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Updated 2025 Tax Year

Clinton County
Property Tax Guide

Everything you need to know about property taxes in Clinton County, NY. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Up to 2.0% effective rate county-wide, varies significantly by municipality and school district
Exemptions
6+ Available
Section 1

How Property Tax Works

Clinton County, New York operates under the state's property tax system, which funds essential local services including schools, county operations, municipal services, and special districts. Property taxes in Clinton County are based on assessed values determined by local assessors and applied tax rates that vary significantly by location within the county. The county follows New York's real property tax law, with assessments typically conducted annually or periodically depending on the municipality.

Property tax rates in Clinton County vary considerably based on your specific location due to overlapping taxing jurisdictions including the county, school districts, towns, villages, and special districts. For the 2025 tax year, the overall effective tax rate is capped at 2.0% county-wide, though individual property owners may experience different rates depending on their local taxing districts. For example, village-specific rates include $4.00 per $1,000 of assessed value for Champlain and $3.3375 per $1,000 for Rouses Point. These rates fund critical services and are subject to New York's property tax cap provisions.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $1,000DescriptionLevy Year
County Tax$1.72General county operations and servicesFY 2025
School TaxVaries by districtLocal school district funding (eligible for STAR relief)FY 2025-2026
Town/Village Tax$3.34-$4.00Municipal services (varies by location)FY 2025
Special DistrictsVariesFire, water, sewer, lighting districts as applicableFY 2025

Note: Actual tax rates vary significantly by location within Clinton County due to different combinations of school districts, municipalities, and special taxing districts. The county's 2025 taxable assessment base is $1,168,669,913 with total county taxes of $2,010,412. Property owners should verify their specific tax rates with their local assessor's office, as rates can differ substantially even between neighboring properties in different taxing jurisdictions.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Clinton County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Clinton County are additional property tax assessments that occur when there are changes to a property's assessed value during the tax year. Common triggers include new construction completion, property improvements, ownership transfers that prompt reassessment, or corrections to the original assessment. These supplemental bills are calculated based on the difference between the old and new assessed values, multiplied by the applicable tax rate, and prorated for the portion of the tax year remaining.

For example, if a property owner completes a $100,000 home addition in Clinton County during the tax year, and the improvement increases the assessed value by $80,000, the supplemental tax would be calculated as: $80,000 × (local tax rate per $1,000) × (months remaining in tax year ÷ 12). If the combined local tax rate is $25 per $1,000 and 8 months remain in the tax year, the supplemental tax would be approximately $1,333 ($80,000 × $25/$1,000 × 8/12). Supplemental tax bills are typically issued within 30-60 days of the assessment change and have separate due dates from regular property tax bills.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value: $300,000 (100% assessment ratio)
  • Basic STAR Credit Applied: -$30,000 (school tax portion only)
  • Net Taxable (School): $270,000 | Net Taxable (Other): $300,000
  • Annual Tax: ~$4,800 | Monthly Escrow: ~$400

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value: $600,000
  • Basic STAR Credit Applied: -$30,000 (school tax portion, if eligible)
  • Net Taxable (School): $570,000 | Net Taxable (Other): $600,000
  • Annual Tax: ~$11,000 | Monthly Escrow: ~$917

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value: $1,000,000
  • No STAR Credit (income limits exceeded)
  • Net Taxable: $1,000,000
  • Annual Tax: ~$20,000 | Monthly Escrow: ~$1,667

Note: These examples use estimated combined tax rates and assume eligibility for credits that REQUIRE APPLICATION. Actual taxes vary by specific location within Clinton County due to different school districts and special taxing districts.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Clinton County require property tax escrow accounts to ensure timely payment of property taxes. Lenders collect monthly escrow payments as part of your mortgage payment, typically calculated as your annual tax bill divided by 12, plus a cushion amount. The lender holds these funds in an escrow account and pays your property taxes directly to Clinton County when due. Escrow accounts are analyzed annually, and your monthly payment may increase or decrease based on actual tax bills and account balances.

Property taxes in Clinton County are generally due in installments, with the first installment typically due by March 31st for the current tax year. Lenders must pay these installments on time to avoid penalties and interest charges. Property owners should verify that their lender has received and paid their tax bills correctly, as any errors or late payments can result in penalties that may be passed on to the borrower. You can monitor your tax payments through the Clinton County Treasurer's office and should receive annual escrow account statements from your lender showing all deposits and payments made on your behalf.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Clinton County property taxes due for FY 2025? A: The first installment for current year taxes is typically due by March 31, 2025. The final date to pay 2025 taxes to avoid foreclosure proceedings is March 2, 2026. Contact your local tax collector for specific payment schedules as they may vary by municipality.

Q: What tax credits are available and do they require applications? A: The primary tax credit is the STAR program, which provides school tax relief and REQUIRES APPLICATION. Basic STAR provides up to $30,000 in assessed value relief for school taxes only. Enhanced STAR offers additional relief for senior citizens meeting income requirements. These are credits that must be applied for annually or as directed by your municipality.

Q: How does the Homestead exemption work in Clinton County? A: New York does not have a traditional "homestead exemption." Instead, the STAR program serves this function by reducing school tax liability. STAR limits or reduces school tax assessment for eligible homeowners but requires proper application and income qualification. This is not automatic and must be applied for through your local assessor's office.

Q: When do I need to apply for STAR benefits? A: Application deadlines vary by municipality within Clinton County. Generally, applications must be submitted two weeks prior to July 1st for towns like Altona and Beekmantown. Contact your local assessor's office for specific deadlines in your municipality, as missing deadlines can result in loss of benefits for that tax year.

Q: How often are properties reassessed in Clinton County? A: Assessment practices vary by municipality within Clinton County. Some conduct annual reassessments while others operate on multi-year cycles. Contact your local assessor's office for your specific reassessment schedule and appeal procedures.

Q: What are the penalties for late property tax payments? A: Late payment penalties and interest rates are set by individual municipalities within Clinton County. Generally, penalties begin accruing after the due date, and properties may be subject to tax foreclosure proceedings if taxes remain unpaid beyond the final deadline (typically March 2nd of the following year).

Q: Can I pay my Clinton County property taxes online? A: Payment options vary by municipality within Clinton County. Many towns and villages offer online payment systems, while others may require payment by mail or in person. Contact your local tax collector's office for available payment methods and any associated convenience fees.

Q: What special district taxes might apply to my property? A: Special district taxes in Clinton County may include fire protection districts, water districts, sewer districts, and lighting districts. These appear as separate line items on your tax bill and rates vary by district. Your property may be subject to multiple special district taxes depending on your location and the services provided to your area.

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