HonestCasa logoHonestCasa
Updated 2025 Tax Year

Bladen County
Property Tax Guide

Everything you need to know about property taxes in Bladen County, NC. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.785% per $100 of assessed valuation (varies by special taxing districts)
1st Due
Sep 1
Exemptions
4+ Available
Section 1

How Property Tax Works

Bladen County, North Carolina operates on a property tax system that serves as a primary funding source for essential county services, including public schools, law enforcement, emergency services, and infrastructure maintenance. The property tax is assessed annually on real estate and personal property based on assessed values established by the county tax assessor. Property owners in Bladen County should understand that their total tax burden may vary depending on their location within the county, as special taxing districts can impose additional assessments beyond the base county rate.

The effective tax rate in Bladen County for the 2025 tax year is 0.785% per $100 of assessed valuation, though property owners may face additional charges depending on municipal services, fire districts, or other special assessment areas within their specific location. Property values are reassessed periodically, and the county follows North Carolina's standard assessment practices without a statewide assessment cap, making it important for property owners to understand available tax credits and exemptions that require annual application to help manage their tax liability.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100Description
County General$0.785Base Bladen County property tax rate for FY 2025-2026
Municipal TaxesVariesAdditional rates apply within incorporated municipalities
Fire DistrictsVariesSpecial assessments for rural fire protection services
School BondsIncludedDebt service for educational facilities (included in base rate)
Special DistrictsVariesAdditional assessments for water/sewer, lighting, or other local services

Note: The total effective rate varies by location within Bladen County. Property owners should verify their specific tax district with the Bladen County Tax Office, as some areas may have additional special district assessments that can increase the total rate above the base $0.785 per $100 valuation. These rates apply to the 2025 tax levy year, with bills typically issued in summer 2025.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Bladen County, property taxes are due in two installments:

First Installment
Sep 1
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Bladen County are triggered when there are changes in property ownership, completion of new construction, or improvements that increase a property's assessed value during the tax year. When these events occur, the county tax assessor calculates additional taxes based on the increased assessment, prorated for the remaining months in the current tax year. This ensures that property taxes reflect current ownership and property conditions rather than waiting for the next regular assessment cycle.

For example, if a property owner completes a $50,000 home addition in July, and the county's tax rate is $0.785 per $100, the supplemental tax would be calculated as follows: ($50,000 ÷ 100) × $0.785 × (6 months remaining ÷ 12 months) = $196.25 in additional taxes for that year. Supplemental tax bills are typically issued within 60-90 days of the assessment change and become due within 30 days of the bill date, separate from the regular annual property tax billing cycle.

Example Calculation

Property Value: $300,000

  • Assessed Value: $300,000
  • Less: Homestead Credit (if eligible): -$25,000
  • Net Taxable Value: $275,000
  • Annual Tax: ($275,000 ÷ 100) × $0.785 = $2,159
  • Monthly Escrow: $180

Property Value: $600,000

  • Assessed Value: $600,000
  • Less: Homestead Credit (if eligible): -$25,000
  • Net Taxable Value: $575,000
  • Annual Tax: ($575,000 ÷ 100) × $0.785 = $4,514
  • Monthly Escrow: $376

Property Value: $1,000,000

  • Assessed Value: $1,000,000
  • Less: Homestead Credit (if eligible): -$25,000
  • Less: Senior/Disabled Credit (if eligible): -$50,000
  • Net Taxable Value: $925,000
  • Annual Tax: ($925,000 ÷ 100) × $0.785 = $7,261
  • Monthly Escrow: $605

Note: Tax credits shown are examples and require annual application. Actual credit amounts may vary and eligibility requirements must be met.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Bladen County require property tax escrow accounts for borrowers with less than 20% down payment or those who choose this option for convenience. The lender collects monthly escrow payments along with principal and interest, typically calculated as the annual tax bill divided by 12 months, plus a small cushion to account for potential tax increases. Lenders analyze escrow accounts annually and may adjust monthly payments if there are significant changes in property tax bills.

Property taxes in Bladen County are due by December 15 each year, and lenders typically pay these bills directly from escrow funds when due. Property owners with escrow accounts should review their annual escrow analysis statements carefully and contact their lender if they notice discrepancies. For properties without escrow accounts, owners are responsible for paying taxes directly to Bladen County by the December 15 deadline. The county accepts online payments, mail payments, and in-person payments at the tax collector's office.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Bladen County for the current fiscal year? A: Property taxes are due by December 15 each year. For FY 2025-2026, taxes must be paid by December 15, 2025, to avoid late penalties.

Q: What tax credits are available and do I need to apply? A: Bladen County offers several tax credits including Homestead, Elderly/Disabled, Disabled Veteran, and Circuit Breaker credits. All credits require annual application using form AV-9, which must be filed during the listing period (typically January 1 - January 31) each year.

Q: How does the Homestead credit work? A: The Homestead credit limits annual assessment increases to 10% for eligible homeowners, rather than reducing market value. You must apply annually and meet residency requirements. This credit helps manage tax increases during periods of rising property values.

Q: How often are properties reassessed in Bladen County? A: North Carolina requires counties to conduct property revaluations at least every 8 years, though Bladen County may choose to reassess more frequently. Property owners receive notice before revaluation years and can appeal assessments during designated appeal periods.

Q: What are the penalties for late payment? A: Property taxes not paid by December 15 incur interest charges of 2% for the first month and 0.75% per month thereafter. After January 6, additional collection fees may apply.

Q: Can I pay property taxes online? A: Yes, Bladen County typically offers online payment options through their official website. Contact the Tax Collector's office at (910) 862-6700 for current online payment procedures and accepted payment methods.

Q: Why might my tax bill be different from my neighbor's on a similar property? A: Tax bills can vary due to different assessed values, eligibility for different tax credits, or location in different special taxing districts within the county. Some areas have additional fire district or municipal taxes.

Q: How do I apply for veteran property tax benefits? A: Qualifying disabled veterans or their surviving spouses may be eligible for property tax credits. Applications require form NCDVA-9 certification and must be filed annually during the listing period with proof of disability rating and military service.

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Free • No credit check • 2-minute estimate