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Updated 2025 Tax Year

Hoke County
Property Tax Guide

Everything you need to know about property taxes in Hoke County, NC. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
$0.5600 per $100 of assessed value (0.56% effective rate), varies by special taxing districts and municipal areas
Exemptions
5+ Available
Section 1

How Property Tax Works

Hoke County, North Carolina operates a property tax system that serves as the primary funding source for essential local services including public schools, law enforcement, fire protection, and county infrastructure. Property taxes in Hoke County are levied annually based on assessed property values, with the current tax rate of $0.5600 per $100 of assessed value effective for FY 2025-2026. This translates to an effective rate of approximately 0.56%, which is below North Carolina's statewide average of around 1%.

Property owners should note that actual tax rates can vary by location within Hoke County due to special taxing districts, municipal taxes, and additional assessments for services like fire districts or special improvement areas. The county conducts property assessments to determine fair market value, and various tax credits (not automatic exemptions) are available to qualifying property owners, though these require formal application through the Tax Assessor's Office. Contact Jenny Gibson, Tax Assessor, at 910-875-8751 for specific information about your property's tax obligations.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)DescriptionLevy Year
Base County Rate$0.5600General county operations, schools, servicesFY 2025-2026
Fire DistrictsVariesAdditional levy for fire protection services (location-dependent)FY 2025-2026
Municipal TaxesVariesCity taxes for incorporated areas (if applicable)FY 2025-2026
Special AssessmentsVariesBonds, improvement districts, special servicesFY 2025-2026

Note: The total effective tax rate varies significantly by location within Hoke County. Properties in incorporated municipalities may be subject to additional city taxes, while rural properties may have fire district assessments. Special taxing districts for services, infrastructure improvements, or bond payments can add to the base rate. Contact the Tax Assessor's Office at 910-875-8751 to determine the exact rate applicable to your specific property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Hoke County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Hoke County are triggered by specific events that change a property's ownership or assessed value during the tax year. The most common triggers include change of ownership (sale or transfer), completion of new construction, major improvements or additions, and removal of tax-exempt status. When these events occur, a supplemental tax bill is calculated based on the difference between the old and new assessed values.

The supplemental tax is calculated by taking the new assessed value minus the previous assessed value, multiplied by the current tax rate, and then prorated for the remaining months in the tax year. For example, if a property sells in October and the new assessment increases the value by $50,000, the supplemental tax would be calculated as: ($50,000 ÷ 100) × $0.5600 × (6 months remaining ÷ 12 months) = $140 for the remainder of the tax year. Supplemental bills are typically issued within 60-90 days of the triggering event and become due upon receipt.

Example Calculation

Example 1: $300,000 Property (with Homestead Credit)

  • Assessed Value: $300,000
  • Homestead Credit Applied: Limits assessment increases to 10% annually (requires application)
  • Net Taxable Value: $300,000
  • Annual Tax: ($300,000 ÷ 100) × $0.5600 = $1,680
  • Monthly Escrow: $140

Example 2: $600,000 Property (with Disabled Veteran Credit)

  • Assessed Value: $600,000
  • Disabled Veteran Credit: Up to $45,000 off assessed value (requires application and certification)
  • Net Taxable Value: $555,000
  • Annual Tax: ($555,000 ÷ 100) × $0.5600 = $3,108
  • Monthly Escrow: $259

Example 3: $1,000,000 Property (no credits)

  • Assessed Value: $1,000,000
  • Credits Applied: None
  • Net Taxable Value: $1,000,000
  • Annual Tax: ($1,000,000 ÷ 100) × $0.5600 = $5,600
  • Monthly Escrow: $467

Note: All credits require formal application and approval. Homestead credits limit annual assessment increases rather than reducing market value.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Hoke County require property tax escrow accounts for borrowers with less than 20% equity. Lenders collect monthly payments equal to 1/12 of the annual property tax bill plus insurance premiums, holding these funds in a separate escrow account. The lender pays property taxes directly to Hoke County when due, typically by the April 15 deadline. Property owners receive an annual escrow statement showing deposits, payments, and account balance.

When property taxes change due to reassessment or rate adjustments, lenders must adjust monthly escrow payments accordingly. If the escrow account has insufficient funds, borrowers may face a shortage requiring either a lump sum payment or increased monthly payments over 12 months. Conversely, overpayments result in refunds or reduced future payments. Property owners should verify that their lender pays taxes on time, as late payment penalties will be assessed regardless of escrow arrangements. Contact your lender immediately if you receive delinquent tax notices, and always verify payments with the Hoke County Tax Office at 910-875-8751.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Hoke County for FY 2025-2026? A: Property taxes are typically due April 15. Contact Jenny Gibson at the Tax Assessor's Office at 910-875-8751 for current year specifics and payment deadlines.

Q: What tax credits are available and do they apply automatically? A: Tax credits include Homestead (limits assessment increases), Elderly/Disabled, Disabled Veteran, and Circuit Breaker credits. None are automatic - all require formal application using Form AV-9 or appropriate certification forms.

Q: How does the Homestead credit work? A: The Homestead credit caps annual assessment increases rather than reducing market value. It typically limits increases to 10% per year on your primary residence. You must file an application - it's not automatic - and reapply as required.

Q: How often are properties reassessed in Hoke County? A: North Carolina requires counties to conduct property revaluations at least every eight years. Contact the Tax Assessor's Office for the current revaluation schedule and appeal deadlines.

Q: What are the penalties for late property tax payments? A: Late payments typically incur interest charges and penalties. The exact penalty structure varies, so contact the Tax Office at 910-875-8751 for current penalty rates and payment options.

Q: Can I pay property taxes online? A: Contact the Hoke County Tax Office at 910-875-8751 to inquire about online payment options and accepted payment methods for the current tax year.

Q: Do I owe additional taxes if I live in a municipality? A: Properties in incorporated cities within Hoke County may be subject to additional municipal property taxes beyond the county rate. Check with your local municipality for their current tax rates.

Q: How do special district taxes affect my bill? A: Special districts for fire protection, water/sewer, or improvement projects can add to your base tax rate. The specific districts affecting your property depend on its location within the county.

Q: What documentation do I need to apply for veteran tax credits? A: Veteran tax credits require Form NCDVA-9 certification and proof of military service with honorable discharge. Contact the Tax Assessor's Office for complete application requirements and deadlines.

Q: How do I appeal my property assessment? A: Property assessment appeals must be filed within specific deadlines following revaluation notices. Contact the Tax Assessor's Office at 910-875-8751 for appeal procedures, forms, and current deadlines.

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