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Updated 2025 Tax Year

Jackson County
Property Tax Guide

Everything you need to know about property taxes in Jackson County, MO. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
$3.2764 per $100 of assessed value (effective rate 0.62-0.75% of market value)
1st Due
Dec 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Jackson County, Missouri operates under a property tax system that serves as a primary funding mechanism for essential local services including schools, public safety, infrastructure maintenance, and county operations. Property taxes in Jackson County are assessed annually based on the assessed value of real estate, which is determined by the County Assessor's office. The county follows Missouri's statewide assessment practices, with residential properties typically assessed at 19% of their true market value.

The effective property tax rate in Jackson County is currently $3.2764 per $100 of assessed valuation for 2025, representing a decrease from previous years. This translates to an effective rate of approximately 0.62% to 0.75% of market value for most residential properties, depending on applicable exemptions. Property owners should note that this rate funds various essential services and may include components for school districts, fire protection districts, and other special assessments based on the property's specific location within the county.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100 Assessed ValueDescription
County General$0.4500Basic county operations, public safety, infrastructure
Road & Bridge$0.2800County road maintenance and bridge repairs
Health Services$0.1200Public health programs and services
School Districts$1.8500Local school district funding (varies by district)
Fire Protection$0.3200Fire and emergency services (varies by district)
Special Assessments$0.2564Libraries, parks, drainage districts (location dependent)
Total Rate$3.2764Combined rate for most county properties

Note: Actual rates may vary slightly based on specific location within Jackson County and applicable special districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Jackson County, property taxes are due in two installments:

First Installment
Dec 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Jackson County are triggered by significant changes to property ownership or improvements that occur after the annual assessment date but before the end of the tax year. Common triggers include ownership transfers through sales, new construction projects, completed home additions or major renovations, and changes in property use classification. These supplemental assessments ensure that property taxes reflect current ownership and property conditions rather than outdated information.

Supplemental taxes are calculated by determining the difference between the old assessed value and the new assessed value, then applying the current tax rate to that difference for the remaining months in the tax year. For example, if a property sells in July with a $50,000 increase in assessed value, the new owner would pay supplemental taxes on that $50,000 difference multiplied by the $3.2764 rate, prorated for six months (July through December). The supplemental bill is typically issued separately from the annual tax statement and has its own due date, usually 30 days from the bill date.

Example Calculation

Example 1: $300,000 Market Value Home

  • Market Value: $300,000
  • Assessed Value (19%): $57,000
  • Less Homestead Exemption: -$1,200
  • Net Taxable Value: $55,800
  • Annual Tax ($55,800 × $3.2764): $1,828
  • Monthly Escrow: $152

Example 2: $600,000 Market Value Home

  • Market Value: $600,000
  • Assessed Value (19%): $114,000
  • Less Homestead Exemption: -$1,200
  • Net Taxable Value: $112,800
  • Annual Tax ($112,800 × $3.2764): $3,696
  • Monthly Escrow: $308

Example 3: $1,000,000 Market Value Home

  • Market Value: $1,000,000
  • Assessed Value (19%): $190,000
  • Less Homestead Exemption: -$1,200
  • Net Taxable Value: $188,800
  • Annual Tax ($188,800 × $3.2764): $6,186
  • Monthly Escrow: $516

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Jackson County require property tax escrow accounts for borrowers with less than 20% down payment or those who choose this option for convenience. The lender collects monthly escrow payments along with your mortgage payment, typically 1/12th of the annual property tax amount plus a small cushion. These funds are held in a separate account and used to pay property taxes when due, ensuring timely payment and protecting the lender's interest in the property.

Escrow payments are based on the previous year's tax bill and adjusted annually after the lender receives the new tax statement. If taxes increase significantly, you may need to make a one-time payment to cover the shortfall, or your monthly escrow payment will be increased. Property owners can verify their tax information and payment status through the Jackson County Collection portal at https://www.jacksongov.org/628/Collection. It's important to review your annual escrow analysis and contact your lender if you notice discrepancies between the estimated and actual tax amounts.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

When are Jackson County property taxes due? Property taxes are due annually by November 15th. You can choose to pay in full by November 15th with no discount, or pay in three equal installments with the first payment due December 30th.

What exemptions are available in Jackson County? The primary exemption is the Homestead Exemption for primary residences, which typically reduces assessed value by $1,200. Senior citizens and disabled veterans may qualify for additional exemptions. Contact the Assessor's office for specific eligibility requirements.

How do I appeal my property assessment? Appeals must be filed with the Jackson County Board of Equalization during the appeal period, typically between June and August. Visit https://www.jacksongov.org/627/Assessment for specific deadlines and required forms.

What happens if I pay my taxes late? Late payments incur interest and penalties starting December 1st for the November 15th due date. Interest compounds monthly, so prompt payment is strongly recommended.

Can I pay my property taxes online? Yes, Jackson County offers online payment options through their collection portal. You can pay by electronic check or credit card, though credit card payments may include processing fees.

How often are properties reassessed? Jackson County conducts reassessments on a cyclical basis, with different areas reassessed in different years. Most properties are physically inspected every few years to ensure accurate valuations.

What if I disagree with a supplemental tax bill? Supplemental tax bills can be appealed using the same process as annual assessments. You must file within the specified timeframe after receiving the supplemental notice.

How do I apply for the homestead exemption? Application forms are available through the County Assessor's office or website. You must apply by March 1st following the tax year, and the exemption continues automatically as long as you remain eligible.

What information do I need to verify my tax payment for escrow purposes? You'll need your property tax account number and the current year's tax statement. The Collection office can provide payment verification letters if needed by your mortgage company.

How are property taxes calculated for new construction? New construction is assessed based on completion date and market value at substantial completion. Partial year taxes are calculated from the completion date through December 31st of that tax year.

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