HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

Jones County
Property Tax Guide

Everything you need to know about property taxes in Jones County, NC. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
Varies by district - base rate plus additional levies for fire protection, water/sewer services
Exemptions
5+ Available
Section 1

How Property Tax Works

Jones County, North Carolina operates on a property tax system that serves as the primary funding source for essential local services including public education, law enforcement, emergency services, infrastructure maintenance, and county administration. Property owners in Jones County are subject to taxation based on the assessed value of their real estate, with the county conducting regular revaluations to maintain current market assessments.

The effective property tax rate in Jones County varies by location within the county due to special taxing districts that may impose additional levies for specific services such as fire protection, water and sewer services, or special improvement districts. While North Carolina's statewide average property tax rate is approximately 1%, actual rates in Jones County depend on your property's specific location and the combination of county, municipal, and special district taxes that apply to your area.

Property tax bills in Jones County are calculated using the assessed value of your property multiplied by the applicable tax rate for your specific taxing districts. The county does not impose an assessment cap, meaning property values can increase without limitation based on market conditions, though various tax credits may be available to eligible property owners who submit proper applications.

Section 2

What Makes Up Your Tax Bill

Note: Tax rates for FY 2025-2026 are not yet finalized. Contact Jones County Tax Office for current rates.

ComponentRateDescription
County GeneralTBDBasic county services, administration, public safety
County SchoolsTBDPublic education funding
Fire DistrictsVariesSpecial fire protection districts (location-dependent)
Municipal TaxesVariesCity taxes for incorporated areas
Special DistrictsVariesWater/sewer, lighting, or improvement districts

Total Effective Rate Range: Varies by location within Jones County

Rates are expressed per $100 of assessed value and apply to the levy year running from July 1, 2025, through June 30, 2026. Properties located in incorporated municipalities or special taxing districts will have additional taxes beyond the base county rate. Contact the Jones County Tax Assessor's Office at (252) 448-9091 for specific rates applicable to your property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Jones County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Jones County are additional property tax assessments that occur when there are changes to property ownership, value, or use during the tax year. The most common triggers include the sale or transfer of property to a new owner, completion of new construction or major improvements, and changes in property use classification.

When a supplemental tax is triggered, the county calculates the difference between the previous assessment and the new assessed value, then applies the current tax rate to determine the additional tax owed. This supplemental amount is prorated based on the number of months remaining in the tax year from the date of the triggering event.

Example: If you purchase a home in Jones County in March that was previously assessed at $200,000 but now has a market value of $280,000, a supplemental tax would be calculated on the $80,000 difference for the remaining months of the tax year (April through June). Assuming a 1.2% total tax rate, the annual difference would be $960, and the prorated supplemental tax for three months would be $240.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Elderly/Disabled Credit Applied: -$25,000 (if eligible and applied)
  • Net Taxable Value: $275,000
  • Estimated Tax Rate: 1.2% (varies by location)
  • Annual Tax: $3,300
  • Monthly Escrow: $275

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Homestead Credit Applied: Assessment increase capped (if eligible and applied)
  • Net Taxable Value: $600,000
  • Estimated Tax Rate: 1.2% (varies by location)
  • Annual Tax: $7,200
  • Monthly Escrow: $600

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Veterans Credit Applied: -$45,000 (if eligible and applied)
  • Net Taxable Value: $955,000
  • Estimated Tax Rate: 1.2% (varies by location)
  • Annual Tax: $11,460
  • Monthly Escrow: $955

Note: All tax credits require separate applications and eligibility verification. Rates shown are estimates and vary by specific location within Jones County due to special taxing districts.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Jones County require property tax escrow accounts for borrowers with less than 20% down payment or those who choose this option for convenience. Your lender collects approximately 1/12 of your estimated annual property tax bill with each monthly mortgage payment, depositing these funds into an escrow account specifically designated for tax payments.

Jones County property taxes are due September 1st annually, and lenders typically pay your tax bill directly to the county from your escrow account before this deadline. However, taxes become delinquent after January 6th, at which point they begin accruing interest at 2% for January plus 0.75% each month thereafter. Your lender monitors these deadlines to avoid penalty charges.

It's important to review your annual escrow analysis statement and verify that your lender has accurate tax information, especially after reassessments or if you've applied for tax credits. If you pay taxes directly without escrow, mark your calendar for the September 1st due date, though you have until January 6th before penalties begin. Contact your lender immediately if you notice discrepancies in escrow calculations or if your property tax bill changes significantly due to reassessment or successful credit applications.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Jones County property taxes due for the current tax year? A: Property taxes are due September 1st annually. Taxes become delinquent after January 6th and begin accruing interest at 2% for January plus 0.75% each subsequent month.

Q: What tax credits are available in Jones County and do I need to apply? A: Available tax credits include Elderly/Disabled Exclusion, Disabled Veteran Exclusion, and Circuit Breaker Deferment. All credits require separate applications using Form AV-9 and must be submitted annually. These are NOT automatic and require eligibility verification.

Q: How does the Homestead credit work in Jones County? A: North Carolina's Homestead credit limits annual assessment increases for qualified homeowners rather than reducing market value. You must apply separately for this credit, and it caps the amount your assessment can increase each year, not your actual property value.

Q: When does Jones County reassess properties? A: Contact the Jones County Tax Assessor's Office at (252) 448-9091 for the current reassessment schedule. Property owners have the right to appeal assessments during designated appeal periods following reassessment notices.

Q: Can I pay my property taxes online? A: Contact Jones County Tax Office for available online payment options and accepted payment methods. Many North Carolina counties offer online payment systems for convenience.

Q: What happens if I disagree with my property assessment? A: You have the right to appeal your assessment during the designated appeal period. Contact the Jones County Tax Assessor's Office immediately upon receiving your assessment notice for appeal procedures and deadlines.

Q: Do special districts affect my tax rate? A: Yes, properties located in fire districts, municipal boundaries, or special service districts will have additional taxes beyond the base county rate. Your total effective rate depends on your specific location within Jones County.

**Q: What is the deadline to apply for tax credits?**A: Tax credit applications using Form AV-9 typically have specific annual deadlines. Contact Jones County Tax Office for current application deadlines, as missing these deadlines means waiting until the following tax year for credit eligibility.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Real Property – Jones County, North Carolinajonescountync.gov
02
County
2025-2026 County Tax Rates Final.xlsxncdor.gov
03
County
Next County 2024-25 2023-24 2022-23 2021-22 2020-21ncdor.gov
04
County
Property Tax Reminder – Jones County, North Carolinajonescountync.gov
05
County
Frequently Asked Questions – Jones County, North Carolinajonescountync.gov
06
Tax Doc
Property Tax - Formsncdor.gov
07
Tax Doc
Application for Property Tax Reliefncdor.gov
08
County
Public Notice – Jones County, North Carolinajonescountync.gov
09
november-2019-990-index.csvirs.gov
10
Tax Doc
Instructions for Form E-500, Sales and Use Tax Returnncdor.gov
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate