Q: When are property taxes due in Union County for FY 2025-2026?
A: Property taxes are due quarterly on February 1, May 1, August 1, and November 1. There is a 10-day grace period after each due date before late penalties apply.
Q: What tax credits are available and do they require applications?
A: Common tax credits include the Senior Citizens Tax Credit, Disabled Persons Tax Credit, and Veterans Tax Credit. All credits require separate applications filed with your local tax assessor and are not automatically applied to your tax bill.
Q: How does the Homestead Credit work?
A: The Homestead Credit is designed to limit assessment increases on your primary residence, typically capping annual assessment growth at around 10%. You must file an application with your local assessor to receive this benefit - it is not automatic and must be renewed periodically.
Q: How often are properties reassessed in Union County?
A: Reassessment schedules vary by municipality within Union County. Most municipalities conduct revaluations every 5-10 years, though some may reassess more frequently. Check with your local tax assessor for your municipality's specific schedule.
Q: Can I appeal my property tax assessment?
A: Yes, you can appeal your assessment to your local tax assessor first, then to the Union County Board of Taxation if needed. Appeals typically must be filed by April 1st or within 45 days of receiving a new assessment notice.
Q: What are the penalties for late property tax payments?
A: Interest charges of 8% per year are applied to late payments, calculated from the original due date. Additional penalties may apply for payments more than 30 days late.
Q: Can I pay my property taxes online?
A: Yes, Union County offers online payment options through the county website and most municipalities provide online payment systems. Credit card payments may incur additional processing fees.
Q: Why do properties in different Union County municipalities have different tax rates?
A: Each municipality sets its own local tax rate based on their budget needs, and properties may also be subject to different special district taxes such as fire districts or library districts, resulting in varying total tax rates across the county.
Q: What triggers a supplemental tax bill?
A: Supplemental taxes are issued when property improvements are completed, errors in the original assessment are corrected, or when new construction adds value to your property during the current tax year.
Q: Do I qualify for any property tax relief programs?
A: New Jersey offers various relief programs including the Homestead Benefit for eligible homeowners. These programs have specific income and residency requirements and require separate applications through the state Division of Taxation.
