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Updated 2025 Tax Year

Henry County
Property Tax Guide

Everything you need to know about property taxes in Henry County, MO. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by district (1% base assessment rate plus local levies)
1st Due
Dec 15
2nd Due
Jan 15
Exemptions
4+ Available
Section 1

How Property Tax Works

Henry County, Missouri property taxes fund essential local services including public schools, law enforcement, fire protection, roads, and county operations. The property tax system operates on an annual cycle with taxes becoming due on December 15 each year, with a final payment deadline of January 15 of the following year. Property owners can view and pay their tax bills online through the county's official payment portal or by calling the automated phone system at 1-855-255-6196.

Property tax rates in Henry County vary significantly by location within the county due to multiple overlapping special taxing districts, including school districts, fire protection districts, ambulance districts, and municipal levies. The state's base assessment rate of approximately 1% of market value serves as a starting point, but actual effective tax rates typically range from 1.2% to 2.1% depending on your specific property location and the combination of local taxing districts that serve your area. Property owners should contact the Henry County Assessor's Office to determine their exact tax rate and applicable districts.

Section 2

What Makes Up Your Tax Bill

ComponentRate RangeDescription
County General0.2500-0.3500Basic county operations, courts, sheriff
School Districts3.5000-4.8000Local school district operations and debt service
Fire Protection0.3000-0.6000Rural fire protection districts
Ambulance District0.1500-0.3000Emergency medical services
Road Districts0.2000-0.4000Local road maintenance and improvement
Municipal Levy0.5000-1.2000City services (if within city limits)
Total Effective Rate1.2000-2.1000Combined rate varies by location

Rates shown are per $100 of assessed valuation for FY 2024-2025 levy year. Actual rates vary significantly based on your property's specific taxing districts. Contact the Henry County Assessor's Office at the Administration Building for your exact rate calculation.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Henry County, property taxes are due in two installments:

First Installment
Dec 15
Delinquent after Dec 10
Second Installment
Jan 15
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Henry County are additional property tax assessments that occur when there are significant changes to a property during the tax year. The most common triggers include change of ownership, new construction completion, major improvements or additions, and corrections to previous assessments. When any of these events occur, the county assessor determines the difference between the old and new assessed values.

The supplemental tax is calculated by applying the current tax rate to the increase in assessed value, prorated for the portion of the tax year remaining after the change occurred. For example, if you complete a $100,000 home addition in July (halfway through the tax year), and your total tax rate is 1.75%, you would owe a supplemental tax of approximately $875 (($100,000 × 19% assessment ratio × 1.75% tax rate) ÷ 2 for half-year). Supplemental tax bills are typically issued within 30-90 days after the triggering event and become due immediately upon issuance.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (19%): $57,000
  • Less: Homestead Credit (if applied): -$1,200
  • Net Taxable Value: $55,800
  • Annual Tax (1.75% rate): $976.50
  • Monthly Payment: $81.38

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (19%): $114,000
  • Less: Homestead Credit (if applied): -$1,200
  • Less: Senior Credit (if qualified & applied): -$2,500
  • Net Taxable Value: $110,300
  • Annual Tax (1.75% rate): $1,930.25
  • Monthly Payment: $160.85

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (19%): $190,000
  • Less: Homestead Credit (if applied): -$1,200
  • Net Taxable Value: $188,800
  • Annual Tax (1.75% rate): $3,304.00
  • Monthly Payment: $275.33

All tax credits require separate applications and are not automatically applied. Contact the Henry County Assessor's Office for application deadlines and requirements.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Henry County require property tax escrow accounts for loans with less than 20% down payment. Your lender collects approximately 1/12 of your estimated annual property tax bill with each monthly mortgage payment, depositing these funds into a separate escrow account. The lender then pays your property taxes directly to Henry County when they become due on December 15.

Lenders typically conduct annual escrow analyses in late summer or early fall to ensure adequate funds are available for the upcoming tax year. If property values or tax rates increase significantly, you may face an escrow shortage requiring either a lump sum payment or increased monthly payments. Property owners can verify that their mortgage company has paid their taxes by checking the county's online tax portal or calling 1-855-255-6196. If you don't have an escrow account, you're responsible for making payments directly to the county by the December 15 deadline, with a final grace period until January 15 of the following year.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Henry County for the current fiscal year? A: Property taxes are due December 15, 2024, with a final payment deadline of January 15, 2025. Late payments incur penalties and interest charges.

Q: What homestead tax credit is available and how do I apply? A: Henry County offers a homestead tax credit that caps annual assessment increases rather than reducing market value. This credit requires annual application through the Assessor's Office and is not automatically applied. You can apply online at the county website or visit the Administration Building between 8 AM and 5 PM.

Q: Are there tax credits for senior citizens? A: Yes, qualifying residents 65 and older may be eligible for additional tax credits beyond the standard homestead credit. These credits require separate applications with income and residency verification. Contact the County Assessor for specific eligibility requirements and application deadlines.

Q: How often are properties reassessed in Henry County? A: Missouri law requires properties to be reassessed every two years. Henry County follows this schedule with physical inspections and market analysis updates occurring on the mandated cycle.

Q: What happens if I disagree with my property assessment? A: Property owners can appeal their assessment by filing a formal complaint with the Henry County Board of Equalization. Appeals must be filed by a specific deadline, typically within 30 days of receiving your assessment notice.

Q: Can I pay my property taxes online? A: Yes, Henry County offers online payment options through their official tax portal. You can view your bill, print receipts, and make payments 24/7. Phone payments are also available at 1-855-255-6196.

Q: What are the penalties for late property tax payments? A: Late payments incur monthly penalties and interest charges starting January 16. Properties with delinquent taxes may eventually face tax lien sales, so prompt payment is essential.

Q: Why do properties in the same neighborhood have different tax rates? A: Tax rates vary based on special taxing districts that serve your specific property location. Different school districts, fire protection districts, and municipal boundaries create varying rate combinations even within the same general area.

Q: Do I need to reapply for tax credits each year? A: Most tax credits in Henry County require annual reapplication and are not automatically renewed. Check with the Assessor's Office about specific application deadlines, typically in early spring, to ensure you don't miss the filing period.

Q: How do special district taxes appear on my bill? A: Your property tax bill itemizes each taxing district separately, showing the rate and tax amount for county services, school districts, fire protection, ambulance service, and any municipal levies that apply to your property's location.

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