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Updated 2025 Tax Year

Caswell County
Property Tax Guide

Everything you need to know about property taxes in Caswell County, NC. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.627% base rate, varies by district with additional municipal and fire district assessments
Exemptions
4+ Available
Section 1

How Property Tax Works

Caswell County, North Carolina operates on a property tax system that serves as the primary funding source for essential local services including public schools, emergency services, infrastructure maintenance, and county government operations. The county assesses property taxes based on the assessed value of real estate and personal property within its boundaries.

For the 2025 tax year, Caswell County's base property tax rate is 0.627% of assessed value, though actual rates vary by location within the county due to special taxing districts and municipal boundaries. Property owners should note that their total tax bill may include additional assessments for fire districts, municipal services, or special improvement districts depending on their property's location. The county conducts periodic revaluations to ensure assessed values reflect current market conditions.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County Base Rate0.627%General county operations, schools, services (FY 2025-2026)
Fire DistrictVariesAdditional assessment for fire protection services in applicable districts
Municipal TaxesVariesAdditional taxes for properties within incorporated towns
Special DistrictsVariesMay include lighting districts, water/sewer districts, or improvement districts

Note: Total effective tax rates vary significantly by location within Caswell County. Properties in incorporated areas may pay both county and municipal taxes. Contact the Caswell County Tax Office to determine the exact rate applicable to your specific property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Caswell County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental tax assessments occur when there are changes in property ownership, new construction, or improvements that alter a property's assessed value during the tax year. These supplemental bills are prorated based on the remaining months in the tax year after the triggering event occurs.

Common triggers include: completion of new construction, substantial renovations or additions, change of ownership through sale or transfer, and removal of tax-exempt status. The supplemental tax is calculated by determining the difference between the old and new assessed values, applying the current tax rate, and prorating for the remaining portion of the tax year.

Example: If a $50,000 addition is completed in March, increasing your assessed value from $300,000 to $350,000, you would owe supplemental tax on the $50,000 increase at the 0.627% rate, prorated for 10 months (March through December), resulting in approximately $261 in supplemental taxes.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Homestead Credit Applied: -$25,000 (estimated, requires application)
  • Net Taxable Value: $275,000
  • Annual Tax (0.627%): $1,724
  • Monthly Escrow: $144

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Homestead Credit Applied: -$25,000 (estimated, requires application)
  • Net Taxable Value: $575,000
  • Annual Tax (0.627%): $3,605
  • Monthly Escrow: $300

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Senior/Disabled Credit Applied: -$50,000 (if qualified, requires application)
  • Net Taxable Value: $950,000
  • Annual Tax (0.627%): $5,957
  • Monthly Escrow: $496

Note: Credits shown are estimates and require annual application. Actual rates may be higher due to special district assessments.

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Section 5

Escrow & Property Taxes

Most mortgage lenders require property tax escrow accounts for Caswell County properties. Your lender collects 1/12 of your estimated annual tax bill each month along with your mortgage payment. The lender maintains these funds in an escrow account and pays your property taxes directly to Caswell County when due.

Escrow accounts are analyzed annually, typically in the fall. If your tax bill increases due to revaluation or rate changes, your monthly escrow payment may increase accordingly. Lenders must provide 60 days notice of escrow payment changes. Since Caswell County taxes are due December 31st, most lenders pay in November or December to ensure timely payment and avoid penalties.

Property owners should verify that their lender has paid taxes correctly by checking with the Caswell County Tax Office. If you pay taxes directly (no escrow), remember that while taxes are due December 31st, you can make partial payments throughout the year without penalty.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Caswell County property taxes due for FY 2025-2026? A: Property tax notices are mailed by August 1st, and the final payment deadline is December 31st. You can make partial payments throughout the year without penalty.

Q: What tax credits are available and do I need to apply? A: Available credits include Homestead (elderly/disabled), Disabled Veteran, and Circuit Breaker credits. All credits require annual application using form AV-9. Applications are typically due by January 31st for the following tax year.

Q: How does the Homestead credit work? A: The Homestead credit limits annual assessment increases rather than reducing market value. It caps year-over-year assessment growth and requires annual filing. This is a tax credit that reduces your tax bill, not an exemption that reduces assessed value.

Q: When does Caswell County conduct property revaluations? A: Caswell County follows the state-mandated revaluation schedule. Contact the county assessor's office for the next scheduled countywide revaluation date and current assessment practices.

Q: What are the penalties for late tax payments? A: Interest and penalties accrue on unpaid taxes after December 31st. Contact the Caswell County Tax Office for current penalty rates and payment options for delinquent accounts.

Q: Can I pay my property taxes online? A: Check the Caswell County Tax Office website or contact them directly at their office for current online payment options and accepted payment methods.

Q: How do I appeal my property assessment? A: Property owners who disagree with their assessment can file an appeal during the designated appeal period, typically in the months following assessment notices. Contact the county assessor's office for appeal procedures and deadlines.

Q: Why is my tax rate different from my neighbor's? A: Tax rates vary within Caswell County based on special taxing districts, fire districts, and municipal boundaries. Properties in incorporated towns pay both county and municipal taxes, while rural properties may have fire district assessments.

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