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Updated 2025 Tax Year

Dundy County
Property Tax Guide

Everything you need to know about property taxes in Dundy County, NE. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.97% effective rate baseline, varies by location due to special districts and municipalities
Exemptions
4+ Available
Section 1

How Property Tax Works

Dundy County, Nebraska operates under the state's property tax system, which serves as the primary funding mechanism for local government services including schools, county operations, municipalities, and various special districts. Property taxes in Dundy County fund essential services such as education, public safety, road maintenance, and local government operations. The effective tax rate for Dundy County properties is approximately 0.97% based on assessed valuation, though this represents a baseline that can vary significantly depending on your specific location within the county.

Actual tax rates vary considerably by location within Dundy County due to the presence of different special taxing districts, school districts, municipalities, and other local assessment areas. Properties within city limits of Benkelman or Haigler will have different total tax rates than rural properties, as they are subject to additional municipal levies. Similarly, different school districts, fire districts, and other special purpose districts throughout the county create variations in the total tax burden for individual properties.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County General0.278096%Base county operations, services, and administration
Benkelman City0.343944%Municipal services (applies only within city limits)
Haigler CityVariesMunicipal services (applies only within city limits)
School DistrictVaries by districtEducational services and facilities
Other Special DistrictsVariesFire protection, natural resources, etc.

Note: These rates apply to the 2025 levy year based on the 2025 Certificate of Taxes Levied Reports. The combined rate of approximately 0.9720% represents a baseline, with actual rates varying significantly based on your property's location within specific taxing districts throughout Dundy County. Rural properties, Benkelman city properties, and Haigler city properties will each have different total effective rates due to varying combinations of applicable district levies.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Dundy County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Dundy County are typically triggered by changes in property ownership, new construction, improvements to existing properties, or corrections to property assessments discovered after the regular assessment cycle. When these events occur, the County Assessor determines the additional assessed value and applies the current year's tax rate to calculate the supplemental tax amount. This ensures that all taxable property bears its fair share of the tax burden for the entire fiscal year, regardless of when changes occur.

For example, if you complete a $50,000 home addition in March that increases your assessed value by $40,000, and your total tax rate is 0.9720%, you would owe approximately $388 in supplemental taxes ($40,000 × 0.009720) prorated for the remaining months of the tax year. These supplemental taxes are billed separately from your regular property tax bill and have their own payment schedule.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (92% of market): $276,000
  • Less: Homestead Credit (if applicable): -$5,000
  • Net Taxable Value: $271,000
  • Annual Tax ($271,000 × 0.9720%): $2,634
  • Monthly Escrow Amount: $220

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (92% of market): $552,000
  • Less: Homestead Credit (if applicable): -$5,000
  • Net Taxable Value: $547,000
  • Annual Tax ($547,000 × 0.9720%): $5,317
  • Monthly Escrow Amount: $443

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (92% of market): $920,000
  • Less: Homestead Credit (if applicable): -$5,000
  • Net Taxable Value: $915,000
  • Annual Tax ($915,000 × 0.9720%): $8,894
  • Monthly Escrow Amount: $741

Note: Tax credits shown require annual application and approval. Actual tax rates will vary based on your property's specific location within Dundy County's various taxing districts.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Dundy County require borrowers to maintain an escrow account for property tax payments, especially for loans with less than 20% down payment. Your lender collects monthly escrow payments as part of your mortgage payment and remits property taxes directly to the Dundy County Treasurer when due. Lenders typically collect 1/12th of your annual property tax amount each month, plus an additional cushion amount as required by federal regulations.

The lender will conduct an annual escrow analysis to ensure adequate funds are collected, which may result in payment adjustments if property taxes increase or decrease significantly. You should receive annual statements showing escrow account activity and any required payment changes. If you pay your own property taxes directly, ensure payments reach the County Treasurer by the applicable due dates to avoid penalties and interest charges.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Dundy County for the current fiscal year? A: Property taxes in Dundy County are due by April 1st annually. This applies to the current tax year cycle.

Q: What tax credits are available and do they require application? A: Nebraska offers various tax credits including the Homestead Exemption for qualifying homeowners. Most tax credits require annual application and are NOT automatic. Contact the Dundy County Assessor at (308) 423-2346 to determine available credits and obtain application forms.

Q: How does the Homestead Credit work? A: The Homestead Credit limits the annual increase in assessed value for qualifying homeowners' primary residences, rather than reducing market value. This credit requires annual application and approval - it is not automatically applied. Contact the County Assessor for current application deadlines and eligibility requirements.

Q: When are properties assessed and how can I appeal? A: Properties are reassessed annually. If you disagree with your assessment, protests against the County Assessor's determination must be filed by June 30th. Contact the County Assessor's office for specific appeal procedures and required documentation.

Q: What are the penalties for late payment? A: Late property tax payments incur penalties and interest as specified by Nebraska state law. Contact the Dundy County Treasurer for current penalty rates and payment options if your taxes are overdue.

Q: Can I pay property taxes online? A: Contact the Dundy County Treasurer at (308) 423-2346 for current payment options, including online payment availability and accepted payment methods.

Q: Why do tax rates vary within Dundy County? A: Different areas of the county are served by different combinations of school districts, municipalities (Benkelman, Haigler), fire districts, and other special purpose districts, each with their own tax levies that combine to create location-specific total tax rates.

Q: How are property records obtained? A: Property records and supplemental information are available upon request from the County Assessor's office at a cost of 25¢ per record, allowing adequate time for production.

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