Q: When are property taxes due in Ray County for the current tax year?
A: Property taxes are typically due by April 15th following the levy date. For the 2024 tax year, taxes were levied on October 1, 2024, with bills mailed in November 2024, and due by April 15, 2025.
Q: What tax credits are available in Ray County and how do I apply?
A: Ray County offers a Senior Tax Credit program that freezes your property tax at the level when you turned 62. You must apply annually by May 31st, and applications cannot be submitted before February 1st. This is a tax credit that reduces your tax bill, not an exemption that reduces assessed value.
Q: How does the Homestead-type credit work in Ray County?
A: Ray County's Senior Tax Credit functions similarly to a homestead credit by limiting assessment increases on your primary residence. Once you qualify at age 62, your tax is frozen at that year's amount regardless of future assessment increases. You must reapply each year by May 31st to maintain this benefit.
Q: When are properties assessed and how can I appeal?
A: Properties are assessed annually as of January 1st. If you disagree with your assessment, you typically have until a specified deadline (often in March or April) to file an appeal with the Ray County Board of Equalization. Check with the Ray County Assessor's office for specific appeal deadlines and procedures.
Q: What happens if I pay my property taxes late?
A: All unpaid property taxes become delinquent after the April 15th due date. Delinquent taxes accrue interest and penalties, and the county can eventually pursue tax sale proceedings to collect unpaid amounts.
Q: Can I pay my property taxes online?
A: Contact the Ray County Collector's office to inquire about online payment options, as availability may vary. Many Missouri counties offer online payment systems for property taxes.
Q: Why do tax rates vary within Ray County?
A: Ray County contains multiple special taxing districts including different school districts, fire protection districts, ambulance districts, and hospital districts. Your specific location determines which combination of districts serves your property, resulting in different total tax rates across the county.
Q: Are property tax credits automatic?
A: No, property tax credits in Ray County require annual application. The Senior Tax Credit must be applied for each year by May 31st, and applications cannot be submitted before February 1st. Credits are not automatically applied to your tax bill.
Q: How do I know which taxing districts apply to my property?
A: Contact the Ray County Assessor's office with your property address to determine which specific taxing districts serve your location and contribute to your total property tax rate.
Q: What's the difference between a tax credit and a tax exemption?
A: A tax exemption reduces your property's assessed value before taxes are calculated, while a tax credit directly reduces the amount of tax you owe. Ray County's Senior Tax Credit is indeed a credit that reduces your final tax bill amount.
