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Updated 2025 Tax Year

Hertford County
Property Tax Guide

Everything you need to know about property taxes in Hertford County, NC. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Base rate varies by district with additional special district assessments - contact county for current rates
Exemptions
4+ Available
Section 1

How Property Tax Works

Hertford County, North Carolina operates on an annual property tax system that serves as a primary funding source for essential county services, including public schools, law enforcement, emergency services, and infrastructure maintenance. Property owners receive tax bills based on the assessed value of their real estate and personal property, with taxes calculated using a millage rate applied per $100 of assessed valuation.

The effective tax rate in Hertford County varies by location within the county due to special taxing districts that may impose additional levies for specific services or improvements. Property owners should be aware that their actual tax rate may differ from the base county rate depending on their property's location and any applicable special district assessments. The county reassesses properties periodically to ensure assessments reflect current market conditions, though North Carolina does not impose a statewide assessment cap on property value increases.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100Description
Base County Rate$0.84General county operations and services for FY 2025-2026
Solid Waste AssessmentVariableSpecial assessment for solid waste collection and disposal services
Special DistrictsVariesAdditional rates may apply based on property location within specific taxing districts

Note: The base rate of 84.0¢ per $100 of assessed value was approved for fiscal years 2025-2026, effective January 1, 2025. Actual tax rates may vary depending on your property's location within special taxing districts. Property owners should verify their specific rate by checking their tax bill or contacting the Hertford County Tax Office, as additional assessments or special district rates may apply to individual properties.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Hertford County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental tax assessments in Hertford County are triggered by specific events that change a property's assessed value or ownership status during the tax year. Common triggers include ownership changes, new construction completion, property improvements, or corrections to previous assessments that result in additional tax liability.

When a supplemental assessment occurs, the county calculates the additional tax owed based on the difference between the original and revised assessed values, prorated for the portion of the tax year the change was in effect. For example, if a $50,000 home improvement is completed and assessed in March, the supplemental tax would be calculated on that $50,000 increase for the remaining months of the tax year. Property owners receive a separate supplemental tax bill that follows the same payment schedule and penalty structure as regular property taxes.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Less: Homestead Credit (if qualified): Varies based on income and age
  • Net Taxable Value: $300,000 (assuming no credits applied)
  • Annual Tax: $300,000 ÷ 100 × $0.84 = $2,520
  • Monthly Escrow: ~$210

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Less: Elderly/Disabled Credit (if qualified): Amount varies based on qualification
  • Net Taxable Value: $600,000 (assuming no credits applied)
  • Annual Tax: $600,000 ÷ 100 × $0.84 = $5,040
  • Monthly Escrow: ~$420

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Less: Available Credits (if qualified and applied for): Varies
  • Net Taxable Value: $1,000,000 (assuming no credits applied)
  • Annual Tax: $1,000,000 ÷ 100 × $0.84 = $8,400
  • Monthly Escrow: ~$700

Note: Tax credits require separate applications and are not automatically applied. Actual monthly escrow amounts may vary based on lender requirements and may include additional fees or assessments.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Hertford County require property tax escrow accounts for borrowers with less than 20% down payment or upon request. Lenders collect monthly escrow payments along with mortgage payments, typically calculating 1/12th of the annual property tax bill plus a cushion amount. The escrow account funds are held by the lender and used to pay property taxes when due on September 1st each year.

Lenders must provide annual escrow statements showing account activity, payments made, and any required adjustments to monthly payments. Property owners should verify that their lender has current tax bill information and correct property identification numbers, especially after ownership changes or property improvements. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment will be adjusted accordingly, typically with 60 days notice from your lender.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
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  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Hertford County for FY 2025-2026? A: Property taxes are due and payable on September 1st each year. Interest begins accruing on January 6th of the following year at a rate of 2%, with increases of 3/4% thereafter.

Q: What tax credits are available and do I need to apply? A: Hertford County offers several tax credits including Elderly/Disabled Homestead Exclusion, Disabled Veteran credits, and Circuit Breaker Tax Deferment. All credits require separate applications using forms like AV-9 and are NOT automatically applied to your tax bill.

Q: How does the Homestead credit work? A: The Homestead Exclusion for elderly or disabled residents (age 65+) provides property tax relief by limiting assessment increases on your primary residence. This requires annual application and income qualification - it does not reduce market value but caps taxable assessment growth.

Q: When is the application deadline for tax credits? A: Applications for most homestead credits and exemptions should be filed by January 31st to avoid penalties. Contact the Hertford County Tax Office for specific deadlines as they may vary by credit type.

Q: How often are properties reassessed? A: North Carolina counties conduct periodic revaluations, typically every 4-8 years. Property owners receive notice of assessment changes and have the right to appeal through the county's board of equalization and review.

Q: What are the penalties for late payment? A: Interest begins January 6th at 2% and increases by 3/4% periodically. Additional penalties may apply for severely delinquent accounts, potentially leading to tax lien proceedings.

Q: Can I pay my property taxes online? A: Contact the Hertford County Tax Office directly for current online payment options and accepted payment methods, as services may vary and change over time.

Q: Do special district taxes apply to my property? A: Depending on your property's location within Hertford County, you may be subject to additional special district assessments beyond the base county rate. Check your tax bill or contact the Tax Office to determine what districts apply to your specific property address.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
hertford county board of commissionershertfordcountync.gov
02
County
Hertford County, North Carolina Budget Ordinancehertfordcountync.gov
03
County
COUNTY OF HERTFORD BUDGET MESSAGE FISCAL ...hertfordcountync.gov
04
Frequently Asked Questionshertfordcountync.gov
05
Personal Propertyhertfordcountync.gov
06
Tax Doc
Tax Collectorhertfordcountync.gov
07
Frequently Asked Questionshertfordcountync.gov
08
County
Minutes Regular Meeting Hertford County Board of ...hertfordcountync.gov
09
County
hertford county, north carolinahertfordcountync.gov
10
County
hertford county fy 2021 - 2022 budgethertfordcountync.gov
All sources verified as of 2025 Tax Year

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