HonestCasa logoHonestCasa
Updated 2025 Tax Year

Pemiscot County
Property Tax Guide

Everything you need to know about property taxes in Pemiscot County, MO. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.8235% base rate for general revenue, varies significantly by location due to overlapping special taxing districts
1st Due
Oct 1
Exemptions
5+ Available
Section 1

How Property Tax Works

Pemiscot County, Missouri operates under the state's property tax system, where taxes are levied annually on October 1st and fund essential county services including schools, public safety, infrastructure, and local government operations. The county's general revenue tax rate for 2025 is 0.8235%, though your actual tax rate will vary significantly based on your specific location within the county due to overlapping special taxing districts such as school districts, fire protection districts, and municipal services.

Property taxes in Pemiscot County are assessed on real estate market value as determined by the County Assessor, with Missouri's state-mandated assessment ratio of approximately 19% for residential properties. Tax bills are typically mailed in November and become payable immediately, with payment options including semi-annual installments due in September and December. The effective tax rate across the county generally ranges from 0.8% to 1.2% of assessed value depending on your specific taxing districts, making it relatively moderate compared to other Missouri counties.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County General Revenue0.8235%Base county operations, services, and administration (FY 2025)
Pemiscot County Health Center0.0998%Public health services and facilities (FY 2025)
School DistrictsVariesLocal school district funding (rates vary by district within county)
Municipal ServicesVariesCity/town services if located within municipal boundaries
Fire Protection DistrictsVariesLocal fire and emergency services
Special AssessmentsVariesDrainage districts, road districts, other local improvements

Note: The total tax rate shown represents only the county-level components. Your actual tax rate will include additional levies from school districts, municipalities, and other special taxing districts serving your specific property location. These additional rates can significantly increase your total property tax burden and vary considerably throughout Pemiscot County.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Pemiscot County, property taxes are due in two installments:

First Installment
Oct 1
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Pemiscot County are additional property tax assessments that occur when there are changes to a property after the October 1st assessment date. Common triggers include ownership transfers, new construction completion, property improvements, or corrections to the original assessment that increase the property's taxable value.

When a supplemental tax is issued, it covers the period from when the change occurred through the end of the current tax year. For example, if you complete a home addition in March that increases your property value by $50,000, you would receive a supplemental tax bill covering March through September for the additional assessed value. The supplemental tax is calculated by applying the same tax rates that apply to your property to the increased assessed value, prorated for the remaining months in the tax year.

Supplemental tax bills are issued separately from regular annual tax bills and have their own payment due dates, typically 30 days from the issue date. These taxes become delinquent and subject to penalties if not paid by the specified deadline, independent of your regular property tax payment schedule.

Example Calculation

Example 1: $300,000 Property Value

  • Market Value: $300,000
  • Assessed Value (19%): $57,000
  • Less: Senior Credit (if applicable): -$750
  • Net Taxable Value: $56,250
  • Annual Tax (0.92% estimated total rate): $517
  • Monthly Escrow: $43

Example 2: $600,000 Property Value

  • Market Value: $600,000
  • Assessed Value (19%): $114,000
  • Less: Homestead Credit (if applicable): -$1,100
  • Net Taxable Value: $112,900
  • Annual Tax (0.92% estimated total rate): $1,039
  • Monthly Escrow: $87

Example 3: $1,000,000 Property Value

  • Market Value: $1,000,000
  • Assessed Value (19%): $190,000
  • Less: Property Tax Credit (if applicable): -$1,100
  • Net Taxable Value: $188,900
  • Annual Tax (0.92% estimated total rate): $1,738
  • Monthly Escrow: $145

Important Notes: Tax credits shown require annual application and income/age qualification. Actual rates include school district and special district taxes not reflected in county-only rates above. Contact the Pemiscot County Assessor for specific rate calculations for your property location.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Pemiscot County require borrowers to maintain an escrow account for property taxes, collecting monthly payments as part of your mortgage payment to ensure taxes are paid on time. Your lender will analyze your annual tax bill and divide the amount by 12, often adding a cushion of 1-2 months to account for potential increases.

Property tax payments from escrow accounts are typically made by your lender in September for the first installment and December for the second installment, aligning with Pemiscot County's semi-annual payment schedule. Your lender will receive tax bills directly from the County Collector and handle payment processing automatically. However, you should verify that payments are made correctly and on time, as you remain ultimately responsible for ensuring your property taxes are paid.

Each year, your lender will conduct an escrow analysis to determine if your monthly escrow payment needs adjustment based on the current year's actual tax bill. If your taxes increase due to reassessment or rate changes, your monthly payment may increase. Conversely, if an escrow surplus develops, you may receive a refund or see reduced monthly payments the following year.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Pemiscot County for the current fiscal year? A: Property taxes are levied on October 1st with bills mailed in November. The first installment is due in September and the second installment is due in December. Contact the Pemiscot County Collector for exact due dates.

Q: What property tax credits are available and do I need to apply? A: Missouri offers several tax credits including the Property Tax Credit for seniors and disabled individuals (maximum $1,100 for homeowners, $750 for renters), and the Homestead Preservation Credit. All credits require annual application and are NOT automatic - you must file with the Missouri Department of Revenue by specific deadlines.

Q: How does the Homestead Credit work? A: The Homestead Credit limits assessment increases on your primary residence to a maximum percentage each year, helping prevent dramatic tax increases due to rising property values. This credit caps assessment growth rather than reducing your property's market value, and requires annual application to maintain eligibility.

Q: How often are properties reassessed in Pemiscot County? A: Missouri law requires properties to be reassessed every two years. The County Assessor conducts these reassessments to ensure properties are valued at current market rates. You will receive notice of any assessment changes and have the right to appeal.

Q: What happens if I pay my property taxes late? A: Property taxes become delinquent after the December due date and are subject to penalties and interest charges. Continued non-payment can eventually lead to tax lien sales. Contact the County Collector immediately if you cannot make payments by the due date.

Q: Can I pay my property taxes online? A: Contact the Pemiscot County Collector's office directly to inquire about online payment options and accepted payment methods. Many Missouri counties offer online payment systems for taxpayer convenience.

Q: Why do property tax rates vary within Pemiscot County? A: Your total tax rate includes levies from multiple taxing districts serving your location - county, school district, municipal, fire protection, and special districts. Since these district boundaries don't align perfectly, properties in different areas face different combinations of tax rates.

Q: How do I appeal my property assessment? A: If you believe your assessment is incorrect, you can file an appeal with the Pemiscot County Board of Equalization during the designated appeal period, typically in June. You'll need evidence supporting your claim that the assessed value exceeds fair market value.

Q: What triggers a supplemental tax assessment? A: Supplemental taxes are issued when property changes occur after October 1st, including ownership transfers, completed new construction, major improvements, or assessment corrections that increase taxable value.

Q: Where can I get applications for property tax credits? A: Tax credit applications are available from the Missouri Department of Revenue website or local offices. Applications typically must be filed by specific annual deadlines to receive credits for that tax year.

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Free • No credit check • 2-minute estimate