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Updated 2025 Tax Year

Davie County
Property Tax Guide

Everything you need to know about property taxes in Davie County, NC. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
$0.6486 per $100 assessed value (base rate), varies by fire/special districts
1st Due
Jul 1
Exemptions
4+ Available
Section 1

How Property Tax Works

Davie County, North Carolina operates on a property tax system that serves as the primary funding mechanism for essential county services including schools, public safety, infrastructure maintenance, and general government operations. Property taxes in Davie County are assessed annually based on the appraised value of real estate and personal property, with tax bills mailed after July 1st each year.

The effective tax rate in Davie County varies by location within the county due to special taxing districts and fire protection districts. For the 2025-2026 fiscal year, the base county rate is $0.6486 per $100 of assessed valuation, but property owners may pay additional rates depending on their specific location and the services provided in their area. These variations mean that two properties of equal value in different parts of the county may have different total tax obligations.

Property owners should be aware that North Carolina assesses property at 100% of market value, and Davie County conducts periodic revaluations to ensure assessments reflect current market conditions. The county offers several tax credits and exclusions for qualifying property owners, though these require annual application and are not automatically applied to tax bills.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100 ValuationDescription
Davie County Base$0.6486General county services, schools, and administration
Davie County Fire Protection (countywide)$0.04Fire protection services across the county
Total Base Rate$0.6886Combined county and fire protection

Note: These rates are effective for the 2025-2026 fiscal year. Additional special district assessments may apply depending on property location within Davie County. Town residents may be subject to additional municipal taxes not reflected in this county breakdown. Property owners should verify their specific tax district with the Davie County Tax Assessor's office.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Davie County, property taxes are due in two installments:

First Installment
Jul 1
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Davie County are additional tax assessments that occur when there are changes in property ownership, new construction, or improvements completed after the annual assessment date but before the end of the tax year. These taxes ensure that property changes are captured in the current tax year rather than waiting for the next annual assessment cycle.

Common triggers for supplemental taxes include: completion of new construction projects, substantial property improvements or additions, changes in property use classification, and correction of assessment errors discovered mid-year. The supplemental tax is calculated by applying the current year's tax rate to the difference between the new assessed value and the original assessed value, prorated for the remaining months in the fiscal year.

For example, if a property owner completes a $50,000 home addition in December and the original assessment was $300,000, the supplemental assessment would be calculated on the $50,000 increase. Using Davie County's base rate of $0.6886 per $100, this would result in approximately $344 in supplemental taxes ($50,000 ÷ 100 × $0.6886), prorated for the remaining months of the fiscal year.

Example Calculation

Example 1: $300,000 Property Value

  • Assessed Value: $300,000
  • Tax Credits Applied: None
  • Net Taxable Value: $300,000
  • Annual Tax: $300,000 ÷ 100 × $0.6886 = $2,065.80
  • Monthly Escrow: $172.15

Example 2: $600,000 Property Value (with Elderly/Disabled Credit)

  • Assessed Value: $600,000
  • Elderly/Disabled Exclusion Applied: $300,000 (50% of value, requires application)
  • Net Taxable Value: $300,000
  • Annual Tax: $300,000 ÷ 100 × $0.6886 = $2,065.80
  • Monthly Escrow: $172.15

Example 3: $1,000,000 Property Value

  • Assessed Value: $1,000,000
  • Tax Credits Applied: None
  • Net Taxable Value: $1,000,000
  • Annual Tax: $1,000,000 ÷ 100 × $0.6886 = $6,886.00
  • Monthly Escrow: $573.83

Note: All credits and exclusions require annual application and approval. Calculations use base county rate and do not include potential special district assessments.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Davie County require borrowers to maintain an escrow account for property tax payments, particularly when the loan-to-value ratio exceeds 80%. Lenders collect monthly escrow payments as part of the mortgage payment and remit annual property tax payments directly to Davie County on behalf of the property owner.

The escrow payment schedule typically works as follows: lenders analyze the annual property tax bill and divide it by 12 months, often adding a cushion of 1-2 months to ensure adequate funds are available when taxes are due. Since Davie County property taxes are due September 1st annually, lenders usually make payments in late August or early September. Property owners should receive an annual escrow analysis from their lender showing the breakdown of collected funds and projected needs for the coming year.

Property owners with escrowed taxes should verify that their lender has received the current tax bill and confirm the payment has been made by the September 1st deadline. If there are discrepancies or if the lender fails to make timely payment, the property owner remains ultimately responsible for ensuring taxes are paid to avoid penalties and potential tax lien issues.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Davie County for the 2025-2026 fiscal year? A: Property taxes are due September 1st annually. Payments can be made until January 5th of the following year. If January 5th falls on a weekend or holiday, the deadline extends to the next business day.

Q: What tax credits are available and do they require application? A: The primary tax credit is the Elderly/Disabled exclusion for residents 65+ or totally disabled with 2025 income not exceeding $38,800. This credit excludes the greater of $25,000 or 50% of the home's value from taxation. All credits require annual application using form AV-9 and are not automatically applied.

Q: How does the Homestead exclusion work? A: North Carolina's Homestead exclusion for elderly/disabled residents reduces the assessed value subject to taxation rather than capping assessment increases. Qualifying residents can exclude up to 50% of their home's value or $25,000 (whichever is greater) from their taxable assessment, but must apply annually and meet income requirements.

Q: How often does Davie County reassess properties? A: Davie County conducts periodic county-wide revaluations, typically every 4-8 years. Between revaluations, individual properties may be reassessed due to improvements, sales, or other changes. Property owners have the right to appeal assessments during designated appeal periods.

Q: What are the penalties for late payment? A: Property taxes not paid by January 5th are subject to interest and penalties. The county charges interest on delinquent taxes, and properties with unpaid taxes may eventually be subject to tax lien procedures.

Q: Can I pay property taxes online? A: Yes, Davie County offers online payment options through their official website. Property owners can also pay by mail, in person at the tax collector's office, or through authorized payment centers.

Q: Do special taxing districts affect my tax bill? A: Yes, properties located in fire districts or other special service districts may be subject to additional tax rates beyond the base county rate. The countywide fire protection rate is $0.04 per $100 valuation, and some areas may have additional district assessments.

Q: What triggers a supplemental tax assessment? A: Supplemental taxes are issued when property improvements are completed, ownership changes occur, or assessment corrections are made during the current tax year. These ensure that changes are captured in the current year's taxation rather than waiting for the next annual assessment.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Tax Rates | Davie County, NC - Official Websitedaviecountync.gov
02
County
Next County 2025-26 2024-25 2023-24 2022-23 2021-22 ...ncdor.gov
03
County
2025-2026 County Tax Rates Final.xlsxncdor.gov
04
Tax Doc
Understanding Your Property Tax Billdaviecountync.gov
05
County
Tax Collections | Davie County, NC - Official Websitedaviecountync.gov
06
County
Davie County Tax Listingdaviecountync.gov
07
County
Homestead Property Exclusion / Exemption - Davidson Countyco.davidson.nc.us
08
Tax Doc
Property Tax - Formsncdor.gov
09
Untitleddocs.daviecountync.gov
10
County
Davie County Tax Scrolldaviecountync.gov
All sources verified as of 2025 Tax Year

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