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Updated 2025 Tax Year

Rockingham County
Property Tax Guide

Everything you need to know about property taxes in Rockingham County, NC. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
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Tax Rate
Base county rate varies by location due to municipal taxes and special districts - contact tax office for specific rate
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Section 1

How Property Tax Works

Rockingham County, North Carolina operates under a property tax system that serves as the primary funding source for essential county services including public schools, law enforcement, fire protection, emergency medical services, and infrastructure maintenance. The county uses an assessment-based system where property taxes are calculated based on the assessed value of real estate and personal property within the county boundaries.

For the current tax year, property owners can expect effective tax rates that vary depending on their specific location within Rockingham County. The actual tax rate you pay may differ from the base county rate due to special taxing districts, municipal taxes, and fire district assessments that apply to different geographic areas within the county. Property tax bills are mailed annually by July 31st and cover the fiscal year period, with payment due by January 5th of the following year without interest charges.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
County General$0.5801Base county services, schools, administration
Fire DistrictsVariesAdditional levy for fire protection services (applies to specific districts)
Municipal TaxesVariesCity/town taxes (if applicable to property location)
Special AssessmentsVariesBond payments, improvement districts

Fiscal Year: 2024-2025 levy year rates shown above Rate Change: The current rate of $0.5801 represents an 11.49 cent decrease from the previous year's rate of $0.695 per $100 of assessed value.

Note: Your total effective tax rate depends on which special taxing districts apply to your property location. Fire district taxes, municipal taxes, and other special assessments may apply in addition to the base county rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Rockingham County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes are additional property tax bills issued when there are mid-year changes to property ownership, value, or classification that weren't captured in the original annual tax bill. Common triggers include new construction completion, property improvements, ownership transfers, or corrections to assessed values discovered after the original bill was mailed.

The supplemental tax is calculated by taking the difference between the old and new assessed values, multiplying by the applicable tax rate, and prorating for the portion of the fiscal year remaining. For example, if a $50,000 home addition is completed in October (4 months into the fiscal year), the supplemental tax would be calculated on the added value for the remaining 8 months of that fiscal year at the current tax rate of $0.5801 per $100 of assessed value.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Less: Homestead Credit (if applied for): Limits future assessment increases
  • Net Taxable Value: $300,000
  • Annual Tax: $300,000 ÷ 100 × $0.5801 = $1,740.30
  • Monthly Escrow: ~$145

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Less: Disabled Veteran Credit (if qualified/applied): Variable reduction
  • Net Taxable Value: $600,000 (assuming no credits applied)
  • Annual Tax: $600,000 ÷ 100 × $0.5801 = $3,480.60
  • Monthly Escrow: ~$290

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Less: Senior Citizen Credit (if qualified/applied): Variable reduction
  • Net Taxable Value: $1,000,000 (assuming no credits applied)
  • Annual Tax: $1,000,000 ÷ 100 × $0.5801 = $5,801.00
  • Monthly Escrow: ~$483

Note: Tax credits require separate applications and approval. Examples show base calculations before credits are applied.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Rockingham County require borrowers to maintain an escrow account for property tax payments, especially when the loan-to-value ratio exceeds 80%. Your lender collects monthly escrow payments along with your mortgage payment, typically calculated as 1/12th of your annual tax bill plus a small cushion for rate increases.

Lenders typically pay your property taxes directly to Rockingham County before the January 5th due date to avoid interest charges. You should receive an annual escrow analysis from your lender showing how your payments were used and any adjustments needed for the coming year. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment will be adjusted accordingly. Property owners are responsible for ensuring their lender has the correct tax bill amount and pays on time, as the property owner remains ultimately liable for all property taxes.

How HonestCasa Helps
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  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due for the current fiscal year 2024-2025? A: Tax bills are mailed by July 31, 2024, and payment is due by January 5, 2025, without interest. No early payment discount is offered.

Q: What tax credits are available and do I need to apply? A: North Carolina offers several tax credits including Homestead, Senior Citizen, and Disabled Veteran credits. All credits require separate applications and are NOT automatically applied. Contact the Rockingham County Tax Office for application forms and deadlines.

Q: How does the Homestead credit work? A: The Homestead credit doesn't reduce your current assessed value but limits future assessment increases for qualifying homeowners. You must apply for this benefit - it's not automatic when you purchase a home.

Q: How often are properties reassessed in Rockingham County? A: North Carolina requires county-wide revaluations at least every 8 years. Rockingham County typically conducts revaluations every 4-6 years, with the most recent countywide revaluation determining current assessed values.

Q: Can I appeal my property assessment? A: Yes, property owners can appeal their assessed value during the appeal period, typically in May and June following the tax listing period. Contact the County Assessor's office for specific deadlines and procedures.

Q: What are the penalties for late payment? A: Interest begins accruing on unpaid taxes after January 5th. Additional penalties and collection costs may apply to delinquent accounts.

Q: Can I pay my property taxes online? A: Yes, you can pay online using credit or debit cards through the county's website. You can also pay by phone at 1-866-251-3264 or mail payments to Rockingham County Tax Collector, PO Box 68, Wentworth, NC 27375-0068.

Q: Why is my tax rate different from my neighbor's? A: Tax rates vary within Rockingham County based on special taxing districts including fire districts, municipal boundaries, and special assessment areas. Your location determines which additional taxes apply beyond the base county rate.

Q: Do I need to list my personal property for taxes? A: Yes, North Carolina requires annual listing of taxable personal property including business equipment, vehicles, and boats. Personal property tax bills are separate from real estate taxes but follow the same payment schedule.

Verified Sources

Backed by 9 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
A Message from Lance Metzler, County Managerrockinghamcountync.gov
02
County
Collections - Rockingham County Tax Administrationrockinghamcountync.gov
03
Tax Doc
Tax Ratesrockinghamcountync.gov
04
County
Tax - Rockingham County NCrockinghamcountync.gov
05
Tax Doc
Tax Forms & Applicationsrockinghamcountync.gov
06
State
STATE OF NORTH CAROLINA OWNER EXEMPTION ...rockinghamcountync.gov
07
County
Real Property Records - Rockingham County NCrockinghamcountync.gov
08
County
rockingham county tax listing form for the year 2025rockinghamcountync.gov
09
County
Rockingham County NC - Official Websiterockinghamcountync.gov
All sources verified as of 2025 Tax Year

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