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Updated 2025 Tax Year

Pitt County
Property Tax Guide

Everything you need to know about property taxes in Pitt County, NC. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
$0.5663 per $100 assessed value (base county rate, varies by municipality and special districts)
1st Due
Sep 1
Exemptions
4+ Available
Section 1

How Property Tax Works

Pitt County, North Carolina operates on an annual property tax system that serves as a primary funding source for county services, including public schools, emergency services, infrastructure maintenance, and general government operations. Property taxes in Pitt County are assessed based on the market value of real property as determined by the county assessor, with taxes calculated using a rate per $100 of assessed value.

The property tax rate for FY 2025-2026 varies by location within Pitt County due to special taxing districts and municipal boundaries. While the base county rate is $0.5663 per $100 of assessed value, property owners may pay additional rates depending on their specific location, municipal services, and special district assessments. For example, properties within Ayden are subject to an additional municipal rate of $0.5400 per $100 of assessed value. This means effective tax rates across Pitt County can range significantly based on the combination of county, municipal, and special district taxes that apply to each property.

Property assessments in Pitt County are conducted periodically, and unlike some North Carolina counties, there is no statewide assessment cap limiting annual increases in assessed value. Property owners should be aware that their actual tax burden depends not only on the tax rate but also on any applicable tax credits, which require separate applications and are not automatically applied.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Pitt County Base$0.5663Core county services, schools, emergency services
Ayden Municipal$0.5400Additional rate for properties within Ayden city limits
Other MunicipalitiesVariesRates vary by municipality (contact local tax office)
Special DistrictsVariesFire districts, water/sewer districts as applicable

Rates shown are for FY 2025-2026 (taxes due January 5, 2026). The county rate of $0.5663 represents a decrease from the previous rate of $0.6841 in FY 2023-2024.

Important: Your actual tax rate depends on your specific location within Pitt County. Properties may be subject to multiple overlapping tax rates from the county, municipalities, and special taxing districts. Contact the Pitt County Tax Office to determine the exact rate combination that applies to your property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Pitt County, property taxes are due in two installments:

First Installment
Sep 1
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Pitt County are additional property tax bills issued when there are changes to property ownership, new construction, or improvements made after the annual assessment date. These supplemental assessments ensure that property taxes are appropriately adjusted mid-year when significant changes occur to the tax base.

Common triggers for supplemental taxes include: the completion of new construction or major renovations that increase property value, subdivision of land creating new taxable parcels, and changes in property use that affect assessment classification. The supplemental tax is calculated by applying the current tax rate to the difference between the original assessed value and the new assessed value, prorated for the portion of the tax year remaining.

Example: If a property owner completes a $100,000 home addition in July (halfway through the tax year), and the county tax rate is $0.5663 per $100, the supplemental tax would be approximately $283 (($100,000 ÷ 100) × $0.5663 × 0.5 years). This supplemental bill would be issued in addition to the regular annual property tax bill and would have its own payment deadline.

Example Calculation

Property Value: $300,000

  • Assessed Value: $300,000
  • Less: Homestead Credit (if applied for): $0 (limits future increases, doesn't reduce current assessment)
  • Net Taxable Value: $300,000
  • Annual Tax (County only @ $0.5663): $1,699
  • Monthly Escrow: ~$142

Property Value: $600,000

  • Assessed Value: $600,000
  • Less: Senior/Disabled Credit (if eligible and applied): Varies by qualification
  • Net Taxable Value: $600,000
  • Annual Tax (County only @ $0.5663): $3,398
  • Monthly Escrow: ~$283

Property Value: $1,000,000

  • Assessed Value: $1,000,000
  • Less: Available Credits (if applied): Varies by qualification
  • Net Taxable Value: $1,000,000
  • Annual Tax (County only @ $0.5663): $5,663
  • Monthly Escrow: ~$472

Note: These examples use only the base county rate. Properties in municipalities like Ayden would pay additional municipal taxes. All tax credits require separate applications and are not automatically applied. Contact the Pitt County Tax Office for current credit amounts and eligibility requirements.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Pitt County require property tax escrow accounts for borrowers, particularly those with less than 20% down payment. Your lender collects monthly property tax payments along with your mortgage payment and holds these funds in escrow until tax bills are due. The lender then pays your property taxes directly to Pitt County on your behalf.

Escrow payments are typically calculated by dividing your annual property tax bill by 12 months, often with an additional cushion amount as required by federal regulations. Lenders perform annual escrow analyses to ensure adequate funds are collected, which may result in payment adjustments if property taxes increase or decrease significantly. Since Pitt County property taxes for FY 2025-2026 are due January 5, 2026, lenders typically make payments in late December or early January.

If you have an escrow account, you should still review your annual property tax bill for accuracy, even though your lender handles payment. Contact your lender immediately if you notice discrepancies, and remember that any tax credits require separate applications that you must file directly with Pitt County – your lender cannot apply for these credits on your behalf.

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Section 6

Frequently Asked Questions

Q: When are Pitt County property taxes due for FY 2025-2026? A: Property taxes for FY 2025-2026 are due January 5, 2026. Payments made after this date are subject to interest and penalties.

Q: What tax credits are available and how do I apply? A: Common tax credits include homestead credits for primary residences, elderly/disabled person credits, and veteran disability credits. All credits require separate applications and are not automatically applied. Contact the Pitt County Tax Office for current application forms, deadlines, and eligibility requirements.

Q: How does the homestead credit work? A: The homestead credit does not reduce your current assessed value but instead caps future assessment increases on your primary residence. You must file an application to receive this benefit – it is not automatic. The credit helps limit how much your assessment can increase year over year.

Q: How often are properties reassessed in Pitt County? A: Pitt County conducts countywide reappraisals periodically as required by state law, typically every 4-8 years. Property owners receive notice of new assessments and have the right to appeal if they believe the assessment is incorrect.

Q: What are the penalties for late payment? A: Interest and penalties apply to property taxes paid after January 5, 2026. The specific penalty rate and structure are set by the Pitt County Board of Commissioners according to state law.

Q: Can I pay my property taxes online? A: Contact the Pitt County Tax Office directly for current online payment options and accepted payment methods. Many North Carolina counties offer online payment systems for property taxes.

Q: Why did I receive a supplemental tax bill? A: Supplemental bills are issued when property changes occur mid-year, such as new construction completion, property improvements, or ownership changes that affect the assessed value.

Q: My property is in Ayden – why is my tax rate higher? A: Properties within municipal boundaries pay both county taxes and municipal taxes. Ayden has an additional municipal rate of $0.5400 per $100 of assessed value on top of the county rate of $0.5663.

Q: How do special district taxes work? A: Some properties are located in special taxing districts for services like fire protection or water/sewer. These districts may levy additional taxes beyond county and municipal rates. Your specific tax bill will show all applicable district taxes.

Q: Can I appeal my property assessment? A: Yes, property owners have the right to appeal their assessments if they believe the assessed value is incorrect. Appeals must typically be filed within a specific timeframe after assessment notices are mailed. Contact the Pitt County Tax Office for appeal procedures and deadlines.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Property Tax Rate Table | Pitt County, NCpittcountync.gov
02
County
Tax Relief, Deferred Taxes & Exemptions | Pitt County, NCpittcountync.gov
03
County
Next County 2024-25 2023-24 2022-23 2021-22 2020-21ncdor.gov
04
Tax Doc
Tax Administrationpittcountync.gov
05
County
Pitt County, NC | Official Websitepittcountync.gov
06
County
News Flash • Pitt County, NC • CivicEngagepittcountync.gov
07
SUBDIVISION ORDINANCEpittcountync.gov
08
Tax Doc
Veterans Property Tax Relief | DMVAmilvets.nc.gov
09
County
Tax Rates | Pitt County, NCpittcountync.gov
10
North Carolinapittcountync.gov
All sources verified as of 2025 Tax Year

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