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Updated 2025 Tax Year

Texas County
Property Tax Guide

Everything you need to know about property taxes in Texas County, MO. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Varies by location due to multiple overlapping special taxing districts (school, fire, library districts)
Exemptions
5+ Available
Section 1

How Property Tax Works

Texas County, Missouri operates under the state's property tax system where property taxes are the primary source of funding for local government services, including schools, fire protection, libraries, and county operations. Property taxes in Texas County are assessed annually based on market value, with different assessment ratios applied to property classifications: residential property is assessed at 19% of market value, while agricultural property is assessed at 12% of market value or production value.

The effective property tax rates in Texas County vary significantly depending on your specific location within the county due to multiple overlapping special taxing districts, including school districts, fire protection districts, library districts, and other municipal services. Property owners should expect their actual tax rate to differ based on which combination of these special districts serve their property. The county conducts an Annual Land Tax Certificate Sale in August for delinquent properties, and all property owners are responsible for payment regardless of whether they receive a tax bill.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County GeneralVariableBasic county operations and services
School DistrictsVariableLocal school district funding
Fire Protection DistrictsVariableLocal fire and emergency services
Library DistrictsVariablePublic library services
Other Special DistrictsVariableMunicipal services, drainage, etc.

Note: Specific tax rates for FY 2025-2026 are determined annually by each taxing jurisdiction and vary significantly by location within Texas County. The 2025 property tax rates have not yet been finalized as they depend on local government budget decisions. Property owners should contact the Texas County Assessor's office or check the official county website for current rates applicable to their specific property location and the special taxing districts that serve it.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Texas County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Texas County are additional property tax assessments that occur when there are changes to property ownership or improvements made to existing property during the tax year. Common triggers include new construction, major renovations that increase property value, changes in property use classification, or corrections to previous assessments.

When supplemental taxes are levied, they are calculated based on the difference between the old assessed value and the new assessed value, prorated for the portion of the tax year remaining after the change occurred. For example, if you complete a $50,000 home addition in June that increases your assessed value by $9,500 (at the 19% residential assessment ratio), you would owe supplemental taxes on that $9,500 increase for the remaining months of the tax year at your applicable combined tax rate.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (19%): $57,000
  • Less: Senior Tax Credit (if applicable): -$2,000
  • Net Taxable Value: $55,000
  • Estimated Annual Tax (varies by district): $1,100-$1,650
  • Monthly Escrow: $92-$138

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (19%): $114,000
  • Less: Homestead Tax Credit (if applicable): -$3,000
  • Net Taxable Value: $111,000
  • Estimated Annual Tax (varies by district): $2,220-$3,330
  • Monthly Escrow: $185-$278

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (19%): $190,000
  • Less: Available Tax Credits (if applicable): -$5,000
  • Net Taxable Value: $185,000
  • Estimated Annual Tax (varies by district): $3,700-$5,550
  • Monthly Escrow: $308-$463

Note: All tax credits require separate applications and are not automatically applied. Actual tax rates vary significantly based on special taxing districts serving each property.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Texas County require borrowers to maintain an escrow account for property taxes, especially for loans with less than 20% down payment. Your lender collects monthly escrow payments along with your mortgage payment and holds these funds to pay your annual property tax bill when due on February 1st. Lenders typically collect 1/12th of your estimated annual property tax bill each month, plus an additional cushion of up to two months' worth of payments as required by federal law.

Your lender will conduct an annual escrow analysis to ensure adequate funds are collected, which may result in payment adjustments if your property taxes increase or decrease. You'll receive an escrow disclosure statement showing the projected taxes and insurance costs. If your escrow account has a shortage, you can either pay the difference in a lump sum or have the shortage spread over 12 months. Property owners can verify their tax payments and balances through the Texas County Collector's office, and you have the right to pay taxes directly if you meet your lender's requirements to waive escrow.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Texas County for FY 2025-2026? A: Property taxes are due by February 1st. You are responsible for payment even if you don't receive a tax bill.

Q: What tax credits are available and do I need to apply? A: Tax credits such as senior citizen credits, disabled veteran credits, and homestead credits are available but require separate applications. These are not automatic and must be filed with the appropriate deadlines.

Q: How does the homestead tax credit work? A: The homestead tax credit limits assessment increases on your primary residence rather than reducing market value. You must apply for this credit - it's not automatic. Contact the county assessor for application requirements and deadlines.

Q: When does the county reassess properties? A: The county conducts assessments annually. Personal property must be listed by March 1st as required by State Statute 137.280 RSMo. Property owners can appeal assessments through the county's appeal process.

Q: What happens if I pay my taxes late? A: Late payments incur penalties and interest. The county conducts an Annual Land Tax Certificate Sale in August for delinquent properties, which can lead to loss of property rights.

Q: Can I pay my property taxes online? A: Contact the Texas County Collector's office directly for current online payment options and accepted payment methods.

Q: Why do tax rates vary within Texas County? A: Tax rates differ based on the combination of special taxing districts serving your property, including school districts, fire protection districts, library districts, and other municipal services.

Q: Who qualifies for property tax deferrals? A: Beginning January 1, 2006, taxpayers 65 or older with household income of $70,000 or less, or individuals with disabilities receiving Social Security income, may defer tax increases on homestead property. Applications must be filed between January 1st and October 15th of the first year deferral is claimed.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Assessor | Texas County, Missouritexascountymissouri.gov
02
County
Land Tax Sale | Texas County, Missouritexascountymissouri.gov
03
State
2025 Property Tax Rate Report - Missouri State Auditor's Officeauditor.mo.gov
04
County
Collector/Treasurer | Texas County, Missouritexascountymissouri.gov
05
Tax Doc
Personal Property Tax (tangible property)texascountymissouri.gov
06
County
Obtain | Texas County, Missouritexascountymissouri.gov
07
Homestead exemptionsenate.mo.gov
08
Tax Doc
2022 TAX RATES AND EXEMPTIONSfortbendcountytx.gov
09
Appraisal Review Board Training Manual - Texas Comptrollercomptroller.texas.gov
10
County
Texas County Financial Statementsauditor.mo.gov
All sources verified as of 2025 Tax Year

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