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Updated 2025 Tax Year

Laclede County
Property Tax Guide

Everything you need to know about property taxes in Laclede County, MO. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
0.8% to 1.2% of assessed value, varies by taxing district combination
Exemptions
5+ Available
Section 1

How Property Tax Works

Laclede County, Missouri operates under the state's property tax system to fund essential local services including schools, roads, emergency services, and county operations. Property taxes in Missouri are based on assessed value, which is typically 19% of true market value for residential properties. The county follows Missouri's standard assessment and collection procedures, with taxes collected annually to support various local taxing districts.

Property tax rates in Laclede County vary significantly by location within the county due to different combinations of special taxing districts, including school districts, fire districts, ambulance districts, and other municipal services. The total effective tax rate typically ranges from approximately 0.8% to 1.2% of assessed value, depending on your specific location and the taxing districts that serve your property. Property owners should verify their specific taxing districts and applicable rates, as these can change based on local elections and budget decisions.

Section 2

What Makes Up Your Tax Bill

Based on available data for Laclede County:

ComponentRateDescription
County General Revenue0.6589Basic county operations and services
School DistrictsVariesLocal school district funding (varies by district)
Fire DistrictsVariesFire protection services (if applicable)
Ambulance DistrictsVariesEmergency medical services (if applicable)
Other Special DistrictsVariesLibraries, road districts, etc. (location dependent)

Rates shown are for levy year 2025 and represent preliminary figures. Final rates are set annually by each taxing jurisdiction. Your total tax rate depends on which combination of special taxing districts serve your property location. Contact the Laclede County Assessor's Office for your specific district combination and current rates.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Laclede County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Missouri are additional property tax assessments that occur when there are changes to property ownership, value, or classification during the tax year. Common triggers include new construction completion, property improvements that increase assessed value, or changes in property use classification. These supplemental assessments ensure that property taxes reflect current property conditions rather than waiting for the next regular assessment cycle.

When supplemental taxes are issued, they are calculated based on the difference between the old assessed value and the new assessed value, prorated for the portion of the tax year remaining. For example, if a home addition is completed in January and increases the assessed value by $20,000, the supplemental tax would be calculated on that $20,000 increase for the full remaining tax year. Property owners receive a separate supplemental tax bill with its own payment due date, typically 30-60 days from the issue date.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (19%): $57,000
  • Less: Senior Tax Credit (if applicable): -$1,100
  • Net Taxable Value: $55,900
  • Annual Tax (assuming 1.0% rate): $559
  • Monthly Escrow: $47

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (19%): $114,000
  • Less: Homestead Credit (if applicable): Varies
  • Net Taxable Value: ~$114,000
  • Annual Tax (assuming 1.0% rate): $1,140
  • Monthly Escrow: $95

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (19%): $190,000
  • Less: Available Credits (if any): Varies
  • Net Taxable Value: ~$190,000
  • Annual Tax (assuming 1.0% rate): $1,900
  • Monthly Escrow: $158

Note: All tax credits require separate application and income/eligibility verification. Rates vary by specific taxing districts within Laclede County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Laclede County require property tax escrow accounts, where monthly mortgage payments include an additional amount collected for property taxes. The lender holds these funds in escrow and pays your property tax bills directly to the county when due. Lenders typically collect 1/12 of your annual property tax bill each month, plus a small cushion to account for potential increases.

Lenders are required to provide annual escrow analysis statements showing collections, payments, and account balances. If your property taxes increase significantly due to reassessment or rate changes, your lender may require an escrow shortage payment or increase your monthly payment. Property owners should verify that their lenders pay taxes on time, as the property owner remains ultimately responsible for tax payments even when using escrow. You can verify payments through the Laclede County Collector's office or online payment portal.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Laclede County? A: Property taxes are typically due in two installments - April 15 for the first half and September 15 for the second half. These dates apply to the current fiscal year assessment.

Q: What tax credits are available and do I need to apply? A: Missouri offers several tax credits including senior/disability credits and property tax credits for low-income residents. Most credits require annual application with income verification and are NOT automatic. Contact the county assessor's office for specific applications and deadlines.

Q: How does the homestead credit work? A: The homestead credit in Missouri caps annual assessment increases rather than reducing market value. Eligible seniors (65+) with household income under $70,000 can defer tax increases beyond the previous year's amount. This requires application by October 15th annually.

Q: How often are properties reassessed? A: Missouri law requires reassessment every two years. Laclede County follows the state schedule for conducting property appraisals and updating assessed values.

Q: What happens if I pay my taxes late? A: Late payments incur penalties and interest charges. Unpaid taxes can eventually lead to tax lien sales, so it's important to pay by the due dates or arrange payment plans if available.

Q: Can I pay property taxes online? A: Contact the Laclede County Collector's office to verify available online payment options and accepted payment methods for current tax bills.

Q: How do special district taxes work? A: Your property may be subject to taxes from multiple districts (school, fire, ambulance, etc.) depending on location. These appear as separate line items on your tax bill and rates vary by district.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the county Board of Equalization during the specified appeal period, typically in June and July. Contact the assessor's office for specific deadlines and procedures.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Tax Rates for County: Lacledeauditor.mo.gov
02
State
2025 Property Tax Rate Report - Missouri State Auditor's Officeauditor.mo.gov
03
Tax Doc
Property Tax Calculatorsauditor.mo.gov
04
Tax Doc
Property Tax Credit - Missouri Department of Revenuedor.mo.gov
05
Tax Doc
How Do I - Learn About Personal Property Taxes - MO.govdor.mo.gov
06
County
Dates to Remember | Camden County Missouricamdencountymo.gov
07
Homestead exemptionsenate.mo.gov
08
County
LINN COUNTY LAW LIBRARY Westlaw Edge Contentlinncountyor.gov
09
Twenty-Ninth Supplemental Indenture dated as of June 1, ...sec.gov
10
Tax Doc
2009 MISSOURI PROPERTY TAX CREDIT CLAIMdor.mo.gov
All sources verified as of 2025 Tax Year

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