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Updated 2025 Tax Year

Bertie County
Property Tax Guide

Everything you need to know about property taxes in Bertie County, NC. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
$0.93 per $100 assessed value (base county rate), varies by district with additional fire protection and municipal service fees
Exemptions
5+ Available
Section 1

How Property Tax Works

Property taxes in Bertie County, North Carolina, are the primary funding source for essential local services including public schools, county government operations, fire protection, and infrastructure maintenance. The county operates on a fiscal year basis and assesses property taxes based on the assessed value of real estate and personal property within its boundaries.

Bertie County's property tax rate for 2025 is $0.93 per $100 of assessed valuation, though this represents the base county rate. Actual tax rates vary by location within the county due to special taxing districts such as fire protection districts and municipal service areas. Property owners should verify their specific tax rate based on their property's location, as additional assessments may apply depending on the services provided in their area.

The county conducts property revaluations periodically to ensure assessments reflect current market conditions. Property taxes are due annually, and the county offers various tax credits for qualifying residents, though these require separate applications and are not automatically applied to tax bills.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100Description
Base County Rate$0.93General county operations, schools, and basic services (2025)
Fire Protection DistrictVariesAdditional assessment for properties in fire service districts
Municipal ServicesVariesAdditional charges for incorporated areas with enhanced services
School BondsIncluded in baseDebt service for school construction and improvements

Note: The rates shown apply to the 2025 tax year. Fire protection service tax districts impose additional assessments beyond the base rate, with variations depending on the specific district. Property owners should contact the Bertie County Tax Office at (252) 794-5310 to determine the exact rate applicable to their property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Bertie County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Bertie County are additional property tax assessments that occur when there are changes to property ownership, value, or improvements outside the regular assessment cycle. These typically arise from new construction, property transfers, or significant improvements that increase a property's assessed value during the tax year.

When supplemental taxes are levied, they are calculated based on the difference between the previous assessed value and the new assessed value, multiplied by the applicable tax rate for the remaining portion of the tax year. For example, if a property undergoes a $50,000 improvement completed in July, and the county tax rate is $0.93 per $100, the supplemental tax would be approximately $232.50 for the remaining six months of the fiscal year.

Property owners receive separate billing for supplemental taxes, which have their own due dates and payment schedules. These assessments help ensure that all property improvements and changes are properly taxed within the current fiscal year rather than waiting for the next regular assessment cycle.

Example Calculation

Property Value: $300,000

  • Assessed Value: $300,000
  • Available Tax Credits: $0 (assuming no credits applied)
  • Net Taxable Value: $300,000
  • Tax Rate: $0.93 per $100
  • Annual Tax: $2,790
  • Monthly (if escrowed): $232.50

Property Value: $600,000

  • Assessed Value: $600,000
  • Homestead Credit Applied: Caps assessment increase (application required)
  • Net Taxable Value: $600,000 (assuming full value)
  • Tax Rate: $0.93 per $100
  • Annual Tax: $5,580
  • Monthly (if escrowed): $465.00

Property Value: $1,000,000

  • Assessed Value: $1,000,000
  • Elderly/Disabled Exclusion: Up to $45,000 reduction in assessed value (if qualified)
  • Net Taxable Value: $955,000 (with maximum exclusion applied)
  • Tax Rate: $0.93 per $100
  • Annual Tax: $8,881.50
  • Monthly (if escrowed): $740.13

Important: Tax credits and exclusions require separate applications and are not automatically applied. Contact the Bertie County Tax Office to apply for available programs.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Bertie County require borrowers to establish an escrow account for property tax payments, particularly when the loan-to-value ratio exceeds 80%. The lender collects monthly payments equal to 1/12 of the estimated annual property tax bill along with the mortgage payment, then pays the county directly when taxes are due.

Lenders typically pay Bertie County property taxes before the January 6 due date to avoid penalties and interest charges. Property owners with escrowed taxes should receive annual statements from their lenders showing the escrow account balance and projected tax payments. If property taxes increase due to reassessment or rate changes, lenders may adjust monthly escrow payments or require a one-time payment to cover shortfalls.

Property owners without escrow accounts are responsible for making direct payments to Bertie County by the annual due date. The county accepts payments online, by mail, or in person at the tax office. Even with escrow accounts, property owners should verify that payments were made timely and contact their lender immediately if any issues arise with tax payments.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Bertie County? A: Property taxes are due by January 6 each year. Late payments incur penalties and interest charges.

Q: What tax credits are available, and how do I apply? A: The Homestead Exemption is available for residents 65+ with income under $33,800, excluding up to $45,000 of assessed value. The Elderly or Disabled Exclusion provides similar relief. Both require applications - contact the Tax Office at (252) 794-5310.

Q: How does the Homestead credit work? A: The Homestead credit limits assessment increases rather than reducing market value. It requires annual filing and helps protect qualifying homeowners from large tax increases due to rising property values.

Q: How often does Bertie County reassess properties? A: The county conducts periodic revaluations to ensure assessments reflect current market conditions. Property owners receive notice of assessment changes and have appeal rights.

Q: What are the penalties for late payment? A: Late payments incur penalties and interest charges that accrue monthly after the January 6 due date.

Q: Can I pay my property taxes online? A: Yes, Bertie County offers online payment options. Contact the Tax Office for current payment methods and any associated fees.

Q: Do I pay additional taxes if I live in a fire district? A: Properties in fire protection service tax districts pay additional assessments beyond the base $0.93 rate. The specific amount varies by district.

Q: How do I appeal my property assessment? A: Property owners who disagree with their assessment can file an appeal. Contact the Bertie County Tax Office for appeal procedures and deadlines, which typically occur during specific periods after reassessment notices are mailed.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
board of commissioners - Bertie County Governmentco.bertie.nc.us
02
County
Next County 2024-25 2023-24 2022-23 2021-22 2020-21ncdor.gov
03
Tax Doc
Property Tax Rate - OSBMlinc.osbm.nc.gov
04
Tax Doc
important notice: additional 0.25% local sales and use taxncdor.gov
05
County
Tax/Mapping - Bertie County, NCco.bertie.nc.us
06
County
Authority of County to Impose Late Payment Penalty or ...ncdoj.gov
07
County
Elderly or Disabled Homestead Exclusion - Bertie County, NCco.bertie.nc.us
08
County
Disabled Veterans Homestead Exclusion - Bertie County, NCco.bertie.nc.us
09
County
BERTIE COUNTY, NORTH CAROLINAco.bertie.nc.us
10
County
bertie county, north carolina - 2023-2024 budget ordinanceco.bertie.nc.us
All sources verified as of 2025 Tax Year

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