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Updated 2025 Tax Year

Keith County
Property Tax Guide

Everything you need to know about property taxes in Keith County, NE. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
~1.0352% effective rate for 2025, varies significantly by location due to different special taxing districts
Exemptions
5+ Available
Section 1

How Property Tax Works

Keith County, Nebraska operates under a property tax system that funds essential local services including schools, county government, emergency services, and various special districts. Property taxes in Keith County are assessed annually based on actual value as of January 1st, with the county assessor determining property valuations that are then subject to tax rates set by various local taxing authorities.

The effective property tax rate for Keith County is approximately 1.0352% for the 2025 tax year, though actual rates vary significantly by location within the county due to different combinations of special taxing districts such as school districts, fire districts, natural resources districts, and municipal authorities. Property owners should expect their actual tax rate to differ based on their specific location and the overlay of taxing jurisdictions that serve their property. The county follows Nebraska's standard assessment practices with no statewide assessment cap, meaning property values can increase based on market conditions.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County GeneralVariesBasic county operations, roads, law enforcement
School DistrictsVariesLocal school district operations and bonds
Educational Service UnitsVariesRegional educational support services
Community CollegeVariesWestern Nebraska Community College support
Natural Resources DistrictVariesWater and soil conservation programs
Fire DistrictsVariesRural fire protection services
Municipal LeviesVariesCity services where applicable
Total Combined Rate~1.0352%FY 2025 average rate

Note: Actual tax rates vary by specific location within Keith County based on the combination of taxing districts serving each property. The total rate shown represents the county average for the 2025 levy year. Tax levies are certified by the County Board on or before October 20 each year.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Keith County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Keith County are additional property tax bills issued when there are changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. These taxes are calculated based on the difference between the old and new assessed values, multiplied by the applicable tax rate, and prorated for the portion of the tax year remaining after the change occurred.

For example, if you complete a $100,000 home addition in July and your property tax rate is 1.0352%, you would receive a supplemental tax bill for approximately $518 ($100,000 × 1.0352% × 6 months/12 months). Supplemental taxes are due within 30 days of the bill date and are separate from your regular property tax payments. Common triggers include new construction, property sales that result in reassessment, additions or improvements, and changes in property classification or exemption status.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Less: Homestead Credit (if eligible): Varies by income
  • Net Taxable Value: ~$300,000
  • Annual Tax ($300,000 × 1.0352%): $3,106
  • Monthly Escrow: $259

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Less: Homestead Credit (if eligible): Varies by income
  • Net Taxable Value: ~$600,000
  • Annual Tax ($600,000 × 1.0352%): $6,211
  • Monthly Escrow: $518

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Less: Applicable Credits: Varies
  • Net Taxable Value: ~$1,000,000
  • Annual Tax ($1,000,000 × 1.0352%): $10,352
  • Monthly Escrow: $863

Note: Homestead credits require annual application by June 30th and limit assessment increases rather than reducing market value. Credit amounts vary based on income eligibility. All credits require separate applications and are not automatically applied.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Keith County require borrowers to maintain an escrow account for property tax payments, collecting monthly installments along with mortgage payments to ensure taxes are paid on time. Lenders typically collect 1/12th of the annual tax bill each month, plus an additional cushion amount (usually 2 months) to account for potential increases in tax assessments or rates.

Property taxes in Keith County are paid in two installments: the first half is due by May 1st and the second half by August 24th. Your lender will make these payments directly to the Keith County Treasurer from your escrow account. You should receive an annual escrow analysis from your lender showing the account activity and any required adjustments to your monthly payment. If your taxes increase due to higher assessments or tax rates, your monthly escrow payment may be adjusted accordingly. Property owners can verify their tax payments and balances through the Keith County Treasurer's office or online portal.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Keith County property taxes due for the current fiscal year? A: Property taxes are due in two installments: first half due by May 1st and second half due by August 24th. These dates apply to the current tax year bills.

Q: What homestead tax credits are available and how do I apply? A: The Homestead Exemption credit is available for qualifying homeowners and limits annual assessment increases. You must file Form 458 and Form 458-I Income Statement with the county assessor between February 1st and June 30th annually. This is NOT automatic and requires yearly application.

Q: How does the Homestead credit work? A: The Homestead credit caps the growth in your home's assessed value for tax purposes, not the market value. It requires meeting income eligibility requirements and filing annual applications. It does not reduce your home's actual assessed value but limits increases.

Q: What other tax credits require applications? A: Religious, charitable, educational, cemetery, and agricultural exemptions are available but require separate applications and approval through the county assessor's office. Personal property exemptions also require filing by May 1st.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Keith County Board of Equalization. Contact the county assessor's office for specific deadlines and procedures, typically following the annual assessment notice.

Q: What are the penalties for late property tax payments? A: Late payments accrue interest and penalties. Contact the Keith County Treasurer's office for current penalty rates and payment options.

Q: Can I pay my property taxes online? A: Check with the Keith County Treasurer's office for available online payment options and accepted payment methods.

Q: Why did my property taxes increase if I didn't make improvements? A: Taxes can increase due to rising property values, changes in tax rates set by local taxing districts, or expiration of previous tax credits that required reapplication.

Q: How are special district taxes determined? A: Special district taxes vary by location within Keith County based on which fire districts, school districts, and other special taxing authorities serve your property. These rates are set independently by each district.

Q: When do I need to file for personal property taxes? A: Personal property tax returns must be filed by May 1st annually for business personal property and other taxable personal property.

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