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Updated 2025 Tax Year

Davidson County
Property Tax Guide

Everything you need to know about property taxes in Davidson County, NC. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
$0.54 per $100 assessed value (county only), varies by municipality from $0.59-$1.19 per $100
Exemptions
5+ Available
Section 1

How Property Tax Works

Davidson County, North Carolina operates under a property tax system that funds essential county services including schools, public safety, infrastructure, and social services. The county assesses property taxes based on the assessed value of real estate and personal property, with tax rates expressed per $100 of assessed value.

The effective property tax rate in Davidson County varies significantly by location within the county due to municipal taxes and special taxing districts. County-only properties are taxed at $0.54 per $100 of assessed value, while properties within municipalities face additional city or town taxes. For example, properties in Thomasville face a combined rate of $1.19 per $100 ($0.54 county + $0.65 city), while properties in High Point pay $0.59 per $100 ($0.54 county + $0.05 city). This variation means that two identical homes in different parts of Davidson County can have substantially different tax bills.

Property values are reassessed periodically by the Davidson County Tax Assessor's Office, and property owners have the right to appeal their assessments during designated appeal periods. The county offers various tax relief programs for qualifying residents, though most require annual applications and have specific eligibility requirements.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Davidson County Base$0.54County services, schools, infrastructure
City of Thomasville$0.65Municipal services (combined rate: $1.19)
Town of Denton$0.62Municipal services (combined rate: $1.16)
Town of Wallburg$0.60Municipal services (combined rate: $1.14)
Town of Midway$0.05Municipal services (combined rate: $0.59)
City of High Point$0.05Municipal services (combined rate: $0.59)

Rates shown are for the 2025 tax year. Properties located within municipal boundaries pay both county and municipal taxes. Rural properties outside municipal limits pay only the county rate of $0.54 per $100 of assessed value. Special assessment districts for services like fire protection or water/sewer may result in additional charges not reflected in this table.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Davidson County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Davidson County are additional tax assessments that occur when there are changes to property ownership, value, or use during the tax year. The most common triggers include new construction, major renovations, property transfers, or changes in property classification (such as converting residential to commercial use).

When supplemental taxes are levied, they are calculated based on the difference between the old and new assessed values, prorated for the portion of the tax year remaining. For example, if a $200,000 home receives a $50,000 addition completed on July 1st, the supplemental tax would be calculated on the $50,000 increase for the remaining six months of the tax year. At Davidson County's base rate of $0.54 per $100, this would result in a supplemental bill of $135 ($50,000 ÷ 100 × $0.54 × 0.5 years).

Supplemental tax bills are mailed separately from regular annual tax bills and typically have their own due dates. Property owners should budget for these additional assessments when making significant property improvements or purchasing newly constructed homes.

Example Calculation

Example 1: $300,000 Home (County Only)

  • Assessed Value: $300,000
  • Tax Credits Applied: $0 (assuming no applications filed)
  • Net Taxable Value: $300,000
  • Tax Rate: $0.54 per $100
  • Annual Tax: $1,620 ($300,000 ÷ 100 × $0.54)
  • Monthly Escrow: $135

Example 2: $600,000 Home with Senior Credit (Thomasville)

  • Assessed Value: $600,000
  • Senior/Disabled Credit: $300,000 excluded (50% of value, requires application)
  • Net Taxable Value: $300,000
  • Combined Tax Rate: $1.19 per $100 (county + city)
  • Annual Tax: $3,570 ($300,000 ÷ 100 × $1.19)
  • Monthly Escrow: $298

Example 3: $1,000,000 Home (High Point)

  • Assessed Value: $1,000,000
  • Tax Credits Applied: $0 (assuming no applications filed)
  • Net Taxable Value: $1,000,000
  • Combined Tax Rate: $0.59 per $100 (county + city)
  • Annual Tax: $5,900 ($1,000,000 ÷ 100 × $0.59)
  • Monthly Escrow: $492

Note: Tax credits require annual applications and eligibility verification. Amounts shown are estimates and actual taxes may vary based on special assessments or district taxes.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Davidson County require borrowers to establish escrow accounts to ensure property taxes are paid on time. The lender collects monthly payments equal to 1/12 of the estimated annual tax bill, plus a cushion typically not exceeding two months' worth of payments as allowed by federal law.

Lenders typically pay property taxes on behalf of borrowers before the January 5th due date to avoid penalties and potential tax liens. The escrow account is analyzed annually, and borrowers may receive refund checks if the account balance exceeds federal limits, or may face increased monthly payments if taxes have risen significantly.

Property owners should verify that their lenders have current tax information, especially after reassessments or if they've applied for tax relief programs. If tax credits are approved that reduce the tax bill, borrowers should notify their lender to ensure proper escrow adjustments. Property owners without mortgages are responsible for making payments directly to Davidson County by the January 5th deadline.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Davidson County property taxes due for 2025? A: Property taxes are due by January 5, 2025. Payments received after this date are subject to interest and penalties.

Q: What tax credits are available and how do I apply? A: The primary tax credit is for seniors (65+) or totally disabled residents with annual income not exceeding $38,800. This credit excludes the greater of $25,000 or 50% of the home's appraised value from taxation. Applications must be filed annually between January 1 and June 1, though late applications are accepted after June 1.

Q: Is there a homestead exemption that caps assessment increases? A: North Carolina does not have a homestead exemption that caps annual assessment increases. Property values can increase without limit between revaluations, though the senior/disabled credit mentioned above can provide significant tax relief for qualifying residents.

Q: How often are properties reassessed? A: Davidson County conducts countywide property revaluations periodically, typically every 4-8 years. Property owners receive notices before revaluation and have appeal rights during designated periods following new assessments.

Q: What are the penalties for late payment? A: Interest begins accruing on unpaid taxes after January 5th. The specific interest rate and penalty structure should be confirmed with the Davidson County Tax Office as rates can change annually.

Q: Can I pay my property taxes online? A: Contact the Davidson County Tax Office to confirm available online payment options and accepted payment methods for property taxes.

Q: Why is my tax rate different from my neighbor's? A: Tax rates vary based on your property's location within Davidson County. Municipal taxes create different combined rates - county-only properties pay $0.54 per $100, while properties in cities like Thomasville pay $1.19 per $100 due to additional municipal taxes.

Q: Do I automatically receive tax credits if I'm eligible? A: No, most tax credits require annual applications. The senior/disabled exclusion requires filing between January 1 and June 1 each year, even if you received it previously. Credits are not automatically applied to your tax bill.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
DAVIDSON COUNTYco.davidson.nc.us
02
County
Homestead Property Exclusion / Exemption - Davidson Countyco.davidson.nc.us
03
County
Next County 2024-25 2023-24 2022-23 2021-22 2020-21ncdor.gov
04
Tax Doc
Tax Information | Davidson, NC - Official Websiteci.davidson.nc.us
05
County
Davidson County - Tax Bill Searchtaxsearch.co.davidson.nc.us
06
County
Collections | Davidson County, NCco.davidson.nc.us
07
County
DAVIDSON COUNTYco.davidson.nc.us
08
County
Davidson County Nc Tax Recordsnacdashboard.nara.gov
09
Tax Doc
Property Tax Questions | Lexington, NClexingtonnc.gov
10
County
Davidson County, North Carolinaco.davidson.nc.us
All sources verified as of 2025 Tax Year

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