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Updated 2025 Tax Year

Gage County
Property Tax Guide

Everything you need to know about property taxes in Gage County, NE. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
1.2544% effective rate for 2025 (varies by location within county due to different taxing jurisdictions)
Exemptions
5+ Available
Section 1

How Property Tax Works

Gage County, Nebraska operates under the state's property tax system to fund essential local services including schools, county government operations, municipalities, and special districts. Property taxes are the primary source of revenue for these services, with the county serving as the collection agent for all taxing jurisdictions within its boundaries.

The effective property tax rate in Gage County for 2025 is proposed at 1.2544% of assessed value, down from the 2024 rate of 1.3830%. However, actual tax rates vary significantly by location within the county due to different combinations of school districts, municipalities, natural resource districts, and other special taxing jurisdictions. Property is assessed at 100% of actual value as determined by the County Assessor, with assessments updated annually based on market conditions and physical changes to properties.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100Description
County General$0.234958County operations, services, infrastructure
School DistrictsVariesK-12 education funding (varies by district)
MunicipalVariesCity/village services where applicable
Natural Resources DistrictVariesWater and soil conservation programs
Educational Service UnitsVariesRegional educational support services
Fire DistrictsVariesRural fire protection services
Total Proposed Rate$1.2544Combined rate for Levy Year 2025

Note: The total rate shown represents the proposed county-wide average. Your actual rate depends on your specific location and the taxing districts that serve your property. Contact the Gage County Assessor for your property's specific tax rate combination.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Gage County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Gage County are additional property tax bills issued when there are changes to property ownership, new construction, or improvements that increase assessed value during the tax year. These taxes cover the period from when the change occurred until the end of the current tax year.

Common triggers include purchasing property, completing new construction or major improvements, removing exemptions, or corrections to assessments. The supplemental tax is calculated by applying the current tax rate to the difference between the old and new assessed values, prorated for the remaining months in the tax year. For example, if you complete a $100,000 home addition in July and your total tax rate is 1.25%, you would owe approximately $625 in supplemental taxes ($100,000 × 1.25% × 6 months ÷ 12 months) covering July through December.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value: $300,000 (100% assessment)
  • Less: Homestead Exemption Credit: $0 (requires application)
  • Net Taxable Value: $300,000
  • Annual Tax: $300,000 × 1.2544% = $3,763
  • Monthly Escrow: $314

Example 2: $600,000 Home with Homestead Credit

  • Market Value: $600,000
  • Assessed Value: $600,000 (100% assessment)
  • Less: Homestead Credit: Varies (limits assessment increases)
  • Net Taxable Value: $600,000 (assuming first year)
  • Annual Tax: $600,000 × 1.2544% = $7,526
  • Monthly Escrow: $627

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value: $1,000,000 (100% assessment)
  • Less: Available Credits: $0 (most require separate application)
  • Net Taxable Value: $1,000,000
  • Annual Tax: $1,000,000 × 1.2544% = $12,544
  • Monthly Escrow: $1,045

Note: Credits shown require separate applications and are not automatic. Contact the County Assessor for current credit availability and application procedures.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Gage County require borrowers to establish escrow accounts for property tax payments. Your lender collects monthly payments equal to 1/12th of your annual property tax bill plus any required cushion. The lender then pays your property taxes directly to the County Treasurer when due.

Property taxes in Gage County are due by December 31 each year, with the first half becoming delinquent on May 1 of the following year and the second half on September 1. Lenders typically pay the full annual amount by the December 31 due date. Your lender will provide an annual escrow analysis showing deposits, payments, and any required adjustments to your monthly payment. You can verify payments were made correctly by checking with the Gage County Treasurer's office or through their online portal.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Gage County for the 2025 tax year? A: Property taxes are due by December 31, 2025. The first half becomes delinquent May 1, 2026, and the second half becomes delinquent September 1, 2026.

Q: What is the Homestead Exemption and how do I apply? A: The Nebraska Homestead Exemption is a tax credit that limits increases in assessed value for qualifying homeowners. You must apply using Form 458 between February 2, 2025, and June 30, 2025. This credit is NOT automatic and requires annual application with the County Assessor.

Q: Can I pay my property taxes online? A: Contact the Gage County Treasurer's office at (402) 223-1300 for current online payment options and accepted methods.

Q: What other tax credits are available in Gage County? A: Various credits may be available for disabled veterans, elderly/disabled persons, and agricultural land. All credits require separate applications with specific deadlines. Contact the County Assessor at (402) 223-1300 for eligibility requirements and application forms.

Q: How often is my property reassessed? A: Nebraska law requires annual assessment updates. The County Assessor reviews all properties annually and may adjust values based on market conditions, improvements, or physical changes.

Q: What happens if I pay my taxes late? A: Late payments incur penalties and interest charges. Contact the County Treasurer immediately if you cannot pay by the due date to discuss payment options.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the County Board of Equalization by June 30 following the assessment. Contact the County Assessor's office for appeal forms and procedures.

Q: Why did my tax bill change if my assessment stayed the same? A: Tax rates can change annually based on budget decisions by various taxing jurisdictions (county, school districts, municipalities, special districts). Even with the same assessment, rate changes will affect your total tax bill.

Q: Do I need to file personal property tax returns? A: Yes, personal property tax returns must be filed by May 1 annually for business equipment, vehicles, and other taxable personal property.

Q: How do special district taxes work? A: Your property may be located in multiple taxing districts (school, fire, natural resources, etc.). Each district sets its own tax rate, and all applicable rates are combined to determine your total property tax rate.

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