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Updated 2025 Tax Year

Livingston County
Property Tax Guide

Everything you need to know about property taxes in Livingston County, MO. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by taxing district, typically ranges from 0.8% to 1.5% effective rate depending on location and overlapping jurisdictions
1st Due
Dec 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Property taxes in Livingston County, Missouri, are the primary source of funding for essential local services including public schools, county government operations, emergency services, road maintenance, and various special districts. The county follows Missouri's property tax system where real estate is assessed annually and taxed based on the assessed value multiplied by the applicable tax rates. Property owners in Livingston County can expect effective tax rates that vary significantly based on their specific location within the county due to overlapping taxing jurisdictions.

The actual tax rate you pay depends on which special taxing districts serve your property, such as school districts, fire protection districts, ambulance districts, library districts, and other municipal services. While the county's general revenue rate is relatively modest, the combined rate from all applicable taxing jurisdictions typically results in total effective rates ranging from approximately 0.8% to 1.4% of assessed value. Property owners should note that Missouri assesses residential property at 19% of true market value, meaning your taxable assessed value will be roughly one-fifth of your home's market value.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County General Revenue0.1958%Basic county services and operations (FY 2025)
School DistrictsVariesLocal school district operations and bond payments
Municipal/CityVariesCity services where applicable
Fire Protection DistrictVariesLocal fire department services
Ambulance DistrictVariesEmergency medical services
Library DistrictVariesPublic library services
Road DistrictVariesLocal road maintenance and improvement
Hospital DistrictVariesPublic hospital services where applicable

Note: The rates shown reflect the FY 2025 levy year. Your total tax rate will be the sum of all applicable districts serving your property location. Rates can vary significantly across different areas of Livingston County depending on which combination of special taxing districts serve each property. Contact the Livingston County Assessor's office for the specific rate calculation applicable to your property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Livingston County, property taxes are due in two installments:

First Installment
Dec 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Livingston County are additional property tax assessments that occur outside the regular annual tax cycle. These are most commonly triggered when there is a change in property ownership, completion of new construction, or significant improvements that increase the assessed value of a property mid-tax year. When these events occur, the county assessor calculates the difference between the old and new assessed values and applies the current tax rates to determine the supplemental tax amount.

The supplemental tax is prorated based on the number of months remaining in the current tax year after the triggering event occurs. For example, if you purchase a home in July that was previously assessed at a lower value, you would owe supplemental taxes on the increased assessment for the remaining months of that tax year (August through December). These supplemental bills are typically issued separately from regular annual tax bills and have their own due dates, usually requiring payment within 30-60 days of the bill date.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (19%): $57,000
  • Senior Citizens Tax Credit: -$750 (if eligible and applied for)
  • Net Taxable Value: $56,250
  • Estimated Tax Rate: 1.2% (varies by district)
  • Annual Tax: $675
  • Monthly Escrow: $56

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (19%): $114,000
  • Homestead Tax Credit: -$1,140 (if eligible and applied for)
  • Net Taxable Value: $112,860
  • Estimated Tax Rate: 1.1% (varies by district)
  • Annual Tax: $1,241
  • Monthly Escrow: $103

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (19%): $190,000
  • Net Taxable Value: $190,000 (assuming no applicable credits)
  • Estimated Tax Rate: 1.0% (varies by district)
  • Annual Tax: $1,900
  • Monthly Escrow: $158

Important Note: Tax credits shown require annual application and eligibility verification. Actual tax rates vary by specific location within Livingston County based on applicable special taxing districts.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Livingston County require borrowers to maintain an escrow account for property tax payments, especially for loans with less than 20% down payment. Your lender collects monthly escrow payments along with your mortgage payment, typically calculated as your annual property tax bill divided by 12 months, plus a small cushion amount allowed by federal regulations. The lender is responsible for making your property tax payments to the county on time using funds from your escrow account.

Property tax bills in Livingston County are typically issued in late fall with payment due by December 31st. Your mortgage servicer should receive and pay these bills automatically if you have an escrow account. However, you should still review your annual escrow analysis statement and verify that payments are made correctly. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment may be adjusted accordingly. Property owners without escrow accounts are responsible for paying property taxes directly to the Livingston County Collector's office by the December 31st deadline to avoid penalties and interest charges.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Livingston County for the current fiscal year? A: Property taxes are due by December 31st annually. Late payments are subject to penalties and interest charges starting January 1st.

Q: What tax credits are available and do I need to apply? A: Missouri offers several tax credits including Senior Citizens/Disabled Persons Credit, Homestead Preservation Credit, and Veterans' exemptions. All credits require annual application through the county assessor's office and are not automatically applied.

Q: How does the Homestead Preservation Credit work? A: This credit limits the annual increase in your home's assessed value for tax purposes, typically capping increases at a certain percentage. You must file an application with the assessor to receive this benefit - it does not reduce market value but limits assessment growth.

Q: When should I apply for tax credits and what's the deadline? A: Most tax credit applications must be filed by December 31st of the tax year for which you're seeking the credit. Contact the Livingston County Assessor's office for specific forms and deadlines.

Q: How often is property reassessed in Livingston County? A: Missouri law requires properties to be reassessed at least every two years, though some counties reassess annually. Contact the assessor's office for Livingston County's specific reassessment schedule.

Q: How do I appeal my property assessment? A: Property owners can appeal their assessment to the Livingston County Board of Equalization, typically between January 1st and March 31st following the assessment. You may need to provide evidence such as recent appraisals or comparable sales.

Q: What penalties apply for late payment? A: Late payments incur interest and penalties starting January 1st. Unpaid taxes can eventually lead to tax lien sales, typically held annually in August.

Q: Can I pay my property taxes online? A: Contact the Livingston County Collector's office to inquire about online payment options and accepted payment methods for current tax year obligations.

Q: Why do my taxes vary from my neighbor's even with similar home values? A: Tax amounts depend on which special taxing districts serve each property. Different areas of the county may have different school districts, fire districts, or other special assessments that affect total tax rates.

Q: How do special district taxes affect my total bill? A: Your total property tax includes rates from all applicable districts serving your location - county, school, municipal (if applicable), fire, ambulance, library, and other special districts. Each district sets its own rate based on budget needs and voter-approved levies.

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