Q: When are property taxes due in Coos County for FY 2025-2026?
A: The first installment is due February 15, 2026. If February 15th falls on a weekend or holiday, payment is due the next business day. The final tax bill is typically due around November 1st, though exact dates vary by municipality.
Q: What tax credits are available and do I need to apply?
A: Common tax credits include the Veteran's Tax Credit, Elderly Exemption, Blind Exemption, and Disabled Exemption. All credits require formal application with your local tax assessor and are not automatically applied. Applications typically have annual deadlines in April.
Q: How does the Homestead Exemption work in New Hampshire?
A: New Hampshire does not currently have a traditional homestead exemption. However, some elderly and disabled persons may qualify for property tax relief that caps assessment increases. This requires annual application and income qualification with your local assessor.
Q: How often are properties reassessed in Coos County?
A: Assessment schedules vary by municipality within Coos County. Most towns conduct full revaluations every 5-10 years, with some performing statistical updates in between. Contact your local tax assessor for your town's specific assessment cycle.
Q: What are the penalties for late property tax payments?
A: Interest charges typically begin accruing after the due date at a rate set by state law (currently 18% annually). Some municipalities may charge additional penalties. Unpaid taxes can result in tax lien procedures.
Q: Can I pay property taxes online?
A: Many Coos County municipalities offer online payment options through their websites or third-party processors. There is typically a convenience fee of 2.49% for credit/debit card transactions or a flat $1.50 charge depending on the payment method and amount.
Q: What if I disagree with my property assessment?
A: Property owners can appeal assessments by filing an abatement application with the local Board of Selectmen or Assessors, typically by March 1st following the tax year. If unsuccessful, appeals can be made to the Board of Tax and Land Appeals.
Q: Do special districts affect my tax rate?
A: Yes, properties located in fire districts, village districts, water districts, or other special taxing districts will have additional taxes beyond the basic municipal, school, and county taxes. These can add $0.50 to $3.00 per $1,000 of assessed value.
Q: Are there property tax relief programs for seniors or low-income residents?
A: New Hampshire offers an elderly and disabled property tax deferral program and low and moderate income homeowner property tax relief. Both programs have income and asset limitations and require annual application through the state Department of Revenue Administration.
Q: What should I do if I notice property fraud or receive suspicious tax documents?
A: Coos County has experienced increased property fraud activities. Contact your local tax assessor immediately if you receive unexpected tax bills, notices of ownership changes you didn't make, or any suspicious correspondence regarding your property taxes.
