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Updated 2025 Tax Year

Pike County
Property Tax Guide

Everything you need to know about property taxes in Pike County, MO. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.8% to 1.2% effective rate (varies by taxing districts within Pike County)
Exemptions
5+ Available
Section 1

How Property Tax Works

Pike County, Missouri operates on a property tax system that serves as the primary funding mechanism for local government services, including schools, roads, public safety, and county operations. Property taxes in Pike County are assessed based on the state's assessment ratio of approximately 19% of true market value for residential properties, with an effective tax rate that typically ranges from 0.8% to 1.2% of market value, depending on your specific location within the county.

The actual tax rate you pay varies significantly based on your property's location within Pike County due to overlapping special taxing districts such as school districts, fire protection districts, ambulance districts, and library districts. Each district can levy its own taxes, creating different total tax rates for properties in different areas of the county. Property taxes attach as an enforceable lien on January 1st each year, are levied on October 1st, and tax bills are typically mailed in November for payment by the following April.

Section 2

What Makes Up Your Tax Bill

ComponentRate RangeDescription
County General$0.25-$0.35Basic county operations and services
School District$3.50-$4.50Local school district operations and debt service
Road & Bridge$0.15-$0.25County road maintenance and improvements
Fire Protection$0.10-$0.30Fire district services (varies by district)
Ambulance District$0.05-$0.15Emergency medical services
Library District$0.05-$0.10Public library services (where applicable)
Total Rate Range$4.10-$5.65Per $100 of assessed value

Note: These rates are estimates for levy year 2024-2025. Actual rates vary by specific taxing districts within Pike County. The 2025 property tax rates will be determined by the Missouri State Auditor's Office and may differ from these estimates. Contact the Pike County Assessor's Office for precise rates applicable to your property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Pike County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Pike County are additional property tax assessments that occur when there are changes to property ownership, new construction, or improvements made after the January 1st assessment date. These taxes are calculated on a prorated basis from the date of the triggering event through the end of the current tax year.

Common triggers for supplemental taxes include the sale of property with new construction, completion of building permits for additions or major improvements, and changes in property use classification. The supplemental tax amount is calculated by applying the current tax rate to the difference between the old and new assessed values, then prorating for the remaining months in the tax year. For example, if you complete a $50,000 addition to your home in July, and it increases your assessed value by $9,500 (19% assessment ratio), you would owe supplemental taxes on that $9,500 for the remaining six months of the tax year at your local tax rate.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (19%): $57,000
  • Senior Credit (if applicable): -$6,000 (requires application)
  • Net Taxable Value: $51,000
  • Tax Rate: 4.75 per $100
  • Annual Tax: $2,423
  • Monthly Escrow: $202

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (19%): $114,000
  • Homestead Credit (if applicable): -$1,200 (requires application)
  • Net Taxable Value: $112,800
  • Tax Rate: 5.20 per $100
  • Annual Tax: $5,866
  • Monthly Escrow: $489

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (19%): $190,000
  • No Credits Applied: $0
  • Net Taxable Value: $190,000
  • Tax Rate: 5.45 per $100
  • Annual Tax: $10,355
  • Monthly Escrow: $863

Note: Tax credits shown require annual application and approval. Rates vary by specific location within Pike County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Pike County require borrowers to establish an escrow account for property tax payments, particularly when the loan-to-value ratio exceeds 80%. Your lender will collect monthly escrow payments equal to 1/12th of your estimated annual property tax bill, plus a cushion typically equal to two months of payments as required by federal law.

Lenders typically pay your property taxes directly to Pike County before the April 15th due date to avoid penalties and protect their lien position. You should receive an annual escrow analysis from your lender showing the previous year's activity and any adjustments to your monthly payment based on actual tax bills received. It's important to review your tax bill when received in November to ensure your lender has the correct amount for payment, as escrow shortages can result in significant payment increases the following year.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Pike County for the current tax year? A: Property taxes are typically due by April 15th each year. For tax year 2024 (billed in late 2024), the due date is April 15, 2025.

Q: What tax credits are available and do I need to apply? A: Available tax credits may include Senior Citizens/Disabled Persons Credit and Homestead Preservation Credit. All tax credits require annual application through the Pike County Assessor's Office and are NOT automatic.

Q: How does the Homestead Credit work? A: The Homestead Credit limits the annual increase in your home's assessed value growth, typically to 10% or less per year. This credit requires filing an application with the Pike County Assessor and must be renewed periodically.

Q: How often are properties reassessed? A: Missouri law requires properties to be reassessed every two years. Pike County follows the state schedule for reappraisal cycles.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Pike County Board of Equalization by the statutory deadline, typically in July. Contact the Pike County Assessor's Office for specific forms and deadlines.

Q: What are the penalties for late property tax payments? A: Late payments incur penalties and interest charges. Contact the Pike County Collector's Office for specific penalty rates and collection procedures.

Q: Can I pay property taxes online? A: Check with the Pike County Collector's Office for available online payment options and any associated convenience fees.

Q: Why did my tax bill increase when tax rates stayed the same? A: Tax bills can increase due to rising property values, new special district levies, or the loss/expiration of previously applied tax credits. Credits must be reapplied for annually in most cases.

Q: How do special taxing districts affect my bill? A: Your total tax rate includes levies from all taxing districts serving your property location, including school districts, fire districts, ambulance districts, and others. District boundaries and rates vary throughout Pike County.

Q: Where can I get help with property tax questions? A: Contact the Pike County Assessor's Office for assessment and credit questions, or the Pike County Collector's Office for payment and billing inquiries.

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