HonestCasa logoHonestCasa
Updated 2025 Tax Year

Holt County
Property Tax Guide

Everything you need to know about property taxes in Holt County, MO. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.21% to over 1% depending on special taxing districts and location within county
Exemptions
4+ Available
Section 1

How Property Tax Works

Holt County, Missouri operates under a property tax system that funds essential local services including schools, roads, bridges, and county operations. Property taxes in Holt County are assessed annually based on the assessed value of real and personal property as of January 1st each year. The county follows Missouri's state assessment practices, typically assessing residential property at 19% of its true value in money.

The effective tax rate in Holt County varies significantly by location within the county due to different combinations of special taxing districts, including school districts, fire protection districts, library districts, and other local service areas. Based on current data, property owners can expect rates ranging from approximately 0.21% to over 1% depending on their specific location and the special districts that serve their property. The county's Special Road & Bridge fund carries a rate of 0.2129% for the 2025 levy year, but this represents only one component of the total tax bill property owners will receive.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
Special Road & Bridge0.2129%County road and bridge maintenance and construction (2025 levy year)
School DistrictVariesLocal school district operations and debt service (varies by district)
County GeneralVariesBasic county government services and operations
Fire ProtectionVariesFire protection districts (if applicable to property location)
Library DistrictVariesPublic library services (if applicable to property location)
MunicipalVariesCity services (for properties within city limits)
Other Special DistrictsVariesAdditional local service districts as applicable

Note: Total effective rates vary significantly by property location within Holt County. The specific combination of taxing districts serving your property determines your total tax rate. Contact the Holt County Assessor's Office for your exact rate calculation based on your property's location and applicable special districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Holt County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Holt County are triggered by specific events that change a property's assessed value during the tax year. The most common triggers include ownership changes (property sales), new construction, additions or improvements to existing structures, and changes in property classification or use. When these events occur, the county assessor determines the difference between the old and new assessed values and calculates additional tax owed for the remainder of the current tax year.

The supplemental tax calculation is prorated based on the number of months remaining in the tax year after the triggering event. For example, if a new construction project is completed in March, the supplemental tax would cover the 10 remaining months of that tax year (April through January). Property owners receive a separate supplemental tax bill in addition to their regular annual property tax bill, and these supplemental taxes become a lien on the property just like regular property taxes.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (19%): $57,000
  • Less: Homestead Credit (if applied): Varies by assessment increase limitation
  • Net Taxable Value: ~$57,000
  • Annual Tax (est. 0.8% total rate): $456
  • Monthly Escrow: $38

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (19%): $114,000
  • Less: Homestead Credit (if applied): Varies by assessment increase limitation
  • Net Taxable Value: ~$114,000
  • Annual Tax (est. 0.8% total rate): $912
  • Monthly Escrow: $76

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (19%): $190,000
  • Less: Senior Credit (if qualified and applied): Varies
  • Net Taxable Value: ~$190,000
  • Annual Tax (est. 0.9% total rate): $1,710
  • Monthly Escrow: $143

Important: All tax credits require application and are not automatically applied. Rates shown are estimates and actual rates vary by specific location within Holt County.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Holt County require borrowers to maintain an escrow account for property tax payments. The lender collects monthly escrow payments along with your mortgage payment and holds these funds to pay your property taxes when they become due. Lenders typically collect 1/12th of your annual property tax bill each month, plus an additional cushion amount (usually 2 months) to account for potential tax increases.

Property taxes in Holt County are levied on September 1st with bills typically mailed in October/November and due in two installments. Your lender will receive and pay these bills directly from your escrow account. It's important to review your annual escrow analysis statement and ensure your property tax information is current, especially after improvements or reassessments. If you pay taxes directly (without escrow), remember that unpaid property taxes become delinquent and subject to penalties, interest, and eventual tax sale proceedings.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Holt County? A: Property taxes are typically due on April 15th and September 15th for the current fiscal year, paid in two installments.

Q: What tax credits are available and do they apply automatically? A: Tax credits such as homestead credits and senior credits are available but require annual application through the County Assessor's Office. These are not applied automatically.

Q: How does the Homestead Credit work? A: The Homestead Credit limits the annual increase in your property's assessed value rather than reducing the market value. You must file an application to qualify, and it primarily benefits property owners during periods of rising property values.

Q: When does the county reassess properties? A: Properties are typically reassessed on a regular cycle. Contact the Holt County Assessor's Office for specific reassessment schedules and appeal procedures if you disagree with your assessment.

Q: What are the penalties for late payment? A: Late payments are subject to interest charges and penalties. Unpaid taxes become delinquent and can eventually result in tax sale proceedings.

Q: Can I pay my property taxes online? A: Contact the Holt County Collector's Office to inquire about online payment options and accepted payment methods.

Q: Why do tax rates vary within Holt County? A: Different areas of the county are served by different combinations of special taxing districts (school districts, fire districts, library districts, etc.), creating varying total tax rates.

Q: How do I apply for available tax credits? A: Contact the Holt County Assessor's Office for application forms and deadlines for homestead credits, senior credits, and other available tax relief programs.

Q: What happens if I disagree with my property assessment? A: You have the right to appeal your assessment. Contact the Holt County Assessor's Office for appeal procedures and deadlines, typically within specific timeframes after assessment notices are mailed.

Q: Do improvements to my property automatically increase my taxes? A: Yes, improvements that add value may result in supplemental tax bills during the current tax year and will be reflected in subsequent annual assessments.

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Free • No credit check • 2-minute estimate