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Updated 2025 Tax Year

Moniteau County
Property Tax Guide

Everything you need to know about property taxes in Moniteau County, MO. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by district due to multiple overlapping taxing districts (school, fire, ambulance)
Exemptions
4+ Available
Section 1

How Property Tax Works

Moniteau County, Missouri operates under the state's property tax system where taxes are levied annually to fund essential county services including schools, emergency services, roads, and local government operations. Property taxes are assessed based on the fair market value of real estate as of January 1st each year, with taxes becoming an enforceable lien on that date. The county follows Missouri's standard assessment practice where residential property is assessed at 19% of its appraised fair market value.

The effective tax rate in Moniteau County varies significantly by location within the county due to multiple overlapping special taxing districts, including school districts, fire protection districts, ambulance districts, and other local service areas. While Missouri's statewide average property tax rate is approximately 1%, actual rates in Moniteau County can range from around 0.8% to over 1.2% of assessed value depending on your specific property location and the combination of taxing jurisdictions that serve your area. Property owners should consult with the Moniteau County Assessor's Office to determine the exact tax rate applicable to their specific property location.

Section 2

What Makes Up Your Tax Bill

The 2025 property tax rates for Moniteau County are determined by the Missouri State Auditor and subject to annual review. Due to the variety of special taxing districts within the county, rates vary by property location.

ComponentEstimated Rate RangeDescription
County General$0.25 - $0.35 per $100County operations, roads, courthouse
School Districts$3.50 - $4.50 per $100Local school district operations and debt service
Fire Protection$0.15 - $0.45 per $100Fire department services (varies by district)
Ambulance District$0.10 - $0.25 per $100Emergency medical services
Road Districts$0.05 - $0.15 per $100Special road maintenance (select areas)
Library District$0.08 - $0.12 per $100Public library services (if applicable)

Total Estimated Range: $4.13 - $5.82 per $100 of assessed value

Note: These rates apply to the FY 2025-2026 levy year. Exact rates vary by specific location within Moniteau County based on which special taxing districts serve your property. Contact the County Assessor for your precise tax rate calculation.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Moniteau County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Moniteau County are additional property tax assessments that occur when there are significant changes to a property after the January 1st assessment date but before the tax year ends. Common triggers include new construction completion, major improvements or additions, changes in property ownership that reveal previously unreported improvements, or corrections to assessment errors discovered during the tax year.

Supplemental taxes are calculated by determining the difference between the original assessed value and the new assessed value, then applying the applicable tax rate to this difference. The supplemental tax is prorated based on the number of months remaining in the tax year from when the change occurred. For example, if a $50,000 home addition is completed in July (6 months remaining in the tax year), and the property is in an area with a 4.5% total tax rate, the supplemental tax would be calculated as: ($50,000 × 19% assessment ratio × 4.5% tax rate × 6/12 months) = $213.75. Supplemental tax bills are typically mailed within 60 days of the assessment change and have their own due dates separate from regular property tax bills.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (19%): $57,000
  • Less: Senior Credit (if applicable): -$6,000
  • Net Taxable Value: $51,000
  • Tax Rate (estimated 4.8%): × 0.048
  • Annual Tax: $2,448
  • Monthly Escrow: $204

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (19%): $114,000
  • Less: Homestead Credit (if applicable): -$1,100
  • Net Taxable Value: $112,900
  • Tax Rate (estimated 5.2%): × 0.052
  • Annual Tax: $5,871
  • Monthly Escrow: $489

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (19%): $190,000
  • Less: Available Credits: -$0 (most credits phase out at higher values)
  • Net Taxable Value: $190,000
  • Tax Rate (estimated 5.5%): × 0.055
  • Annual Tax: $10,450
  • Monthly Escrow: $871

Note: Tax credits shown require annual application and are not automatically applied. Actual rates vary by specific location within Moniteau County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Moniteau County require borrowers to maintain an escrow account for property taxes, especially when the loan-to-value ratio exceeds 80%. Your monthly mortgage payment includes principal, interest, taxes, and insurance (PITI), with the tax portion deposited into an escrow account managed by your lender. Since Moniteau County property taxes are typically due in September each year, lenders collect approximately 1/12 of your annual tax bill each month to ensure adequate funds are available when taxes become due.

Lenders are required to conduct annual escrow analyses to ensure the correct amount is being collected. If your property taxes increase due to assessment changes or tax rate increases, your monthly escrow payment may be adjusted accordingly. You should receive an annual escrow statement showing deposits, payments made on your behalf, and any surplus or shortage. Property owners can verify that their lender is paying the correct amount by checking with the Moniteau County Collector's office or reviewing their tax records online. If you pay off your mortgage or refinance, you become responsible for making direct tax payments to the county collector.

How HonestCasa Helps
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Section 6

Frequently Asked Questions

Q: When are property taxes due in Moniteau County for the current fiscal year? A: Property taxes are typically due in September each year. For the FY 2025-2026 tax year, taxes are due by September 2026. Contact the County Collector's office for specific due dates and penalty information.

Q: What tax credits are available and do they apply automatically? A: Missouri offers several tax credits including the Property Tax Credit (maximum $750 for renters, $1,100 for homeowners), Senior Citizens Credit, and Disabled Veterans Credit. These are TAX CREDITS that reduce your tax bill, not exemptions. None are automatic - you must apply annually using Form MO-PTC or include the Property Tax Schedule (MO-PTS) with your Missouri tax return.

Q: How does the Homestead Credit work? A: Missouri's homestead-type credits limit assessment increases rather than reducing market value. These credits cap how much your assessed value can increase year-over-year (typically 10% or less). You must file annually to maintain this benefit - it is not automatic and requires application with the County Assessor.

Q: When are properties reassessed in Moniteau County? A: Missouri law requires reassessment of real property every two years. Moniteau County follows the state schedule with residential properties typically reassessed in even-numbered years. Assessment notices are mailed in August, and property owners have until September to file appeals with the Board of Equalization.

Q: What are the penalties for late property tax payments? A: Late payments are subject to penalties and interest charges. Taxes become delinquent after the September due date, with penalties typically starting at 2% per month. After three years of delinquency, properties may be subject to tax sale proceedings.

Q: Can I pay my property taxes online? A: Contact the Moniteau County Collector's office directly to inquire about online payment options, accepted payment methods, and any convenience fees that may apply to electronic payments.

Q: Why did my tax bill increase when property values in my area decreased? A: Tax bills can increase even when property values decline if tax rates increase to maintain revenue for local services, if special district taxes are added, or if tax credits you previously received expired or were reduced.

Q: How do special taxing districts affect my property tax bill? A: Your property may be served by multiple special districts (school, fire, ambulance, library) each with their own tax rates. The combination of districts serving your specific location determines your total tax rate, which is why rates vary throughout Moniteau County.

Q: What triggers a supplemental tax assessment? A: New construction, major improvements, ownership changes that reveal unreported improvements, or corrections to assessment errors can trigger supplemental taxes. These are calculated and billed separately from your annual tax bill.

Q: How can I appeal my property assessment? A: Assessment appeals must be filed with the Moniteau County Board of Equalization by the deadline specified on your assessment notice (typically in September). You can present evidence of your property's market value including recent sales of comparable properties, appraisals, or other relevant documentation.

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