Q: When are Cumberland County property taxes due for FY 2026?
A: Property taxes are due January 5, 2026. Unpaid taxes incur 2% interest starting January 6, 2026.
Q: What is the Homestead Exclusion and how do I apply?
A: The Homestead Exclusion reduces your taxable assessed value by the greater of $25,000 or 50% of your qualifying assessed value. This is an exclusion that reduces the value subject to taxation, not a credit against your tax bill. You must apply with the Cumberland County Tax Administration office and meet eligibility requirements including using the property as your primary residence.
Q: Are there other tax credits available?
A: Yes, Cumberland County offers various tax credits for qualifying property owners including disabled veteran credits, elderly/disabled person credits, and other special circumstance credits. All credits require application and eligibility verification. Contact the Tax Administration office for specific application forms and deadlines.
Q: How often are properties reassessed?
A: North Carolina requires counties to conduct property revaluations at least every eight years. Cumberland County follows this schedule, with the most recent countywide revaluation determining current assessed values. Property owners can appeal assessments through the county's appeal process if they believe their assessment is incorrect.
Q: What happens if I pay my taxes late?
A: Late payments incur 2% interest starting the day after the due date. Additional penalties may apply for significantly delinquent accounts, and unpaid taxes can result in tax liens against the property.
Q: Can I pay my property taxes online?
A: Yes, Cumberland County offers online payment options through their official website. You can pay by electronic check or credit card, though convenience fees may apply for credit card payments.
Q: Do special taxing districts affect my tax rate?
A: Yes, your location within Cumberland County determines which special districts apply to your property. These may include fire districts, municipal service districts, or other special assessments that add to the base county rate.
Q: What if I disagree with my property assessment?
A: You can appeal your property assessment through Cumberland County's appeal process. Appeals must typically be filed during specific time periods following assessment notices. Contact the Tax Administration office for appeal forms and procedures.
