Q: When are property taxes due in Deer Lodge County?
A: For FY 2025-2026, the first installment is due by April 1, 2026, and the second installment is due by October 1, 2026. Payments of $50,000 or more must be made electronically starting January 1, 2026.
Q: What tax credits are available and do I need to apply?
A: Montana offers several tax credits including the Homestead Tax Credit (up to $1,200), Disabled Veteran Credit, and Senior Citizen/Low Income Credit. All credits require annual application through the county assessor's office and are not automatically applied to your tax bill.
Q: How does the Homestead Tax Credit work?
A: The Homestead Tax Credit provides up to $1,200 in tax reduction for qualifying homeowners and includes provisions that limit annual assessment increases. You must file an application with the county assessor, and the credit is not automatic. The program helps protect against rapid increases in property taxes due to rising home values.
Q: When are properties reassessed?
A: Montana law requires properties to be reappraised every six years, with annual updates for market changes. Deer Lodge County conducts cyclical reappraisals, and you'll receive notice if your assessment changes significantly. You have 30 days from the notice date to appeal your assessment.
Q: What are the penalties for late payment?
A: Late payments incur penalties and interest charges. First installment penalties begin accruing after April 1, and second installment penalties begin after October 1. Interest is charged at a rate set annually by the state, typically around 5-10% per year.
Q: Can I pay property taxes online?
A: Yes, Deer Lodge County offers online payment options through their official website. You can pay by electronic check or credit card, though credit card payments may include processing fees. Electronic payments are required for any tax bill over $50,000.
Q: Why did my taxes increase if the tax rate stayed the same?
A: Tax increases typically result from rising property assessments due to increased market values, new construction in your area, or additional special district levies. Even with stable tax rates, a 10% increase in assessed value results in a 10% tax increase.
Q: How do special district taxes work?
A: Special districts provide specific services like fire protection, water/sewer, or libraries to defined geographic areas. If your property is within a special district boundary, you'll pay additional taxes beyond the base county rate. These vary significantly by location within Deer Lodge County and can add 0.10% to 0.30% to your total tax rate.
