer, or other special services
Municipal TaxesVariesAdditional city taxes if property is within city limits

Note: The 16.4062% rate shown applies to the 2025 levy year. Rates for 2026 have not yet been certified. Property owners in different areas of Washington County may pay different effective rates depending on their location within special taxing districts or municipal boundaries.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Washington County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Washington County are typically triggered by changes in property ownership, new construction, or significant improvements that increase a property's assessed value during the tax year. When these events occur, the county assessor calculates the additional tax owed based on the increased assessed value and the current tax rate, prorated for the remaining portion of the tax year.

For example, if a homeowner completes a $50,000 addition to their home in January and the county reassesses the property, a supplemental tax bill would be issued for the additional assessed value. If the addition increases the assessed value by $50,000, the supplemental tax would be approximately $820.31 ($50,000 ÷ 100 × $1.64062) for the full year, or prorated based on when the improvement was completed and added to the tax roll.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Tax Credits Applied: $0 (assuming no credits claimed)
  • Net Taxable Value: $300,000
  • Annual Tax: $4,921.86 ($300,000 ÷ 100 × $1.64062)
  • Monthly Escrow: $410.16

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Tax Credits Applied: $0 (assuming no credits claimed)
  • Net Taxable Value: $600,000
  • Annual Tax: $9,843.72 ($600,000 ÷ 100 × $1.64062)
  • Monthly Escrow: $820.31

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Tax Credits Applied: $0 (assuming no credits claimed)
  • Net Taxable Value: $1,000,000
  • Annual Tax: $16,406.20 ($1,000,000 ÷ 100 × $1.64062)
  • Monthly Escrow: $1,367.18

Note: Tax credits such as homestead or elderly/disabled credits require separate applications and can reduce the final tax bill. These examples assume no credits have been applied for or approved.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Washington County require borrowers to maintain an escrow account for property tax payments, especially for loans with less than 20% down payment. Lenders collect monthly escrow payments along with principal and interest, then pay property taxes directly to Washington County when due. The monthly escrow amount is calculated by dividing the annual tax bill by 12, often with an additional cushion to account for potential tax increases.

Property taxes in Washington County are due by July 29th each year. Lenders typically pay taxes before this deadline to avoid penalties and interest charges. Property owners should receive annual escrow analysis statements from their lenders showing how escrow funds are managed. If property taxes increase significantly due to reassessment or rate changes, lenders may require increased monthly escrow payments or collect a lump sum to cover any shortage.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Washington County for the current fiscal year? A: Property taxes are due by July 29th annually. Failure to pay by this date results in the account being transferred to the Clerk's Office for collection proceedings.

Q: What tax credits are available and do they require applications? A: Washington County offers various tax credits including homestead exemptions for qualifying homeowners. Most credits require formal application and are NOT automatic. Contact the Washington County Tax Assessor at (252) 975-9300 or visit 102 E. Second Street, Washington, NC 27889 for specific credit applications and eligibility requirements.

Q: How does the homestead credit work? A: The homestead credit typically caps the annual increase in assessed value for qualifying owner-occupied homes, rather than reducing market value directly. This credit requires annual application and has specific eligibility requirements including residency and income limits.

Q: How often are properties reassessed in Washington County? A: North Carolina requires counties to reassess properties at least every eight years. Washington County follows the state schedule, with the most recent county-wide reassessment timing available through the tax assessor's office.

Q: What are the penalties for late property tax payments? A: Late payments accrue interest and penalties according to North Carolina state law. Contact Washington County Tax Office at (252) 975-9300 for current penalty rates and payment options.

Q: Can I pay my property taxes online? A: Contact Washington County Tax Office at (252) 975-9300 or visit their office at 102 E. Second Street, Washington, NC 27889 to inquire about online payment options and accepted payment methods.

Q: How do I appeal my property assessment? A: Property assessment appeals must be filed within specific timeframes after reassessment notices are mailed. Contact the Washington County Tax Assessor's office for appeal forms and deadlines.

Q: Do special districts affect my tax rate? A: Yes, your location within Washington County may subject your property to additional taxes for fire districts, water/sewer districts, or other special services beyond the base county rate of $1.64062 per $100 of assessed value.

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