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Updated 2025 Tax Year

Stoddard County
Property Tax Guide

Everything you need to know about property taxes in Stoddard County, MO. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
0.7416% general county levy, varies significantly by location and special taxing districts
1st Due
Dec 1
2nd Due
Oct 1
Exemptions
3+ Available
Section 1

How Property Tax Works

Stoddard County property taxes fund essential local services including schools, roads, emergency services, and county operations. Property owners in Stoddard County pay taxes based on their property's assessed value multiplied by the applicable tax rate for their specific location. The effective tax rate for FY 2025 is approximately 0.7416% for the general county levy, though actual rates vary significantly based on your property's location within special taxing districts such as school districts, fire protection districts, and municipal boundaries.

Property taxes in Stoddard County are assessed as of January 1st each year, with taxes levied on October 1st and bills typically mailed in November. The tax system operates on a calendar year basis, with payments due by December 1st. Property owners should note that their total tax rate depends on which combination of taxing jurisdictions their property falls within, as each district adds its own levy to fund specific services.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
Stoddard County General Revenue0.7416%County operations, services, and administration
School District LevyVariesLocal school district operations (rate depends on specific district)
Municipal LevyVariesCity services (if property is within city limits)
Fire Protection DistrictVariesLocal fire protection services (if applicable)
Special Road DistrictVariesRoad maintenance and improvements (if applicable)

Rates shown are for FY 2025. The 0.7416% county rate is confirmed for 2025, while other district rates vary by location within Stoddard County. Your total effective rate is the sum of all applicable district rates for your property's specific location. Contact the Stoddard County Assessor's Office for your property's complete rate breakdown.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Stoddard County, property taxes are due in two installments:

First Installment
Dec 1
Delinquent after Dec 10
Second Installment
Oct 1
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Missouri are additional property tax assessments that occur when there are changes to property ownership, new construction, or improvements that increase a property's assessed value during the tax year. Since property taxes attach as an enforceable lien as of January 1st, any changes after the initial assessment may trigger supplemental billing.

Common triggers for supplemental taxes include: purchasing property with incomplete improvements from the prior assessment, completing new construction or major renovations during the tax year, or corrections to the original assessment. The supplemental tax is calculated by applying the current tax rate to the difference between the new assessed value and the previously assessed value, prorated for the portion of the tax year remaining after the change occurred.

For example, if you complete a $100,000 home addition in June that increases your assessed value by $19,000 (at Missouri's 19% residential assessment ratio), and your total tax rate is 2.5%, you would owe approximately $238 in supplemental taxes ($19,000 × 2.5% × 6/12 months remaining in the tax year).

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (19%): $57,000
  • Less: Senior Tax Credit (if applicable): -$1,100
  • Net Taxable Value: $55,900
  • Annual Tax (0.7416% county + ~1.5% districts = ~2.24%): $1,252
  • Monthly Escrow: $104

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (19%): $114,000
  • Less: Homestead Tax Credit (if applicable): -$1,100
  • Net Taxable Value: $112,900
  • Annual Tax (~2.24%): $2,529
  • Monthly Escrow: $211

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (19%): $190,000
  • Less: Available Tax Credits: $0 (likely exceeds income limits)
  • Net Taxable Value: $190,000
  • Annual Tax (~2.24%): $4,256
  • Monthly Escrow: $355

Tax credit amounts require annual application and income qualification. Rates include estimated school and special district taxes that vary by location.

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Section 5

Escrow & Property Taxes

Most mortgage lenders require property tax escrow accounts for borrowers in Stoddard County. Your lender collects 1/12th of your estimated annual property tax bill with each monthly mortgage payment and holds these funds in escrow. When property taxes become due on December 1st, your lender pays the bill directly to Stoddard County from your escrow account.

Lenders typically conduct annual escrow analyses to ensure adequate funds are collected. Since Stoddard County mails tax bills in November with December 1st due dates, lenders usually make tax payments in late November or early December. Property owners should verify that their lender has current contact information and monitor that payments are made timely to avoid penalties. If you pay your own taxes (no escrow), mark December 1st as the critical due date, with potential extension options available by contacting the county collector's office.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Stoddard County property taxes due for FY 2025? A: Property taxes are due by December 1, 2026, for the 2025 tax year. Extensions may be available by contacting the county collector.

Q: What tax credits are available and do I need to apply? A: Missouri offers several tax credits including homestead, senior, and disability credits. Most credits require annual application with income documentation. The homestead credit provides up to $1,100 for qualifying property owners and caps assessment increases.

Q: How does the homestead tax credit work? A: The homestead credit limits annual assessment increases on your primary residence and provides up to $1,100 in tax credit. It does NOT reduce your property's market value but caps how much your assessed value can increase year-over-year. You must apply annually with income verification.

Q: What is the senior citizen tax deferral program? A: Taxpayers 65+ with household income of $70,000 or less may defer property tax increases beyond the previous year's amount. Applications must be filed after January 1st and before October 15th of the first deferral year.

Q: Can I pay property taxes online? A: Contact the Stoddard County Collector's office directly for current online payment options and accepted payment methods.

Q: What happens if I pay late? A: Late payments after December 1st incur penalties and interest charges. Contact the county collector immediately if you cannot meet the deadline to discuss payment options.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Stoddard County Board of Equalization during the appeal period, typically in June-July. Contact the County Assessor's office for specific deadlines and procedures.

Q: Why did my tax bill increase when I didn't make improvements? A: Tax increases can result from: rising property values, new voter-approved levies, changes in special district boundaries, or loss of previous tax credits. The homestead credit can help limit assessment increases if you qualify and apply.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Tax Rates for County: Stoddardauditor.mo.gov
02
State
2025 Property Tax Rate Report - Missouri State Auditor's Officeauditor.mo.gov
03
State
2024 Property Tax Rates - Missouri State Auditor's Officeauditor.mo.gov
04
Monday, February 3, 2025stoddardcountyclerk.gov
05
Tax Doc
Property Tax Credit - Missouri Department of Revenuedor.mo.gov
06
County
Links & Resources - Stoddard County Clerkstoddardcountyclerk.gov
07
Homestead exemptionsenate.mo.gov
08
Proposed Amendments to the Constitution of Missouristoddardcountyclerk.gov
09
official ballot - non-partisanstoddardcountyclerk.gov
10
County
Stoddard County Financial Statementsauditor.mo.gov
All sources verified as of 2025 Tax Year

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